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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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cybpsych
post Apr 28 2023, 02:13 PM

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QUOTE(bouncy @ Apr 28 2023, 02:09 PM)
Hi. Is 3.5% rate applicable for 1st rm50k only ?
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https://digitalinvesting.com.my/kdi-save/

read the definition of "Investment Amount Tiers" from the link above
cybpsych
post Jun 14 2023, 10:05 AM

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QUOTE(yungkit14 @ Jun 14 2023, 09:43 AM)
excuse me but how long is kdi reflected into my account ?
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post more info la

when did you deposit?
was it KDI Save or KDI Invest?

have you read thru this topic?
have you read the FAQs?
cybpsych
post Jun 14 2023, 10:56 AM

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QUOTE(phoenix24 @ Jun 14 2023, 10:16 AM)
Nice! How to calculate the EAR (Effective Annual Rate)? What's the net rate we are getting? Anyone did comparison between versa and KDI since both now at 4%?
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calculation in here https://digitalinvesting.com.my/faq/ > General KDI Save > What is Effective Annual Rate (EAR)?
cybpsych
post Jul 26 2023, 09:37 AM

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QUOTE(ronnie @ Jul 26 2023, 09:27 AM)
KDI Save interest payout is done on month-end ?
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daily updated, usually around 430pm++
cybpsych
post Jul 26 2023, 10:07 AM

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QUOTE(ronnie @ Jul 26 2023, 09:53 AM)
Like TnGo+ ?
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i dont use go+

but i think go+ refreshes at midnight
cybpsych
post Aug 6 2023, 06:29 PM

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QUOTE(songokujames @ Aug 6 2023, 05:47 PM)
Refer your friends and earn RM10 for you and your friend each when they invest more than RM250 in KDI Invest.

only kdi invest entitle?if my friend put money in kdi save then no referral bonus?
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invest only

https://digitalinvesting.com.my/terms-and-c...riend-campaign/
cybpsych
post Sep 1 2023, 08:24 AM

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QUOTE(kens88` @ Sep 1 2023, 08:10 AM)
Damn... Need withdraw today to pay cc bills
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still got few more hours to go

just wait for kdi devs to start work and fix it, hopefully a quick fix
cybpsych
post Oct 4 2023, 10:48 AM

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QUOTE(contestchris @ Oct 4 2023, 10:45 AM)
Guys, how long does it take to reflect deposits into KDI Save?

Mine has been an hour still as pending. Shouldn't it be instantly?
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update is not instant

balance update after 430pm
cybpsych
post Nov 27 2023, 08:38 PM

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QUOTE(hedfi @ Nov 27 2023, 04:06 PM)
Ok, KDI replied it'll take 6-7 working days for Invest
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withdrawal time already stated in the faq

https://digitalinvesting.com.my/faq/

many information is in there
cybpsych
post Apr 7 2024, 05:44 PM

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QUOTE(poco loco @ Apr 7 2024, 03:32 PM)
so monday b4 11am withraw can get b4 april 10 ka...wanna change to gx bank since they give 5%... for a month only
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10th is Public holiday?

ppl will forget to do by 11am too! then you're screwed lol

unless you're busy with raya prep on 8th or 9th, better withdraw early!
cybpsych
post Apr 7 2024, 07:56 PM

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QUOTE(poco loco @ Apr 7 2024, 05:49 PM)
even if i withraw now it still will start proess tomolo
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do tomorrow better lor ... got safety net

1) if tomorrow withdraw before 11am, you get fund by evening tomorrow

2) if you forgotten tomorrow before 11am, at least still can get fund by next day evening

3) if you do on 9th before 11am, ok la, not much loss

4) however if you forgotten to withdraw before 11am on the 9th, then you wont get the fund until 12th evening.
cybpsych
post Jun 9 2024, 01:11 PM

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QUOTE(ssiapf @ Jun 9 2024, 11:33 AM)
Deposit yesterday's 8.52am, now still pending? Is it weekend and not working?
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user posted image
cybpsych
post Sep 26 2024, 06:01 PM

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QUOTE(gashout @ Sep 26 2024, 04:43 PM)
what's with KDI needing us to apply for withdrawal, then need them to approve?

isn't the amount displayed ours?

my withdrawal request took around 24 hours to get approved.
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your money, their systems/platforms.

can you freely do anything through your bank without any approval process or review, or some sort?
cybpsych
post Sep 26 2024, 06:36 PM

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QUOTE(gashout @ Sep 26 2024, 06:35 PM)
Still not the best explanation. What to review? The system should know if I've passed my own wallet limit and put a red alert?

If I duitnow my money from bank a to bank b, it's instant..

So I just wonder what are they checking or just another red tape to create more job opportunities.
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nothing much for me to explain

feel free to escalate this to kdi
cybpsych
post Sep 26 2024, 06:40 PM

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QUOTE(gashout @ Sep 26 2024, 06:37 PM)
I just wonder. Maybe someone here knows.

Thanks 🙂
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no one will give you a satisfactory answer if you demand your money must be unmonitored and unrestricted by the platform you are using.

the only way is hold your cold hard cash by hand.
cybpsych
post Jan 14 2025, 04:51 PM

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QUOTE(Sotsotzaii @ Jan 14 2025, 04:18 PM)
Hi all, I've used Boost / GX / and now currently Rize for my money savings.

My goal is to put money into monthly, and leave it there and don't bother, but will withdraw whenever any time I need it, I was told KDI Save is the next best option other than Rize, can I get some feedback please before I decide ? Thanks
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kdi save not suitable for your usage case "withdraw whenever any time i need it"
cybpsych
post Jan 14 2025, 05:20 PM

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QUOTE(Sotsotzaii @ Jan 14 2025, 05:04 PM)
But assuming that I'm ok with the withdrawal of before 11 AM and get the money within a day's time, then is kdi save the best option for me among all digital banks ?
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u gotta evaluate them yourself. you want easy to withdraw? good rate? good support? easy to use app? etc?

at first i thought i can always make it before 11am for kdi save, eventually life always give you a curve ball and you missed your withdrawal window biggrin.gif haha
cybpsych
post Jul 8 2025, 07:24 AM

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QUOTE(genesic @ Jul 8 2025, 06:57 AM)
if there is a glitch, do we know how much is the max for Tier 1 before the excessive considered as Tier 2. would like to consider to max Tier 1 first.

user posted image
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https://digitalinvesting.com.my/kdi-save-terms-conditions/
cybpsych
post Jul 11 2025, 06:53 AM

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QUOTE(genesic @ Jul 11 2025, 05:41 AM)
i read that term and condition and i have higher amount than RM50k as Tier 1. In fact Rm57,XXX still in Tier 1.
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reverse calculate from EAR https://digitalinvesting.com.my/faq/#tab-95aad908ae0ae887a93
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