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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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Optizorb
post Jun 14 2023, 10:55 AM

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QUOTE(Sheng890624 @ Jun 14 2023, 07:30 AM)
New rate 4% start from today onwards  rclxms.gif

user posted image
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YASSS rclxm9.gif
Optizorb
post Jun 15 2023, 02:13 AM

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on a happier note,

im happy to see for every 10k getting 1.09 now compared to 0.94 previously lol.

15cents increase/10k
Optizorb
post Aug 31 2023, 10:45 PM

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anyone having trouble logging into KDI?
Optizorb
post Dec 12 2023, 05:43 PM

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QUOTE(ronnie @ Dec 12 2023, 05:40 PM)
Do I get Daily Interest like GX Bank under KDI Save ?
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yes, kdi save is daily interest
Optizorb
post Dec 12 2023, 06:20 PM

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QUOTE(ronnie @ Dec 12 2023, 05:56 PM)
i assume daily compounding at 4%...
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its 4% p.a after compounding daily. so the daily is less than 4%

not like rize where it is 4% daily interest instead of p.a

This post has been edited by Optizorb: Dec 12 2023, 06:25 PM
Optizorb
post Apr 7 2024, 04:26 PM

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QUOTE(poco loco @ Apr 7 2024, 03:32 PM)
so monday b4 11am withraw can get b4 april 10 ka...wanna change to gx bank since they give 5%... for a month only
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can. monday withdraw before 11am, get either monday night itself or tuesday
Optizorb
post Sep 26 2024, 07:13 PM

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QUOTE(gashout @ Sep 26 2024, 06:35 PM)
Still not the best explanation. What to review? The system should know if I've passed my own wallet limit and put a red alert?

If I duitnow my money from bank a to bank b, it's instant..

So I just wonder what are they checking or just another red tape to create more job opportunities.
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important point to rmb that they are not a bank.

they are an investment firm.

as with all these investment firms, cashing IN/OUT is never instantaneous..


Optizorb
post Oct 1 2024, 05:06 PM

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If I withdraw tomorrow morning before cut-off time 11am, the money should get around late evening/night right..

I was wondering whether will also get the interest for the day or wont get any interest
Optizorb
post Dec 1 2024, 02:46 AM

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since today is sunday, even if deposit before 11am the funds still wont be processed right.. meaning wont get interest for today..
Optizorb
post Dec 9 2024, 10:41 PM

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QUOTE(kawteem @ Dec 9 2024, 10:36 PM)
hello guys, can someone pm me the referral code? want to sign up for kdi save account. thanks.
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kdi save referral no use..

only for kdi invest got RM10 bonus..
Optizorb
post Dec 10 2024, 07:00 PM

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QUOTE(fruitie @ Dec 10 2024, 06:55 PM)
My KDI has been inactive for quite some time with some funds left, as I use Versa most of the time. However, I don't mind putting some funds in KDI too. Would like to ask if KDI or Versa gives better interest? I want to park some floating money to earn lunch money. laugh.gif Say like <100k. Thanks! notworthy.gif
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KDI is basically fixed 3.93%/day or 4% p.a and for first 50k only. above 50k is 3.5%

No idea what is versa's rate. So you compare the above with versa and see which is better
Optizorb
post Dec 24 2024, 09:39 AM

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QUOTE(Medufsaid @ Dec 24 2024, 09:19 AM)
withdrawn some amount from KDI save yesterday (before 11am). success email received yesterday 4pm, but haven't receive anything until now

sent out an email to KDI already, waiting to see if there's a response
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same here.. shown success and KDI balance deducted, but no money came in.

but my deposit went through and reflected though..

is the withdrawal before 11am guaranteed to get within same day? or is it up to 2 days?

This post has been edited by Optizorb: Dec 24 2024, 09:43 AM
Optizorb
post Dec 24 2024, 10:16 AM

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QUOTE(Medufsaid @ Dec 24 2024, 10:01 AM)
just received
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received as well

is the withdrawal before 11am guaranteed to get within same day? or is it up to 2 days?
Optizorb
post Jan 22 2025, 05:15 PM

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QUOTE(MUM @ Jan 22 2025, 04:35 PM)
What is the rate for the amount exceeded that 1st 50k?
Withdraw put where better than that rate?
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3.5%.

Can put in go+ for similar rates but have way better flexibility
Optizorb
post Mar 7 2025, 04:33 PM

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QUOTE(poooky @ Mar 7 2025, 03:22 PM)
Why masuk TNG? KDI Save above 50k up to 250k also give 3.5%
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previously GO+ was giving better rates that's why.

it was hovering around 3.56%~3.6% for quite some time.. only recently dropped slightly to 3.52%.

Combined with instant liquidity, go+ would be preferable up to 20k
Optizorb
post Mar 19 2025, 09:47 PM

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QUOTE(milo.dinosaur @ Mar 19 2025, 09:35 PM)
Wow my withdrawal took a long time

Requested: yesterday 7am
Got email from KDI saying withdrawal successful: today 4pm
Money show up in bank account: 8-9pm

Took in total 37-38 hours
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cause public holiday.. i also forgotten about it and made deposit at 1am.. today 4pm only reflected.

missed 1 day's interest
Optizorb
post Mar 28 2025, 02:37 PM

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QUOTE(Billy.Who @ Mar 28 2025, 12:39 PM)
Has anyone who has made withdrawls the 'proper way' (submission made before the 11AM cut-off time on a working day) experience delays in receiving the funds?

The posts here about delays seem to be due to withdrawls submitted on weekends/public holidays..
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can happen from time to time, though mostly so far received in the same day
Optizorb
post Mar 28 2025, 05:54 PM

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QUOTE(Medufsaid @ Mar 28 2025, 05:53 PM)
Billy.Who Apr 1st is a public holiday no? you won't get any money out
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he meant after credited the daily interest already, so just withdraw early, but the money still only receive the next day
Optizorb
post Mar 31 2025, 12:09 PM

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QUOTE(Sotsotzaii @ Mar 31 2025, 12:05 PM)
Hi all, will KDI save ever implement instant withdrawals / transfer in the near future ? I don't get why the don't have this convenient option.
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because they are not a bank.
Optizorb
post Apr 18 2025, 08:12 AM

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QUOTE(lowyat101 @ Apr 18 2025, 08:05 AM)
Hi, noticed that there are a few KDI related apps as follows. May I know which one is the simplest if I just want to deposit/withdraw on KDI Save?

Thanks

[attachmentid=11512577]
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dont need install app if just want to deposit/withdraw kdi save, just use website?

but if you insist, then its the first one



This post has been edited by Optizorb: Apr 18 2025, 08:13 AM
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