OCBC or Standard Chartered (not sure) what the current rates is

Remember TnG Go+ is not in and out as you think as some got banned because of it 🤦‍♀️

When you get hacked and with the so called WalletSafe to claim back your money good luck on it

More pros than cons remember it is PIDM protected and liquid

Try cashing in more with fpx as TNG will start banning as well as some users got hit by it 🤦‍♀️

Be patient as they will only react BNM policy meeting only 6 times a year with the 1st during mid Feb 🤦‍♀️

That is why so hard up getting used to get WalletSafe because they exacerbated this problem to extract more monies from users

If they have been proactive from start but it is all about extracting more from users 🤦‍♀️

No such thing as closing account when full withdrawal 🤦‍♀️

After full withdrawal has been processed you can still deposit but a minimum of rm100 again then 2nd deposit onwards rm10 minimum

It is cycle save MMF

Wrong calculation because it compounded on daily balance plus accumulated interest earned

It should be around 143 plus minus rounding on the interests 🤦‍♀️

Try comparing it with Versa (no bonus) or Stashaway Simple instead 🤦‍♀️

Only 3 business day in and 1 business day out 🤦‍♀️

It is the same like KDI just that KDI promises NBD but delivered earlier 👏

Earliest by Monday and if they got any question they will get back to you on Tuesday

Why not go for HLB CNY promo online for 6 months at 4.18% 🤦‍♀️ only until 15 Jan

Wait until budget passed 1st then decide

I want to see BNM Governor resigned and replaced by the deputy as she bloody useless in inaction 🤦‍♀️

Put short term 3 month FD in the meanwhile and wait towards year end then put into EPF if you got excess

Cannot compare FDI with KDI save in terms of liquidity 🤦‍♀️

If you want liquidity rates doesn’t matter but withdrawal times

Don’t compare 2 or 3 months FD with KDI save as the rates negligible because you have divided the rates lower by 16 to 25% lower because of the term limits 🤦‍♀️

That’s why emergency fund is always need to be put inside the bank for a reason whether savings or FD 🤦‍♀️

Not approved yet as the budget has not been passed

This post has been edited by xander2k8: Jan 24 2023, 10:11 PM

Depends on the trustee to process the money to your account via IBG 🤦‍♀️

The earliest you will get it is around 8pm

Usually safe to say you will get around that time

It all depends on the withdrawals order process by Pacific Trustee for the day on how fast the IBG process

Only works it is before 11am 🤦‍♀️

12pm it is consider T+1

Finally 👏

Already stated very clearly in their FAQ 🤦‍♀️

KDI Save to reflect the funds from the daily cut-off time of 11 am every working day.

For KDI Invest it will take between 4 to 5 working days and kindly note that the daily cut-off time is 8 am every working day.

For offline deposits, it will take up to 3 to 4 working days for KDI Save to reflect the funds deposited from the daily cut-off time of 11 am every working day.

For KDI Invest it will be between 6 to 7 working days from the daily cut-off time which would be 8 am every working day.

Not a Federal public holiday but a territory holiday 🤦‍♀️

In future follow Bursa holidays for reference

The so called AI function is only for invest which is why marketing smart in mislead

You can’t compare E-FD with Treasury as the liquidity works differently because treasury has some MMF with short term bonds in it 🤦‍♀️

Check if there is any movement in Jan otherwise it looks like it is broken

They haven’t update 🤦‍♀️

Wait for month end statement only can tell

On monthly through its month end statement

Their so called Robo is hidden back end to prevent from manipulation, copying or hacking 🤦‍♀️

NAV is there but do they show the change in holdings 🤦‍♀️