Wait till when you need to get your refund processed. Their CS also not replying to my email query

Guys, do you think KDI Invest is much better than SA? Need your opinion as SA returns have been disappointing..

Agree. XLK is a much better option. KWEB not sure when can go up is like keep sea of red no matter how well general stock market is performing.

Really dumb for Stashaway to switch from XLK to KWEB. If they experiment see not working should quickly switch back to XLK or some better ETF la. Keep die die say China tech etf is good. All over the news we can see what’s happening.

It's good to have 3% compare to FD and others, will keep maintain until end of this year and let see what the rate for coming year 

i only put minimal 250 bucks, lately US bear market is scary

DCA huh? 

Wow. KDI Invest starting to have positive return within few days. Power la this AI

i dont know, is it important to know the real reason??  

not important as long as we don't lose out, capital same, interest earning same also.
kenanga system silly doing that can cause some to think kenanga cheat cut their interest..

another thing silly is kenanga profile only allow 1 bank account
causing me trouble now  how to WD to multiple banks in 1 day.

i updated the bank account, received email instantly said  bank acc updated- so i WD RM100 to bank A

i updated it again  put bank B acc, again email came said acc updated - so i made another WD to  bank B
this is misleading, actually it is not updated
because end of the day i received all RM100 x4 in bank D, the last update!
However the system is clever when i tested key in 1 wrong number, it knows and wont accept that bank acc.
But no use, what i need is instant updating and WD money paid to that account when WD order sent like  in Phillip eUT.
I could WD  to multiple different bank accounts within  minutes in eUT.
Anybody can suggest how to do WD to multiple different bank accounts in 1 day?

thanks for trying to help, perhaps i must make myself clearer to get better suggestion..

I want to withdraw RM 1.8M out fr my KDI Save to 4 diff bank accs all in 1 day.
RM800k  B islam, 400k PBB, 300k MBB , 300k HLB all  on 4.4.22
i tested with RM100 yesterday , tak jadi!

deposit masuk use 6 bank accounts also all accepted.
Withdraw out to 4 banks, why KDI can't make it easier?.  
maybe, but it says WD no limit,  luckily...........

is the 3% promo still on?

Merubin I "started" this yahoo finance simulation with $9358now it's $9k



waiting to see if anyone will share their real results

how can anyone know it  i wonder.......perhaps you ask Ramjade see he is buying  or not.

I know right? I'm at least 25 years away from my horizon, I was worrying I would spend the first decade buying into the unrelenting US bull and have sequence of return slap me in the face when i want to retire early.

Never stopped buying every month. Invested all my windfalls, no regrets.

he was jesus unsure
need people to allay his fear.
who else better to ask
if not u who loves the beer

this week fed interest rate increase. so dont expect it will go up. wait for it to cool down

Market down again. Right now it risk as market continue down, then lose more

So the AI harvested this news and decided it is a buy signal? 😂
since KDI Safe is so much more flexible, if the bank offers promo rate >3%, can always withdraw and park the fund there.

there are always 2 sides of the coin to consider..

after many years i found out for myself the steady and consistent return is better.
steady and consistent i refer the 4-6% types, not the current  2-3% types.
My last batch FDs are still 4.85%pa interest paid monthly, till end next year.

So stocks, unit trusts etc are  like for fun only in my case ie not earning much after 20 years
Had i put them in 4-6% above i would have earned more.
yeah sure, we cant just put all in FD, ASX or MMF right?

I started off with 20%  there now slowly reduced to below 10% as i find them not very productive.for me lah.
I would rather  rely on  my 80% portions - consistent return 4-7.4%
7.4% from corporate bonds
properties should be safe right ,yet my best returns , 6-13% nett rental
capital appreciation 200%

I learnt this concept from GenXGenYGenZ back then when I was still a student. He also said that focus on saving your first million and the following steps would be easier. Even with 1M, and 4% p.a averagely back then is already 40k p.a and 3.3k per month. Can you consistently make 3.3k nett from other investment like stocks monthly? And one may need to sell the stock before they can take the profit.

The key to this strategy is when can you earn your first million ? If salary worker you can do some maths if can hit by the time you retire then yes that strategy works. If cannot hit then the strategy does not work out very well isn't it? Also don't just look at the 3.3k in your e.g also need to factor in the rising cost of living and any other loans you haven't pay finish like house, car, kids education etc.

may i ask if my kdi invest withdraw shows sucess, how long am i able to get the money back into my bank account ?it says 5 working days but i stil not see my bank money?

hope next year still remain 3%, or at least higher than other competitors.