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 Digital bank Rize, By Al Rajhi Bank

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xander2k8
post Jan 17 2024, 06:03 PM

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QUOTE(ronnie @ Jan 16 2024, 07:45 AM)
RIZE has no referral program... are yopu talking about Versa ?
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They did have referral program πŸ€¦β€β™€οΈ but it is expired last year

https://www.rize.com.my/application/themes/...aned_afh_ML.pdf
xander2k8
post Jan 17 2024, 10:24 PM

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QUOTE(theevilman1909 @ Jan 17 2024, 06:54 PM)
There's any chance of the 4% rate being extended till middle of the year or December?
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No chance read the TnC

QUOTE(Optizorb @ Jan 17 2024, 07:22 PM)
will only know middle to end of march.
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Already stated clearly πŸ€¦β€β™€οΈ as of campaign ends will revert back to standard board rates

https://www.rize.com.my/application/themes/...GN_2024_TnC.pdf
xander2k8
post Jan 17 2024, 11:17 PM

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QUOTE(Optizorb @ Jan 17 2024, 10:39 PM)
remember the last time you talk cock about board rates?

need a reminder? πŸ–•πŸ˜‚πŸ–•
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https://www.rize.com.my/application/themes/...GN_2024_TnC.pdf

No need reminder πŸ€¦β€β™€οΈ clause d already stated clearly this time πŸ€¦β€β™€οΈ


xander2k8
post Jan 17 2024, 11:31 PM

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QUOTE(theevilman1909 @ Jan 17 2024, 11:22 PM)
Interesting....

So there's chance of extension πŸ‘
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No chance πŸ€¦β€β™€οΈ clause D already mentioned it clearly after the expiring of the campaign it will revert back to board rates
xander2k8
post Jan 17 2024, 11:42 PM

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QUOTE(theevilman1909 @ Jan 17 2024, 11:34 PM)
Hmm...

So this time is last? No more extension give.
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Yes as stated clearly in clause D and in fact these 3 months extension was to cover back on their debacle earlier on Nov when many transfers gone haywire and missing
xander2k8
post Jan 18 2024, 12:02 AM

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QUOTE(theevilman1909 @ Jan 17 2024, 11:45 PM)
If don't extend.
More withdrawal would happen
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The withdrawals already happened last month πŸ€¦β€β™€οΈ the only thing now is the campaign to win BYD EV which still have little inflow affects to it
xander2k8
post Jan 18 2024, 03:11 PM

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QUOTE(virtualgay @ Jan 18 2024, 02:12 PM)
i would rather split the Dolphin 100k to many many prizes like TV, Vacuum, iphone, PC, headset, aircond, refigerator and many more
it will be even more effective than only a single unit of Dolphin that cost 100k
Wk01 - iphone
Wk02 - 65 inch tv
Wk03 - Dyson Hair Dryer
Wk04 -

till Wk52 - MacBook

so weekly got chance as long as u continue to save with Rize and weekly showing incremental fund to earn your tickets for lucky draw
then do tiktok live / fb live / youtube live weekly Sunday 10PM draw sure generate lots of traffic compare to just 1 biji Dolphin!
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I don’t think you understand psychological nudge effect of a car giveaway πŸ€¦β€β™€οΈ the car giveaway is way faster to have their DUM increase because of human psychology which will increase higher deposits for a smaller chance to win a big prize

It is similar to what NFO companies does with every other day draw but Rize is more on savings increase hence DUm increase
xander2k8
post Jan 24 2024, 06:12 PM

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QUOTE(ronnie @ Jan 24 2024, 04:44 PM)
user posted image

Strong chance RIZE can maintain 4% on the 2nd quarter...
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Unlikely πŸ€¦β€β™€οΈ because it is already more than year burning money the most will be 3.5%
xander2k8
post Jan 31 2024, 01:00 PM

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QUOTE(LostAndFound @ Jan 31 2024, 12:08 PM)
Everyone talking about 1% cashback on the card... worth meh? Seems like very low return compared to CC.
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Cannot compared CC CB πŸ€¦β€β™€οΈ as CC is meant to debt trap to those who don’t know how to use while 1% is literally GX is giving out their own money to expand the ecosystem

Remember it is only up to before Xmas
xander2k8
post Jan 31 2024, 02:05 PM

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QUOTE(LostAndFound @ Jan 31 2024, 01:46 PM)
For the informed consumer who pays their CC bills in full and by statement date, CC gives even more benefit (delayed payment means earned interest). And 1% is literally the cashback of my 'backup' CC which is only used when all the more worthwhile CCs are maxed in terms of cashback for the month. Don't see why anyone very excited by a deal which... is even less than most ewallets had when they were launching.
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When banks and digital banks gives CB out πŸ€¦β€β™€οΈ it is up to BNM approval before hand hence they cannot give out more than what they earn in the 2nd place unlike CC debts which can be resell to others hence it is more valuable

At giving 1% they might be losing slightly on MDR charges

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