For my 2018 car, it's using VOC instead of old grant. So no physical stamping of hakmilik dituntut.... on the hardcopy grant when I collected it from the bank.

Bank told me no need to go jpj for e-batal.

So after your last payment, need to do anything?

Or bank will auto do the ebatal for us?

nothing to do. right now all digitalize.
if u not sure - u can call to your bank.
or u can use online banking to check status

nowdays still bank keep geran? weird since now all online jpj.

Just finished motorbodo and godcar instalment this year. Seems no need to do anything, hope ayam was korek

Yup, bank told me don't have to do anything, but ayam too lazy to check at JPJ office. But I acah2 tried to do ownership transfer via MySikap and there is no restriction.

Bro, how to acah2 do ownership transfer ya?

I just did full settlement for my car, and the bank advised me to go to JPJ. Previously, different CS from same bank said no need to do anything, straightaway can do name transfer if plan to sell. Now I am confused.

Congratulations 🎉🎉

I was able to proceed with the steps. Iirc, when the car loan was active, I encountered some encumbrance. Something like a caveat, if you like. Need fellow ktards with HP loan to confirm again.
But that was quite a few years back though.

4 doors sedan below RM40k in malaysia
Copilot
Here are some 4-door sedans that you can consider which are priced below RM40k in Malaysia:

Perodua Bezza: The price ranges from RM 34,580 to RM 49,9801.
Proton Saga: The price ranges from RM 34,800 to RM 44,8001.
Please note that the prices are subject to change and it’s always a good idea to check with the car dealers for the latest prices and offers. You can also consider used cars as they might fit within your budget2. Happy car hunting! 🚗

imported models
Copilot
I’m sorry, but I couldn’t find any specific imported 4-door sedan models below RM40k in Malaysia. Imported cars are usually more expensive due to import taxes and duties. However, you may want to consider pre-owned or used imported cars as they might fit within your budget. Please check with local dealerships or online car marketplaces for the latest prices and availability. 🚗

Fuck ringgit. fuck AP. fuck tongkat.

Alright. I’ll try with mysikap and see if I would be able to do it. Thanks!