IMHO the KDI guaranteed rate 3% vs Simple's non-guaranteed rate 2.4% is already convincing enough?

This post has been edited by tadashi987: Feb 26 2022, 11:27 PM

FAQ

Can I withdraw to a different bank account from the one I initially deposited?
Yes, you may withdraw from a different bank account as long as the bank account holder’s name is solely under your name.

However, you will first need to change your bank account details with these steps:
Steps to change Bank Account Details:
Login to KDI > Select "My Account" > Select "My Profile" > To edit your bank account details, click on “EDIT” > Scroll to “Bank Account Details" > “Select your bank” > Fill in your revised Bank Account Number and Bank Account Holder Name> Click on “Save Changes”

This is the breakdown of BALANCED KID invest portfolio

it seems even their most aggrestive portfolio is rather 'safe play' with their major allocation (~40%+) onto VT

This post has been edited by tadashi987: Mar 1 2022, 10:39 AM

thanks sharing! pin-ed your finding in the first thread

the ETF name, yep

this is SC standard yeah, deposit in and withdrawal must be same name, applied to all fund houses including FSM.

refund would take days

nope, will update if any

normal, since now US market has big bear

i only put minimal 250 bucks, lately US bear market is scary

it shud be reflected today if u put in before cut off, on the day after if u put in after cut off
withdrawal turn around is on the first page also, so ur 'experiment' max gonna takes 3 days i reckon

what time u 'pumped' in yesterday?

no problem, welcome to the community

i didnt and can't delete it, somehow i felt this forum has a bot, it will auto flag out those posts with referral or referral code, i can see those 'report'
tend the posts will get deleted sometimes later

at first i thought it is human report but afterwards i reckon it is bot (if it is human then i think that gonna be one really persistent reporter )

that's part of suitability assessment form (SAF) which they require to know ur risk acceptance so to recommended u suitable portfolio
no big deal after your account is opened you can just deposit into KDI save and ignore the KDI invest

just make sure u dont key in wrongly

pal cutoff explaination is quoted in the first post

yep tomorrow 4:30pm if no surprise
every weekday 4:30pm has became my norm to login and check the interest for happiness

of course, ur money goes through FPX payment gateway, their operation people need to ensure your money is well received by them.
after confirmed, then they process into the system for your deposit

KDI Save 3% is like FD to park ur money for 3% per annum interest then, what else meaning u referring to

common in corporate bureaucracy when a new digital product is launched in an old school corporate but the owner as well end to end BAU of the 'cake' is still pending to be ironed out

This post has been edited by tadashi987: Mar 18 2022, 01:48 PM