Anyone had payment received under 3rd party account and banks called up where victim called to refund the money. What did you do after that? Serious reply is appreciated here. TIA

As far as i know. to retrieve back "Transferred Out Fund" is VERY VERY VERY Difficult.

Not like Credit Card.

If Fund in Your Banking Account can be easily "retrieve" by previous depositor, the entire banking system is not going to sustain.


---- One need prove that the account is SCAM 1st....

But the other person has made a police report and bank asking Bank to get back the fund.

You'll be surprised how sellers are first viewed as guilty while those who are gullible and shared their personal banking info gets back their money.

no. If you are not guilty, your fund IS SAFE.

You think PDRM = Bodo?
Or i can use the very same tactic the get free crypto with Selling using Local Bank account?

All you need is Prove your self "Not Guilty"
for involving in Crypto trading, Both you and buyer are in same position.

But for the trading process itself, you are not guilty. ( if you really release the coin accordingly )

Yes. I'm not guilty. I did release the fund.

But will bank alert higher authority if I mentioned binance and p2p? Will we land into trouble for using Binance!?

Sorry to ask a lot. I'm sure more people will face this issue.

This post has been edited by gashout: May 26 2021, 03:25 PM

If Govt Want blocked Binance, they already DID it on DNS level. ( like pornhub )

LUNO was working all fine, trading crypto with Ringgit.
But Remitano was not ( blocked )
Binance so far no block


Trading/Owning/Mining Crypto is NOT iLLEGAL in Malaysia.
those kena tangkap =

1. Curi TNB
2. Money Game Scam with the name of Crypto

Thanks so much.

I couldn't sleep whole night now realizing a police report has been made and my bank account froze (I did release the crypto upon receipt of payment, I didn't do anything wrong)

I couldn't do anything because it's a PH. I'll go visit Maybank first thing in the morning tomorrow and find out why did they tag/block my account.

This post has been edited by gashout: May 26 2021, 03:32 PM

i heard similar case few days before in LYN

i suggest you go do a Police Report 1st. Together with your Prove.

what coin u transfer?
transaction evidence can be found on blockchain.

Police Report content :

Buyer Purposely filed a false report on you and your bank account.
*** When you go report, they might able to trace this ( by looking your bank account no. )

This post has been edited by ifourtos: May 26 2021, 03:37 PM

I just did a police report just now to safeguard myself. Police at my side doesn't seem interested and clueless like me wondering what is there to handle. Police officer then told me this is for bank record ref purpose.

Transferred usdt to the person on p2p.

Yes. I've the evidence with me. That's good thing about binance p2p!

This post has been edited by gashout: May 26 2021, 03:47 PM

Pls update later what happen. I also one time accepting 3rd party transfer. I ask for ic so the buyer keep pusing2 dont want to give. But I lazy to think I just releases. After this I will not accepting any 3rd party anymore

This post has been edited by lordirfan99: May 26 2021, 03:48 PM

Tbh. Very stressful moment for me.

Didn't do anything wrong and i seem to be the one banks asking to get back the money deposited to my bank account without properly investigation nor any IO called ne.

When this transaction happen? And when ur account are been blocked?

that's why when u receive payment from a 3rd party and not direct from buyer, reject it and refund them back with 10% admin fee

Early May.

Just blocked yesterday

I've learned my lesson and won't touch p2p for a while. It wasn't a good experience.

Can i get the name of the binance user and the person that bank in? Because I think I also encounter 3rd parties transaction during that time too. Now I feel anxious when you say like that. U can pm me

Sorry to ask. The bank payer name and the binance name is not same?

If yes, then it would be hard for bank to help you. First thing, please report to Binance and get the docs of that person.

Yes. Not the ssme. In this case. Am I at fault?

Yes. You should have not accepted payment from 3rd party in the first place. Brace yourself and face the coming consequences. It's going to be tough and might take months, years or even forever to settle or unfrozen your account. And that's also why those smart ones never use their main bank account to do such service, always use a secondary bank account for such transactions from being locked unintentionally.

This post has been edited by RectangleX: May 26 2021, 07:48 PM

Yes, it is hardly to explain to bank and prove yourself unless you don't tell bank or police that the person you dealt is not him.

Let me know the username of that binance user... then you would able to see if he is new or old buyers.

Ok. Thanks.

How much is the amount? May be you can get the victim and bargain to compensate half

Ard 5k. Now bank is just liaising with bank to get back the fund. The 3rd person nor police has contacted me

Bank can't practice so without court order.

If they can do so, why don't they apply to those that kena scam and still got money inside

I think bank is asking nicely. Court order will just return the fund right away I assume?

That's what i don't understand.

Real Scammers to real victims those money they have difficulty retrieving it. But this due to negligence by third party on personal banking info, it becomes my fault.

The world is unfair. Because the money is credited into your account, hence you are liable. Bank won't force you to repay and they can't do anything but you will need to wait until they unfreeze your account. Otherwise, close it but I am in doubts if they allow you to close.

Please tell the bank that the police has told you that bank has no right to freeze your bank account without court order or from police.

I heard one officer told me before. She said bank cant simply freeze their customers account until proven.
Now they freeze you before proven so.

That is why you can see a lot of mudah scammers continue to scam people although their bank account was reported many times but still, no action was taken by the bank but victims like you kena pula... do you think it is fair?

This post has been edited by jack2: May 26 2021, 10:00 PM

Share the username / name of the scammer please

Reject and refund with 10% fee... We do it manually right? No need to go bank and request

One more question... Is it safe to receive/accept money from their company and not from personal account? I think it's not safe. Lol

Lesson learned, only trade with account with good reputations and many good trade records. and INSIST them to use account associated with their registered name

Did you get a copy of the police report? How exactly he said you scam?

I don't think the police report is available to read by others.

So you wouldn't know what you were accused of? How sad

A potential scenario:

1. Buyer wants to buy USDT from you in p2p and he then confirm the purchase.
2. The buyer with an intention to scam will find a way to convince a third party to transfer money to your account with whatever reason he has.
3. 3rd party trusted him an transfer the money to you.
4. You received the money without knowing its a scam conducted by the buyer.
5. You release the USDT to buyer.
6. Buyer received the USDT and cut ties with his scam target.
7. Victim of the scam did not get whatever he wants from the buyer then report police, and the only proof he has is your banking account.
8. Your account got block due to the report...

This post has been edited by eddychstu: May 27 2021, 08:42 AM

Called BNM to clarify the situation.

3rd party is at fault for sharing his or her own banking details to other people. 3rd party should be responsible for it.

Seller is not wrong.

Yup. Funny isn't it.

I have many cases before whereby the banks won't tell you as they afraid of being sued because of giving such statement before proven you are guilty by the court but they freeze your account first.

To avoid such liability, they will never tell you.

But I have good relationship with one branch manager and she helped me to resolve the issue and she showed me the police report.

That is right. This is how third party scam works

I don't think he shared his banking details. The scammer instructed him to transfer only.

Still wrong as the account holder didn't do due diligence

Provided the buyer/ seller has stated that beforehand, safe.

I dealt with one that set the auto-generated message to display "Payment will be made from company account"

This post has been edited by UserU: May 27 2021, 11:12 AM

Yes but banks won't think so. They will think the receiving party is scammer and the transfering party is victim and hence, they wanna recover the fund for the party who filed complain with them.

Exercise your right to fight with the bank. They have no right to reverse until you agree so.

The real victim must responsible for their own as well because you are not the person who cheated him.

But, experice tells me you need to drag this case till no end unless Maybank is willing to help you if you have relationship.

Please quote this:

I recalled I went to Maybank to file dispute and the officer asked these two questions:

1. Was your internet banking or account get hacked and your fund was transferred to someone?

2. When you made the transfer, were you alert and you are willing to transfer?

If (1) is No and (2) is Yes, then you are willingness to pay and you are not cheated. we can't help you to block the account.

This post has been edited by jack2: May 27 2021, 11:52 AM

Thanks for sharing.

If only they're diligent in every scamming done by real scammers than us.

Maybank holding the account as they want to check EACH transaction. I've been here for nearly 3 hrs

caiyook bro

Are you still waiting at there? You are at your home branch?

So nice that they are checking on the spot for you.

Yes. Home branch.

They haven't started checking. They wanted screenshot and they haven't received it

Who is the buyer? Scam money to buy coins ... wtf
I hope all his trade gets liquidated

depends what bank you use. But usually bank will close your bank account if police report made.

Here is not Singapore

So easy to close. Everyone can just fitnah

But yes. Money is mine. Bank thought it's theirs. Shit bank.

And customers is proven guilty first until otherwise. What law is that

They already release ur account bro?

They need to verify transaction one by one first.

Everything should be ok since I have evidence (thank God for binance p2p platform that record every details).. Fingers crossed.

Need to insist on receipt in chat next time for every transaction just to safe guard yourself if anything.

I'm taking all my money out from maybank after this. Other banks didn't questions me like a criminal. Maybank did by labeling me as guilty first so long they don't understand what's happening. Good security but disappoint qc.

Is it bank have no problem becoming p2p trader in binance or they also Don know what is binance and u need to explain to them first?

Need to explain. But i didn't say binance. I just say a platform for buyer and seller. Then the click system. Then release function.

Did u mention crypto at all?

Usdt. Crypto. Not sure if she gets it.

All screenshot show usdt so i think they know

I showed the app too. She gets it.

And she can repeat how it works.

Playing crypto isn't a crime. Even radio has been playing crypto ads. So i think it's acceptable

From morning until now still Don settle. What a waste of time this is. And it's not even your fault

Yes. I need to prove to them ome by one why I'm not guilty.

Shit bank.

Home branch people are nice and they did apologize. But Maybank remains my worst bank to deal with

Did they know it is third party issue that the platform name and bank account sender name are not same?

What and why did they apology with you?

maybank still crypto friendly. If public bank ur account habis

Yes, and Hong Leong Bank as well.

Different reasons. They just want to know why i have third party into my account. Not about this scam thing.


Can you explain further

Can you explain further

The customer service person was nice and he knew that I've been there the whole morning. For 3 hrs.

How did you explain to them then for third party into your account?

Few of my friends who used HL were forced to close their accounts.

Which state and branch?

This post has been edited by jack2: May 27 2021, 07:41 PM

Best not to divulge too much info here.

If they were forced to close. Did they manage to get the fund out first?

I actually don't mind closing it.

They know your friend into p2p or playing crypto?

Yes, get back.

I suspected they know. Otherwise, they won't ask to close.

Ok. At least still something good out of it.

I often think isn't it better for us to be honest with bank officers than to hide many things. At least when we are upfront, they know we want to clarify issues.

The funny thing about helang and pipit

Helang has billions in account. Never get detected. Never get AMLA. And still enjoy at his posh residence enjoying super ring. As he's officially still hasn't been convicted of any crimes.

Pipit like us. Guilty first then prove you're not guilty.

Because of status.

Now what happen?

Third party issue? Police report made. I've called BNM they said it's absolutely 3rd party's fault.

Bank acc frozen? They're doing some checks and will update me next week.

The double standard system in Malaysia.

https://m.malaysiakini.com/news/304405

https://www.malaysia-today.net/2019/05/01/n...ajibs-accounts/

99 million was transfered in MBB and no one could detect what's wrong. Pipit 25k and must alert alert.

wow... BNM so efficient to say it is third party fault ah?

Yes. You can call them actually to ask about any grey areas.

Every account holders is responsible for their own banking information. Simple as that. And as far as transaction is concerned, it has been completed between the buyer and seller. So there isn't any issue on that

seller also got fault. Exchange dont allow third party transfer. If seller allow third party transfer, a lot of scammer will come to the exchange.

Of course. We learn from that.

Not everyone knows what's happening when it happens. Just to bring awareness to people here.

Yes. Never take third party transfer

How about those love scam or parcel scam that being cheated?

That is same what.

I guess he kena one guy named Suhaimi or what (can't remember exactly) that he was advertising with very high rate to buy USDt.

Just noticed now that my pbb acc was closed today after they noticed I withdrawn from Luno.

then your money how?

PBE anti crypto. Mine also kena close when they know I trade crypto.

Credit into other ACC which I didn't use for crypto.

When was it. Did they ask you to explain it or just sent you letter?

Hope they bankrupt soon, be the first bank in Malaysia to bankrupt

so which bank that is closing if u do crypto? and what is pbe?

They inform you beforehand right. So you can transfer the fund out?

I think it's public bank

Hong Leong also too as someone said

If Luno is regulated. Why do they ban it and force you to close account?

I think they sent love letter but how many people open the letters nowadays? They credited into my another account,

Regardless or regulated or not regulated, if the bank does not like crypto, they won't think so and just close off to kick you out.

Yes. Who checks letter box these days. Can't they send an email?

It's their losses anyway for not embracing future technology.

Any banks that support crypto right now will earn favor from their customers.

.

This post has been edited by gashout: May 28 2021, 06:51 AM

That is why until now they are lack of technology in their internet banking and many hacked cases on funds by hackers.