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 USD/MYR and SGD/MYR

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xander2k8
post Dec 8 2025, 07:23 PM

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QUOTE(boyboycute @ Dec 8 2025, 04:28 PM)
The long term trajectory of Ringgit, SGD and USD is pretty obvious now
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Gone the days of 2 band and the most optimistic reality is the 3 band on it πŸ€¦β€β™€οΈ if strengthens won’t be 50% appreciation but a 15% at its best only
poooky
post Dec 9 2025, 10:03 AM

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QUOTE(boyboycute @ Dec 8 2025, 04:28 PM)
The long term trajectory of Ringgit, SGD and USD is pretty obvious now
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What is obvious? please share information.
nexona88
post Dec 9 2025, 10:47 AM

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QUOTE(xander2k8 @ Dec 8 2025, 07:23 PM)
Gone the days of 2 band and the most optimistic reality is the 3 band on it πŸ€¦β€β™€οΈ if strengthens won’t be 50% appreciation but a 15% at its best only
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At least something than nothing right...

Then just stagnant all the time or very tight meaningless movement....
boyboycute
post Dec 9 2025, 11:23 AM

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QUOTE(poooky @ Dec 9 2025, 10:03 AM)
What is obvious? please share information.
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Just follow kamjit
frankliew
post Yesterday, 01:39 PM

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Look like UsD gonna drop to 4 soon.
Wedchar2912
post Yesterday, 01:54 PM

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QUOTE(frankliew @ Dec 12 2025, 01:39 PM)
Look like UsD gonna drop to 4 soon.
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so strong.... epf overseas return will be slightly impacted... sweat.gif
MGM
post Yesterday, 02:27 PM

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QUOTE(Wedchar2912 @ Dec 12 2025, 01:54 PM)
so strong.... epf overseas return will be slightly impacted...  sweat.gif
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Unless they invested in US tech stocks.
xander2k8
post Yesterday, 03:38 PM

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QUOTE(nexona88 @ Dec 9 2025, 10:47 AM)
At least something than nothing right...

Then just stagnant all the time or very tight meaningless movement....
*
Strong economy has tight or stagnant currency movements πŸ€¦β€β™€οΈ ie 2 richest countries in the world starting with S

Unlike Malaysia wild swings up and down
Fantasia
post Yesterday, 04:53 PM

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QUOTE(xander2k8 @ Dec 12 2025, 03:38 PM)
Strong economy has tight or stagnant currency movements πŸ€¦β€β™€οΈ ie 2 richest countries in the world starting with S

Unlike Malaysia wild swings up and down
*
QUOTE(xander2k8 @ Dec 12 2025, 03:38 PM)
Strong economy has tight or stagnant currency movements πŸ€¦β€β™€οΈ ie 2 richest countries in the world starting with S

Unlike Malaysia wild swings up and down
*
Many Malaysians are obsessed with ringgit appreciation to a degree that it is almost pathological. sweat.gif
xander2k8
post Yesterday, 05:17 PM

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QUOTE(Fantasia @ Dec 12 2025, 04:53 PM)
Many Malaysians are obsessed with ringgit appreciation to a degree that it is almost pathological.  sweat.gif
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Hence why appreciation and depreciation is like you like said pathological πŸ€¦β€β™€οΈ what is more important stability with low movements which MAS does well to control SGD with proper band hence why their country is preferred as an export and trading hub because of this reason
dwRK
post Yesterday, 06:01 PM

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most singaporeans are poor... dont have car... stays in gov flats... wink.gif

dwRK
post Yesterday, 06:14 PM

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QUOTE(Fantasia @ Dec 12 2025, 04:53 PM)
Many Malaysians are obsessed with ringgit appreciation to a degree that it is almost pathological.  sweat.gif
*
go overseas holidays cheaper mah... biggrin.gif

xander2k8
post Yesterday, 06:25 PM

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QUOTE(dwRK @ Dec 12 2025, 06:01 PM)
most singaporeans are poor... dont have car... stays in gov flats...  wink.gif
*
Hence higher disposable income πŸ€¦β€β™€οΈ unlike Malaysians with high 9 year car loan and housing commitments
nexona88
post Yesterday, 07:46 PM

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QUOTE(dwRK @ Dec 12 2025, 06:14 PM)
go overseas holidays cheaper mah...  biggrin.gif
*
Money Changers Shortage of USD as we speak now...

πŸ˜”
dwRK
post Yesterday, 07:50 PM

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QUOTE(xander2k8 @ Dec 12 2025, 06:25 PM)
Hence higher disposable income πŸ€¦β€β™€οΈ unlike Malaysians with high 9 year car loan and housing commitments
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not much also after high cost of living...

ours is low wage problem...

Fantasia
post Yesterday, 08:55 PM

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QUOTE(dwRK @ Dec 12 2025, 06:14 PM)
go overseas holidays cheaper mah...  biggrin.gif
*
So sad... Whenever Malaysians have a bit of money and want to travel, they almost always only consider oversea...
xander2k8
post Yesterday, 10:51 PM

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QUOTE(nexona88 @ Dec 12 2025, 07:46 PM)
Money Changers Shortage of USD as we speak now...

πŸ˜”
*
Shortage everywhere in the world whenever USD index goes below 100 demand is always high

QUOTE(dwRK @ Dec 12 2025, 07:50 PM)
not much also after high cost of living...

ours is low wage problem...
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Malaysia is not low wage issue but higher loan commitments everything like to buy on installments or BNPL

If foreign workers can survive why not Malaysians πŸ€¦β€β™€οΈ as Malaysians is not saving like the boomer generations
nexona88
post Yesterday, 11:14 PM

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QUOTE(xander2k8 @ Dec 12 2025, 10:51 PM)
Shortage everywhere in the world whenever USD index goes below 100 demand is always high
*
Agreed...

USD become "cheaper"... Everyone chase over it...

From just hoarding, hoping to cash out when get stronger later.... Or keep for upcoming CNY holidays....

Can be any reason....


dwRK
post Yesterday, 11:15 PM

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QUOTE(Fantasia @ Dec 12 2025, 08:55 PM)
So sad... Whenever Malaysians have a bit of money and want to travel, they almost always only consider oversea...
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nothing wrong lah... different country different experiences... its good to expand our horizon...

Cubalagi
post Yesterday, 11:58 PM

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QUOTE(Wedchar2912 @ Dec 12 2025, 01:54 PM)
so strong.... epf overseas return will be slightly impacted...  sweat.gif
*
I convert my epf balance to usd and feel richer.

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