If my wife had signed just 1 week earlier, it would've been 95k, 7y, 2.26% from Affin. My Civic was 105k, 7y, 2.11% in January.

2.11% is historic low lol
can i ask how long did it take for your banker to prepare the loan agreement? Mine's been a week and still no news since confirmation of approval.

1 week is too long imho - might be that the bank branch is overwhelmed by loan request due to the number of car booking / loans. My experience might be different due to my relationship with the banker -

1. SA verbally told us the revised rate on 21/7 (Thursday) - wife verbally agreed and SA sent the loan form & all supporting documents to the banker on the same day
2. Bank called wife for verification / interview on 22/7 (Friday)
3. Bank gave LOU to dealer on 25/7 (Monday)
4. We signed the loan agreement on 25/7 (Monday) itself

Now just waiting for our deposit cheque to clear (should be today) and go to JPJ for number assignment tomorrow. Should get the car on Friday morning at the latest.

I guess you're right.. This is after all my first "new car" purchase - and the customer/banker relationship is unknown at best lol since it's the first time
I'll have to send a follow up then. Thanks for the info.

*Edit:
just checked with my banker. LOU was given to the dealer last Wednesday, the same day she confirmed my loan approval. 30 days is all the dealer has to secure a meteoroid gray RS for me - in which a new loan application will have to take place once that lapses, most likely with a different interest rate.

This post has been edited by jimmychangas: Jul 27 2022, 09:42 AM

re-apply/renew after term lapsed. very likely rates will be higher because many saying August another interest rate increase coming.

well that's just unfortunate

any branch test drive available?already 2weeks launched..😅

I booked mine from Botanic Auto Mall. Still no test drive unit as of yet.

My order is RS Spec Grey color. Today got confirmation of Chasis # assignment and car shipping out from factory. Should be able to get by Friday.

Can I ask when did you place your booking, and what is the branch location?

My booking was originally for Civic. Booking Done end of Jan 22. Until April didnt get the car allocation, so I cancelled and changed to HRV. So from that point I was in the waiting. After pre launch, once system was opened, my booking was immediately registered into system for SST exemption.

Mine is with Peringgit Old Klang road.

Same ler but my V spec no sound no air still.

Oh ok in that case I’ll have to go to the corner and wait silently for mine…. For I have only placed my booking on the 21st of June. LOL

you are not alone i m sure many silent reader having the same thought

If at FB HRV group, I saw some places in KL already offering V Spec test drive - unsure which branch though. In JB, most likely will be next week or mid August.

-edit- SA just shared with me the car picture - Chassis No 19X and Engine No 17X. Wife super excited already Car arrived 20/7 at the dealership





This post has been edited by isr25: Jul 27 2022, 02:39 PM

I thought I saw someone commented earlier that he already received chassis allocation, booked on 29th June. How does that work? lol

didnt saw that but i only saw people are being offered the car first if you are willing to pay SST by cancelling your current booking inside here

i booked on 24 june, v spec red color.. also dont have any news from SA yet. booked at sri utama one auto damansara

that is just messed up yo.... how can they do that?

I copy / paste my post on Civic FE thread with minor changes:

Was disturbed to read about this last week, but couldn't get more information until today. Talked to my trusted SA regarding this, and we discussed extensively - my dealer / SA is not doing this, but allegedly some dealer / SA in KV is doing 70% w/o SST and 30% w/SST. SST cars need to wait for your booking queue, w/o SST you don't need to wait, can get immediately. Reason why they're doing this is that some SA may need to wait quite a while for their customers to get their car, thus no commission. Or new SA might need to wait until next year if need to wait until w/o SST cars to be cleared. Thus, they are doing this to ensure customers who booked their cars before SST deadline still get their cars according to their booking queue, and SA who can sell SST cars get their commission now, rather than wait their customer queue.

The w/SST cars may be coming from booking canceled or buyers with unapproved loans. Also, this is done mainly by the Sales Advisor. Dealer will definitely get their cut, but SA might not have another buyer w/o SST in hand with the same model/variant/colour. Hence, when their customer fail to get loan/cancel booking, they will offer to others under w/SST. If another SA in the Dealership get the car, they lose their commission.

The above writing is purely speculation between myself and my SA, not sure whether this is the correct / only reason.

This post has been edited by isr25: Jul 27 2022, 04:01 PM