KDI Save only 4.0% EIR, not 4.3%.

4.3% is Versa.

1) Although Versa Cash offers higher interest rate of 4.3%, the issue is that Versa does not have a web portal that can be used by Versa customers.

As such, I prefer to use KDI Save.

2)
Is anyone here quite satisfied that our money kept in KDI Save is generally safe?

i have been watching  my KDI Invest yoyo up and down.
2-3 months 3%, should i sell or  just wait?

Did you just compare 3 months return of KDI Invest with 1 year return for KDI Save?

It's 4% per annum, not 4% per month.

Are you investing in a Ponzi if it's 4% per month? Lmao

Anyone having issue logging in KDI account? I tried but it shows password incorrect then I reset also the same thing.

so long i never look at my KDI save

just now checked current values 11days apart, interest found only 3.44%

i checked 2 other dates 16days apart, interest  correct pulak, 3.95% close to 4% EIR

conclusion;   interest not paid daily like before, can verify this by  looking at return 3 consecutive days
not so efficient like last time

just  hope  early morning withdrawal  still can get the  money same at night.

so monday b4 11am withraw can get b4 april 10 ka...wanna change to gx bank since they give 5%... for a month only

what is the different between this KDI compare to bank FD?

just not protected by PIDM? money can go south anytime right

KDI Save still offering 4% for first 50k right? Planning to move Versa cash to here once the Versa promo is over.

Sorry maybe a dumb / stupid question.
Can we do like i put 50K into KDI Invest then wait for the return to up till maybe RM 200. The i jst withdraw the 200 or maybe all of them.
Then i put another 50K. Hope for the best and make the 200 maybe twice or once a week. U might not get anything that week or on negative, then we wait.
Can be done ??

I understand. My question is if the interest counted from total net deposit  or total cumulative?

As I'd like to max out 50k and try to withdraw the interest once in a while instead of parking the interest there.

currently everything is under Tier 1

But my net deposit is 49940 as i did some withdrawal

Current value is 50026.86

Therefore only 49940 is the one that is gaining 4% right?

  I thought by setting up auto debit then can get 4.77% ? No?  What is that fund about?

Seems like there's a new apps from KDI as per this article: https://theedgemalaysia.com/node/723632

https://play.google.com/store/apps/details?...igital.superapp

But couldn't sign in with existing KDI apps credential

kdi can withdraw the interest we earned only? the withdraw function seem like no any option

Hi, did anyone receive an email request from KDI asking for an information update and IC upload with email reply?

I received email after deposit to KDI Save. Kenanga e-mail address seems to be valid.
Is this normal or scam ? Anyone received this before ?

This is not my first time deposit. Money is from my personal acc.

What is Be U FD?