Not Philip Trustee but Pacific Trustee 🤦‍♀️

The information is there but very difficult to find in akDI website due to its fonts

A lot of ppl ask but couldn’t get answer but a standard that KDI Save is a treasury product

KDI Save liquidity by disclosure they have to put T+1 or 2 in order to cover any unforeseen delays but in actual operation it is within the same day if withdrawal is done by 11am the same day

KDI Invest forget about it because by the time the AI start moving the markets already move because the data is being used is already lagged just like how the US Fed on using lagged data 🤦‍♀️ Hence why you see red in accounts

Kenanga is already 50 years this year and started by royal family and was owned by John Hancock in 80s and Deutsche Bank in 90s and now Rakuten has a stake in it

So do you think Kenanga is not credible while EPF allow its members to invest in its fund 🤦‍♀️

Not royalty dump but forced into partnership with maximum 30% thanks to Tongkat rule 🤦‍♀️ Remember royalty just siphoned others while not knowing how to run a business as you can tell with many solid overseas brand name destroyed by them in Malaysia 🤦‍♀️ the only royalty run company currently that is making good money is Gamuda

The company is credible and solid just the management is still Tongkat and old skool and headed by royalty in the board hence they move very slow while trying to transform as typical Malaysians companies does

As long as their licensed with SC and BNM approval it is ultra safe to have money in their products as it would be regulated and no hanky panky

Unker Ramjade is already outdate 😂

Versa-i offers same day withdrawal by 1030am execution and received money by 630pm the same day

No need to be scared I only use currently until the promo is lower because of the liquidity 👏

Anyway it won’t be EPF-i but returns definitely lagged as Versa will topped the difference in rebates payout until June

Why bother hearing about Public Mutual top performers because they are performing into sucking your money through high sales charges and redemption charges while investing underperformed funds 🤦‍♀️ if you know how and not do virtual trade you would have already trade your own rather than buying UT

Why bother reading old news report from 10 years ago as we all already knew back then BNM was involved 🤦‍♀️ no central banks is so lax or stupid unless their political masters summoned them to do so 🤦‍♀️

PMX will not change but keep on holding on those skeletons because he has no balls to change and fired those political servants that is why people has no confidence in him 🤦‍♀️ To clean the slate in the 1st place AG, MACC, CS and BNM all has to go because they are carrying political baggage from the past appointed by the previous PM while Anwar keep on harping continuance while begging for co-operation 🤦‍♀️

Yes Versa-i before 1030am same day withdrawal

Lower expense fee by 0.2% while getting better returns by an average 0.5% yearly on its base net return

Yes which is why I am only sticking with it at 4% until the promos runs in June because I doubt Versa will extend it while paying 0.8%pa on average monthly to top it up to 4%

Yes Versa-I a lot of reimbursement of trailer fees and rebates from Versa until June only but liquidity is great because 8 hours later money is in the bank by 1830 after 1030 withdrawal execution

Yes Versa-I average 3.2% before the fund was intro into Versa then Feb major drop to 3.08% and the management fee is a bit higher so no doubt after June it will not extend the promo

Not for Versa-I if you want quick liquidity

If your KDI Save doesn’t have balance and you start deposit and withdrawal the same day it doesn’t work 🤦‍♀️ which is why KDI Save stated T+1 for that reason 🤦‍♀️

Same day withdrawal works provided you have an account balance in KDI Save only

Some ppl make mistake 🤦‍♀️ happened before because of UI/UX confusing and very uniform as the difference on KDI Save and Invest tab and notification are uniform

Some ppl want to amend the amount and many other reasons you can think off 🤦‍♀️

At the end you earn 4% net after charges but remember it is promo rate until June🤦‍♀️

What you are getting is the base net return plus rebate that is Versa to top it up to 4%

Yes as long as the money deposit in before cut off as it will capture the fund price for the day

Versa is already transparent and showing you that it is going through a fund running by AHAM 🤦‍♀️ and already stated clearly on the app and the fund price 🤦‍♀️

KDI Save is through own internal treasury fund which is not that transparent other than daily returns

Why worry so much when both companies are licensed and regulated by SC 🤦‍♀️ and when you are talking more than a billion fund size as well

You put in and trust them to allocate the right ETF for you and just hope that the market performs well with right ETF that their robo allocated to your account

Loss or profit all depends on their robo allocated ETF to you

You need able to Face ID on device but the app is very buggy on it 🤦‍♀️

No REITs at the moment 🤦‍♀️

Not even 6 to 7 working days yet 🤦‍♀️ wait until next week Monday should be in your bank account

As long as deposit before 11am it will consider the same day hence yes in your example on Thursday

Slow because they are not efficient 🤦‍♀️ anyway StashAway 3 to 5 business days

I assume because it takes 1 day to process, another day to sell and another day to convert back to RM while another 3 days to process the payment back to your bank account locally

Even if you buy or sell through Rakuten it will still take 3 business days to process 🤦‍♀️ hence KDI is double of that time length

You never put emergency fund into KDI Invest 🤦‍♀️ which is why got KDI Save

It is 3 days in your case so what wrong info when you are WRONG and you can’t even calculate to 3 days properly 🤦‍♀️ as they count days not hours 🤦‍♀️

Stashaway already stated BIG Here 🤦‍♀️

https://www.stashaway.my/help-center/900000...shaway-account#

This post has been edited by xander2k8: May 26 2023, 11:59 PM

KDI is investment platform with KDI Save that are being backed by KIBB treasury product so it is not MMF per say

No such thing 🤦‍♀️ in Malaysia unless you are willing to use products like Endowus or Syfe in SGD or buying US bonds in FSM otherwise it doesn’t make any sense for KDI to have such product in USD or SGD barring BNM and SC greenlight