so this step doesn't work?
doesn't seem to be aggressive growth though. check back the posts

This post has been edited by Medufsaid: Mar 8 2022, 03:30 PM

u can check back page 12 or so. https://forum.lowyat.net/topic/5243436/+220
i've constructed a yahoo finance portfolio based on the aggressive growth percentages. it'll be red though, 2022's a bear market

any transaction records? tbh, i believe it's more of a UI bug than actual reopt, as it's a rushed project

basically it boils down to this. if he says "I had McD today for lunch", never trust unless he provide proof or you can independently verify

hopefully KDI will have a section to see their daily buy/sell transactions in the web/app soon. to verify that switching risk profiles is FOC

https://digitalinvesting.com.my/faq/

Rebalancing, transaction, and reoptimisation costs (in stashaway) are included in the 0.8%. (i can verify that as I've done risk switching before)

I believe KDI meant to replicate that structure but at a lower tariff

This post has been edited by Medufsaid: Mar 20 2022, 03:54 PM

invest RM2 mil and get charged a low flat fee of only RM6,000 annually 😂😂

sadly i don't see any action taken by the mods. i don't even know if it's futile to report
if it wasn't for scrutinizing the charges by my broker bank (RHB investment bank FYI), i wouldn't have discovered that they were double charging me on a certain fees. to their credit, they agree to reverse back the charges. but imagine if i didn't calculate

more like, markets dropped and you lost RM6.55 (RM10.35-RM3.80). so you are left with only RM3.80 + RM1,000

This post has been edited by Medufsaid: Mar 31 2022, 06:08 PM

so is it Current Value or Net Deposit?

This post has been edited by Medufsaid: Apr 1 2022, 09:25 AM

since you did open an account, the question i'll be asking is, did you calculate and the interest fell short?

RM250 to lose RM10, market needs to drop 4%... i fear by the time you received KDI referral, market already drop that much
hopefully you already cashed out the RM250

This post has been edited by Medufsaid: Apr 23 2022, 01:10 PM

they don't have time/budget to restrict cc altogether, so use the cheaper way aka "warn you with words"

Merubin I "started" this yahoo finance simulation with $9358now it's $9k



waiting to see if anyone will share their real results

i think 1/2 of us here are only for KDI save (3% FD promo). anyway, if KDI invest has "so many takers", it means KDI is right in this business model

i think last monday or tuesday it was probably in the green, friday was a bloody day, one day alone already -1.6%

if really RM9358 (above the RM3k FOC management tariff) was invested, still need to deduct management fees.
also need to add back the dividend payouts (regardless of RM9358 or RM3000) as yahoo finance doesn't "readd" them back in

This post has been edited by Medufsaid: Apr 24 2022, 12:10 PM

should be ok, less volatile than pure S&P500 (^GSPC). as long as you don't expect no losses like FD



This post has been edited by Medufsaid: Apr 25 2022, 09:37 AM

not much publicity. i told my relative about the 3% KDI save last weekend and he said he never of it

This post has been edited by Medufsaid: Apr 26 2022, 05:24 PM

robo is for ppl who don't want to spend time to learn how to invest. the fact that you are here posting means you are willing to learn so you can skip robo already

btw, someone did 1 full year of 6 robo experiment. so can expect KDI to be have the same "passive investing" performance

This post has been edited by Medufsaid: Apr 29 2022, 07:58 AM

kdi save or invest?

got link? anyway no bottom yet in sight for US markets