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 I just realized there are unrecognized transaction, Using my credit card

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SUSEBBattlefield
post Aug 26 2021, 11:56 AM

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QUOTE(cringe @ Aug 26 2021, 11:48 AM)
And people out there keep saying that CC has better protection and privilege compared to Debit Card.

LOL
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CC's limit is your credit limit....
debit card limit is your entire bank account.....
unless you keep bare minimum in that account, chances are you're gonna lose more with debit rolleyes.gif
Chartry
post Aug 26 2021, 12:02 PM

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QUOTE(Lord Tiki Mick @ Aug 26 2021, 11:41 AM)
How to do that? hmm.gif
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Call your bank using the number listed in your card.

Tell them there's an authorised transaction.

Most banks will refund the full amount to you.

Always call the bank when there's unauthorise transactions. They can reverse the charge even when the retailer is not helpful.

This post has been edited by Chartry: Aug 26 2021, 12:03 PM
cringe
post Aug 26 2021, 12:03 PM

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QUOTE(EBBattlefield @ Aug 26 2021, 11:56 AM)
CC's limit is your credit limit....
debit card limit is your entire bank account.....
unless you keep bare minimum in that account, chances are you're gonna lose more with debit  rolleyes.gif
*
Intelligent people will have 3-6 bank accounts and put money separately before doing any transaction online whistling.gif

This post has been edited by cringe: Aug 26 2021, 12:03 PM
SUSEBBattlefield
post Aug 26 2021, 12:07 PM

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QUOTE(cringe @ Aug 26 2021, 12:03 PM)
Intelligent people will have 3-6 bank accounts and put money separately before doing any transaction online whistling.gif
*
you have 60k cash, split them into 3 accounts evenly, still have risk of losing 20k if debit hacked.


instead of being bodo CC doubter, why dont you just set limit for CC transaction?
ask for RM2k credit limit ?
why not use prepaid CC like bigpay, heck CIDB (yes, not CIMB) also got prepaid CC now.

Problem is not CC vs. debit card.
Both are tied to the same network and will have same risk.
it's the bank and FB fucking around, letting people abuse the system for profit
Cookie101
post Aug 26 2021, 12:15 PM

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QUOTE(Lord Tiki Mick @ Aug 25 2021, 01:12 PM)
I check my statement for august, there are several transactions sum up to MYR675.
Reference number is like FACEBK ******** fb.me/ads IE

WTF are these transactions? doh.gif

***EDIT***

Facebook comeback to me saying they cannot refund and that someone I know is the one performing the transaction. But don't want to tell me who due to privacy.

WTF, who? how? when? vmad.gif
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Contact your card issuer to file the dispute.

Or go to that respective issuer site to find dispute form.
Oltromen Ripot
post Aug 26 2021, 12:25 PM

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no facebook account, no worry of this happening
DeepMemory
post Aug 26 2021, 12:34 PM

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Call your bank to replace a new card and also dispute the transaction. Go make a police report if it is unauthorised.
amir.asyraf
post Aug 26 2021, 12:40 PM

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QUOTE(cringe @ Aug 26 2021, 11:48 AM)
And people out there keep saying that CC has better protection and privilege compared to Debit Card.

LOL
*
um because that's true?
Dweller
post Aug 26 2021, 12:40 PM

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Twins10
post Aug 26 2021, 01:02 PM

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QUOTE(Lord Tiki Mick @ Aug 26 2021, 11:41 AM)
How to do that? hmm.gif
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Call customer service. They will guide you. There is a form online. Fill up N email to them.
hft
post Aug 26 2021, 01:03 PM

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QUOTE(Lord Tiki Mick @ Aug 25 2021, 01:12 PM)
I check my statement for august, there are several transactions sum up to MYR675.
Reference number is like FACEBK ******** fb.me/ads IE

WTF are these transactions? doh.gif

***EDIT***

Facebook comeback to me saying they cannot refund and that someone I know is the one performing the transaction. But don't want to tell me who due to privacy.

WTF, who? how? when? vmad.gif
*
For ads
cringe
post Aug 26 2021, 01:04 PM

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QUOTE(amir.asyraf @ Aug 26 2021, 12:40 PM)
um because that's true?
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It's not true
amir.asyraf
post Aug 26 2021, 01:05 PM

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QUOTE(cringe @ Aug 26 2021, 01:04 PM)
It's not true
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explain why it's not true
cringe
post Aug 26 2021, 01:12 PM

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QUOTE(amir.asyraf @ Aug 26 2021, 01:05 PM)
explain why it's not true
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You may check out this thread for example.

https://forum.lowyat.net/topic/5160964/+140

This engineer in the end need to pay the frauds that he didnt do it.

So called cc has better protection than debit
Lescotesco
post Aug 26 2021, 01:23 PM

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QUOTE(cringe @ Aug 26 2021, 12:03 PM)
Intelligent people will have 3-6 bank accounts and put money separately before doing any transaction online whistling.gif
*
so troublesome to become this kind of intelligent people imagine when u wan to buy something u have to transfer the money in advance. also that 3-6 bank acc will not subject to fraud?
i tot when come payment it works the same, unless u tell me ur account is empty then i nth to say la.

QUOTE(cringe @ Aug 26 2021, 01:12 PM)
You may check out this thread for example.

https://forum.lowyat.net/topic/5160964/+140

This engineer in the end need to pay the frauds that he didnt do it.

So called cc has better protection than debit
*
if the money in ur debit card u also have to pay what. so what is the diff?

This post has been edited by Lescotesco: Aug 26 2021, 01:24 PM
SUSbunyip
post Aug 26 2021, 05:58 PM

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QUOTE(cringe @ Aug 26 2021, 11:49 AM)
And why the hell you still using this bank cc? doh.gif
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Becoz they replaced the card immediately.
CypressHill88
post Oct 11 2022, 05:30 PM

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QUOTE(Lord Tiki Mick @ Aug 25 2021, 01:12 PM)
I check my statement for august, there are several transactions sum up to MYR675.
Reference number is like FACEBK ******** fb.me/ads IE

WTF are these transactions? doh.gif

***EDIT***

Facebook comeback to me saying they cannot refund and that someone I know is the one performing the transaction. But don't want to tell me who due to privacy.

WTF, who? how? when? vmad.gif
*
Same thing happened to me today no card number stores or used in my Facebook account. There was 2 separate transactions charges.

Thanks for contacting Meta.

We've detected suspicious activity surrounding your card that resulted in purchases you didn't make. I've issued you a refund for those fraudulent purchases.

Your payment provider usually makes the refund available to you within 3-5 business days. If you still haven't received the money after 7-9 business days, I recommend contacting your payment provider for help getting your refund. Keep in mind that we won't be able to refund any overdraft or service fees you may receive.

If you'd like to learn more about keeping your account secure, please follow this link: https://www.facebook.com/help/213481848684090

I'm sorry this happened. Please contact us if you have other issues.

Thanks,

cloudwan0
post Oct 11 2022, 05:47 PM

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why not call bank but faccebook instead?
Ramjade
post Oct 11 2022, 05:55 PM

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QUOTE(CypressHill88 @ Oct 11 2022, 05:30 PM)
Same thing happened to me today no card number stores or used in my Facebook account. There was 2 separate transactions charges.

Thanks for contacting Meta.

We've detected suspicious activity surrounding your card that resulted in purchases you didn't make. I've issued you a refund for those fraudulent purchases.

Your payment provider usually makes the refund available to you within 3-5 business days. If you still haven't received the money after 7-9 business days, I recommend contacting your payment provider for help getting your refund. Keep in mind that we won't be able to refund any overdraft or service fees you may receive.

If you'd like to learn more about keeping your account secure, please follow this link: https://www.facebook.com/help/213481848684090

I'm sorry this happened. Please contact us if you have other issues.

Thanks,
*
How did you contact FB? What link did you use?
Zhik
post Oct 11 2022, 05:58 PM

eeerrrmmmnnn, stupidity has no limit?
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QUOTE(Lord Tiki Mick @ Aug 25 2021, 01:12 PM)
I check my statement for august, there are several transactions sum up to MYR675.
Reference number is like FACEBK ******** fb.me/ads IE

WTF are these transactions? doh.gif

***EDIT***

Facebook comeback to me saying they cannot refund and that someone I know is the one performing the transaction. But don't want to tell me who due to privacy.

WTF, who? how? when? vmad.gif
*
Report police to access ur authority to ur account, and to get them compliance to ur request and cooperate for scam/cyber crime case investigation. It is useless to talk to someone who have no authority over the phone.

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