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 Last payment of car loan

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iGamer
post Apr 10 2023, 11:50 AM

Toxic ktards probably losers irl
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QUOTE(CoffeeDude @ Apr 10 2023, 11:46 AM)
And that's why you can't save money rolleyes.gif
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Not me, I am saver, won't change new car. biggrin.gif
aidris87
post Apr 10 2023, 11:51 AM

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QUOTE(piscesguy @ Apr 10 2023, 11:46 AM)
The letter sent to u by post?
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yea by post
piscesguy
post Apr 10 2023, 11:59 AM

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QUOTE(aidris87 @ Apr 10 2023, 11:51 AM)
yea by post
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So nice, what bank?
aidris87
post Apr 10 2023, 12:02 PM

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QUOTE(piscesguy @ Apr 10 2023, 11:59 AM)
So nice, what bank?
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tiger bank
piscesguy
post Apr 10 2023, 12:08 PM

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QUOTE(aidris87 @ Apr 10 2023, 12:02 PM)
tiger bank
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Haha, me too. Then i hope i can get letter by post, no need go to bank.
cubiclecarbonate
post Apr 10 2023, 01:21 PM

On my way
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QUOTE(piscesguy @ Apr 10 2023, 11:47 AM)
What bank? Mine is maybank, hopefully can go any branch.
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Mine is public bank
TSsamftrmd
post Apr 10 2023, 01:21 PM

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QUOTE(Roman Catholic @ Apr 10 2023, 11:31 AM)
Damn it, why the owner needs to go to JPJ just to cancel the financier claim ? The financier already issued the e-batal in the system, JPJ cancel je la ikut surat or e-batal tu. Redundant. Nabeh now I have to do this redundant thing at JPJ. Then ask why not productive ?
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The bank counter told me I can go jpj after 3 days to register my sole name to the car, but it's not necessary as the bank closed the account. The bank has no claim to the car anymore as the grant is in my name already.
TSsamftrmd
post Apr 10 2023, 01:22 PM

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QUOTE(piscesguy @ Apr 10 2023, 11:44 AM)
Do u need to go JPJ do the e-batal thing?
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Bank counter said can go after 3 days, but not necessary.
GTA5
post Apr 10 2023, 01:28 PM

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Bookmarking this thread.

Will be finishing payment in few months time.

Hope I don't gatal change car.

How to make sure I don't change car, any tips

This post has been edited by GTA5: Apr 10 2023, 01:28 PM
piscesguy
post Apr 10 2023, 01:30 PM

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QUOTE(samftrmd @ Apr 10 2023, 01:22 PM)
Bank counter said can go after 3 days, but not necessary.
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But u still to cancel the bank name from your car registration card rite?
gheyfriend
post Apr 10 2023, 01:31 PM

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Digitalizatio ady still wana get release letter..
GTA5
post Apr 10 2023, 01:33 PM

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QUOTE(samftrmd @ Apr 10 2023, 11:08 AM)
Settle liau smile.gif
Need to be in front of the counter and pay cash of minimum RM15, provide IC, and bank gives payment letter and account closure.
next month I have 800++ to spend liau rclxm9.gif
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Congrats yo

But for me if once I paid off my car loan, I see the extra every month is saving for repairs and service :swt:

As car become older more issues
haturaya
post Apr 10 2023, 01:39 PM

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QUOTE(samftrmd @ Mar 28 2023, 01:37 PM)
Next month will be the last payment of my car loan. The operator advise me to go to any branch to perform the payment instead of online bank transfer. What document should I get back from the bank?
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IC

QUOTE(GTA5 @ Apr 10 2023, 01:28 PM)
Bookmarking this thread.

Will be finishing payment in few months time.

Hope I don't gatal change car.

How to make sure I don't change car, any tips
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The itchiness is real... huhu whistling.gif
ahchat
post Apr 10 2023, 01:43 PM

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QUOTE(GTA5 @ Apr 10 2023, 01:28 PM)
Bookmarking this thread.

Will be finishing payment in few months time.

Hope I don't gatal change car.

How to make sure I don't change car, any tips
*
mod the car, masuk turbo, masuk ekzos perang
TSsamftrmd
post Apr 10 2023, 01:57 PM

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QUOTE(piscesguy @ Apr 10 2023, 01:30 PM)
But u still to cancel the bank name from your car registration card rite?
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No, the bank account that has my car is terminated with last payment. The car grant is with me.
mushigen
post Apr 10 2023, 02:14 PM

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QUOTE(piscesguy @ Apr 10 2023, 01:30 PM)
But u still to cancel the bank name from your car registration card rite?
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VOC doesn't have any "hakmilik dituntut oleh..." stamp unlike older geran. Collected my VOC after settling last payment at the auto branch (I called them for final amount to do early settlement, then paid online).

Bank said they did e-batal dy, no need to visit JPJ.

I tried doing name transfer using mysikap, no issue to proceed. I remember when I still had loan, an error popped up.
Avangelice
post Apr 10 2023, 02:16 PM

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QUOTE(RegentCid @ Mar 28 2023, 02:10 PM)
If your loan is 9 years...properly you will face this cycle again or very soon.
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Where got. My car loan from 2013 settled in 2020.

Until now rocking being loan less. Feels good
iamloco
post Apr 10 2023, 02:22 PM

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Just sharing my experience.
-Called bank to fully settle my loan (few more instalments remaining). Been asked to go to any hire purchase branch to settle
- went to branch. Did online transfer at the counter (via hp) and verified by the officer.
- done. No letter whatsoever
- after 4 days went to JPJ to get the "batal" stamp on my grant (the grant has been with me for a few years already).

Loan via Hong leong bank.

pisces88
post Apr 10 2023, 02:28 PM

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Mine also finish soon but i feel weird, i signed in july,
for 60 months. suppose the last payment also july right. But somehow it dragged to october @@ didnt miss any payments also
pisces88
post Apr 10 2023, 02:29 PM

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QUOTE(GTA5 @ Apr 10 2023, 01:28 PM)
Bookmarking this thread.

Will be finishing payment in few months time.

Hope I don't gatal change car.

How to make sure I don't change car, any tips
*
Buy a ribbon tie around ur car then surprise urslef with the 'new' car

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