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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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cybpsych
post Oct 19 2022, 05:11 PM

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QUOTE(H3artBreakKid @ Oct 19 2022, 05:09 PM)
rate already reflected in my account last week tho

their marketing team very lembap lah

tot they gonna counter versa terus apa ni  doh.gif
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trying to lock in your $$ before 1 Nov laugh.gif
cybpsych
post Oct 25 2022, 09:55 PM

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QUOTE(goddesszilla @ Oct 25 2022, 09:45 PM)
4.4% is their promotional rate?
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read in FD topic ya

https://forum.lowyat.net/index.php?showtopi...ost&p=105644648
cybpsych
post Oct 28 2022, 10:37 AM

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QUOTE(Davidtcf @ Oct 28 2022, 10:20 AM)
anyone switching over to Versa on 1st November? Just found out Versa has 0.3% management fee + 0.05% trustee fee per annum. Meaning 4% Versa interest - 0.35 = 3.65%. Just 0.15% higher than KDI Save. KDI Save doesn't have any of these fees. Also Versa pays out interest monthly rather than daily which KDI Save does.

Yet KDI Save has faster withdrawal speeds (small difference tho)

Source:

https://versa.com.my/#:~:text=The%20Versa%2...20trustee%20fee.

"For Versa Cash, there are 0.30% per annum management fees and 0.05% per annum trustee fee."
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just their disclosure

what we are getting 3.2% or 4% is nett returns = after deducted the Management fee of 0.3% & Trustee fee of 0.05%
cybpsych
post Oct 28 2022, 10:40 AM

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QUOTE(Wind82 @ Mar 18 2022, 11:18 PM)
QUOTE(Wind82 @ Mar 18 2022, 05:20 PM)

Anyone got any problem applying for a new account?

I'm stuck at the financial profile page. It keeps prompting me "oops, something went wrong"
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Already found out the problem, apparently the industry option I chose was causing the error. Choosing another industry somehow solved the problem.

Hmmm...
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QUOTE(mikhaC @ Oct 28 2022, 10:38 AM)
Hi,

I've tried to register KDI for the past 2 days and there is an Error pop out saying Something When wrong but didn't specify what the error is.. may i know how to solved it? tq
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someone faced this earlier.

try above tips

This post has been edited by cybpsych: Oct 28 2022, 10:40 AM
cybpsych
post Oct 31 2022, 07:47 AM

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QUOTE(crackerx @ Oct 31 2022, 07:34 AM)
Whre can we see the listing of licensed and registered companies under Security Commission? do they put it on their website?
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replied you in proper Versa topic
cybpsych
post Oct 31 2022, 01:31 PM

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QUOTE(CODDarkKnightDk @ Oct 31 2022, 10:12 AM)
Hello, anyone knows what time ur daily interest will be credited in? Couldnt find it around the dashboard
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updatd after 430pm
cybpsych
post Nov 1 2022, 03:34 PM

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QUOTE(poco loco @ Nov 1 2022, 03:21 PM)
just some random Q

do u guyz that invest in save,  no scared they take the money and run ka?

i personally also got money in save account for many month aready....sometimes it got me thinking jer
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seriously, if this level of paranoia, dont use KDI or Versa lor.

put in banks or fixed deposit with PIDM. but then argument would be banks or financial system could collapse too.

park $$ in milo tins, also can get spoilt or stolen or forgotten, not to mention no profits earned.

you see, nowhere is 100% guaranteed safe!


utilize them based on your risk appetite, whicever comfortable to you ---> have good night sleep and waking up smiling thinking of profit/interest earned. laugh.gif
cybpsych
post Nov 5 2022, 08:11 PM

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android update

// 1. Registration flow updated.
2. Profile update changes updated.
3. App carousel images updated.
4. Bug fixes and improvements. //
cybpsych
post Nov 7 2022, 01:41 PM

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QUOTE(Ramjade @ Nov 7 2022, 01:23 PM)
Do they have fingerprint login?
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dont think so
cybpsych
post Nov 11 2022, 02:55 PM

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QUOTE(Yjgpig @ Feb 18 2022, 04:00 PM)
Well, this was what they replied upon my e-mail inquiry on the same question today (for KDI Save):

"It is a short term deposit. Similar to fixed deposits, we are able to guarantee the return rate but we typically do not reveal further info on the placement itself. It is with Kenanga Treasury."
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QUOTE(NextDoorMan @ Nov 11 2022, 02:51 PM)
Hey sifu u seems like a KDI pro. Wanna ask you whats the underlying fund that KDI invest in for Save? cant find it anywhere I scared scam
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cybpsych
post Nov 14 2022, 08:18 PM

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QUOTE(CommodoreAmiga @ Nov 14 2022, 08:12 PM)
Hmm...i withdraw more than that...received email from KDI around 5:03pm saying withdraw success. Now the KDI shows amount has been deducted. But my bank account haven't receive the money yet...sweat.gif

If i remember correctly, i should see the money by the time i have received that e-mail previously.

Guess i will just wait until tomorrow 12pm before calling them.
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10pm+, not crossing 11pm
cybpsych
post Dec 5 2022, 08:48 PM

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QUOTE(paradiseisland8 @ Dec 5 2022, 06:21 PM)
Withdrawal approved to money in bank account not instant? Have to wait how long?
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who gave you the idea that withdrawal is instant?
cybpsych
post Dec 11 2022, 06:00 PM

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QUOTE(BrookLes @ Dec 11 2022, 05:41 PM)
See you cannot even tell me that their FD rates are higher then PBB or at least justify using actual rates compare to PBB
How can I trust your advise?
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here comes the facepalms again

don't bother reply la
cybpsych
post Jan 23 2023, 06:10 PM

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QUOTE(DiamondBar @ Jan 23 2023, 04:46 PM)
Tuan, when will KDI opens after Chinese New Year holidays?

Because I want to withdraw some money from KDI and deposit to KWSP.
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follow bank working days

start 25 Jan, after Public Holidays
cybpsych
post Jan 25 2023, 07:49 PM

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QUOTE(BWassup @ Jan 25 2023, 07:10 PM)
wow so late. lol

thanks!
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if same day 9-10 pm is considered late for you, then you should mentally treat it as T+1

today withdraw, tomorrow can see money. simple.
cybpsych
post Jan 31 2023, 04:37 PM

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QUOTE(Optizorb @ Jan 31 2023, 02:08 PM)
before 11am/12pm you get back same day at night around 9pm
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you tested >11am but <12pm, and can get same day around 9pm?

QUOTE(Yluxion @ Jan 31 2023, 03:01 PM)
Finally, there is fingerprint biometric login for KDI app now.
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yeah, new app update push before can use biometric login
cybpsych
post Jan 31 2023, 05:41 PM

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QUOTE(ericlaiys @ Jan 31 2023, 05:25 PM)
android only? apple dont have
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android
cybpsych
post Feb 2 2023, 10:20 AM

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QUOTE(confusedway @ Feb 2 2023, 09:54 AM)
Totally forget that 1st Feb 2023 is a public holiday... deposit was not reflected for yesterday deposit... (is my mistake anyway, just a friendly reminder to all that make sure not to deposit on a federal public holiday... )
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any financial dealings, always observe KL Public Holidays

this is critical when we need to withdraw kdi fund for specific time-sensitive purposes (eg pay bill, rentals. fees etc)
cybpsych
post Feb 2 2023, 10:48 AM

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QUOTE(Garysydney @ Feb 2 2023, 10:40 AM)
Good to know this.

I wanted to ask yesterday but since Bursa was not operating, i was guessing kdi is probably on holiday as well.

I thought kdi is automated and should allow deposits and withdrawals (e-fd can withdraw/deposit any day of the week) regardless of the day since the marketing by kdi implies it is operated by AI (shouldn't need human intervention).
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any banking follow's BNM calendar which is in KL territory smile.gif

KDI allow withdrawal, it's automated at KDI side (front-end app to backend system) --- no actual money movement, just data change.

later, KDI finance operation will still need to trigger fund transfer which will eventually hit the (external) banking network, and will still need to observe their operating time too.

This post has been edited by cybpsych: Feb 2 2023, 10:49 AM
cybpsych
post Feb 16 2023, 02:16 PM

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QUOTE(cybpsych @ Aug 22 2022, 01:06 PM)
maybe Q1 2023 (i guess typo in the new fintechnews posting below)

https://fintechnews.my/32554/digital-transf...anga-super-app/

user posted image
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QUOTE(Wolves @ Feb 16 2023, 01:45 PM)
I remember they are building a super apps that can do all financial services like buying mutual fund, etf and sp500 that are suppose to be released like early 2023 right? What happens to it? Maybe they quiet coz testing the apps tongue.gif.
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errrrrrrrrr we are not KDI staffs laugh.gif

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