New FDI user checking in. Just a place to park cash for awhile

For the moment tried RM500 into fdi invest growth profile. Down RM1.50 upon approval

ok, back to KDi Save discussion, with ytd's OPR rate increase.....most likely many ppl will be taking out from KDI save as 3% is not attractive at all now.... banks r offering 3.2%.... higher rates coming soon.... so if ur KDI save mgt team reading this.... pls hike up ur % rates....to be competitive....

KDI Invest Growth and Aggressive portfolio  again at its peak now, just like in end of May 2022...
profit 2.3-2.5% over cost since Feb 2022

Sold RM5ok KDI Save  this morning, till now money still not in teruk!!!
Got many credit cards to pay, long weekend habis lah.......first time kena KDI save holding money  so long....got RM80k 0% BT from UOB today, but wont be in time to  pay  my cards due date 11.7.22

reject refunded got RM80k for 40days.....

wow if 40 days then means we are paying bank money first instead

Versa using Affin Hwang MMF offering.
Stashaway using AMIncome Fund by Ambank.
KDI their own since they are an investment bank.
All 3 also stable to use (unless if the bank itself KO which is highly unlikely)

But so far KDI Save fastest withdrawal among all of them, also highest interest for this year. So really no brainer to use KDI Save. I putting my emergency funds in there due to this fast withdrawal feature (dont follow if you cant accept this risk )

dont forget you will not get full month, they counting on the days of how long the money in the account and only appearing next month.
seem like KDI is not going to counter versa seeing for the extra Rm5/month.

On the dashboard for KDI Save, there are three values - Current Value,  Returns and Net Deposit. I am observing that after certain period, some of the amount in 'Returns' are moved to "Net Deposit". This is making it a bit difficult to track the actual returns. I wonder why they do this. Are others observing the same?

Versa is trustworthy? How safe it is?

Seem like the return of kdi invest getting worst

im worry when you moved, then KDI announce increment on interest payout 
and the 30k 4% will be ending on 31 Jan?

KWSP is great, just that you need to wait till at least 50 before you can partially withdraw it

Really? I thought only via PRS, no?

Ask something pls.

I did withdrawal for 1st time today, at 8.45am.

Got an email from KDI at 5.54pm confirming that my request is successful.

However, the funds does not seem to have been credited to my bank account as of now.

Will it be credited today, or is it going to be tomorrow?

Thanks

Finally, there is fingerprint biometric login for KDI app now.

So mean after the fee, we actually dont get the 4%?
So mean after the fee, we actually  get less then 4%?
its takes 2 days for money to in mean we will lost 2 days interest?

Actually how this KDI invest work?

Is it you put rm250 and let it work for 1 year to make profit or you put rm250 and take/leave everytime it make profit?

Hi guys, just wondering, is KDI Save the "best" cash investment vehicle in Malaysia? Or TnG GoInvest Save better? Or something else?

Which one is 4.3% and which one 3.95%?