Yes, it is hardly to explain to bank and prove yourself unless you don't tell bank or police that the person you dealt is not him.

Let me know the username of that binance user... then you would able to see if he is new or old buyers.

How much is the amount? May be you can get the victim and bargain to compensate half

Bank can't practice so without court order.

If they can do so, why don't they apply to those that kena scam and still got money inside

The world is unfair. Because the money is credited into your account, hence you are liable. Bank won't force you to repay and they can't do anything but you will need to wait until they unfreeze your account. Otherwise, close it but I am in doubts if they allow you to close.

Please tell the bank that the police has told you that bank has no right to freeze your bank account without court order or from police.

I heard one officer told me before. She said bank cant simply freeze their customers account until proven.
Now they freeze you before proven so.

That is why you can see a lot of mudah scammers continue to scam people although their bank account was reported many times but still, no action was taken by the bank but victims like you kena pula... do you think it is fair?

This post has been edited by jack2: May 26 2021, 10:00 PM

I don't think the police report is available to read by others.

I have many cases before whereby the banks won't tell you as they afraid of being sued because of giving such statement before proven you are guilty by the court but they freeze your account first.

To avoid such liability, they will never tell you.

But I have good relationship with one branch manager and she helped me to resolve the issue and she showed me the police report.

That is right. This is how third party scam works

I don't think he shared his banking details. The scammer instructed him to transfer only.

Yes but banks won't think so. They will think the receiving party is scammer and the transfering party is victim and hence, they wanna recover the fund for the party who filed complain with them.

Exercise your right to fight with the bank. They have no right to reverse until you agree so.

The real victim must responsible for their own as well because you are not the person who cheated him.

But, experice tells me you need to drag this case till no end unless Maybank is willing to help you if you have relationship.

Please quote this:

I recalled I went to Maybank to file dispute and the officer asked these two questions:

1. Was your internet banking or account get hacked and your fund was transferred to someone?

2. When you made the transfer, were you alert and you are willing to transfer?

If (1) is No and (2) is Yes, then you are willingness to pay and you are not cheated. we can't help you to block the account.

This post has been edited by jack2: May 27 2021, 11:52 AM

Here is not Singapore

Yes, and Hong Leong Bank as well.

How did you explain to them then for third party into your account?

Few of my friends who used HL were forced to close their accounts.

Which state and branch?

This post has been edited by jack2: May 27 2021, 07:41 PM

Yes, get back.

I suspected they know. Otherwise, they won't ask to close.

Because of status.

wow... BNM so efficient to say it is third party fault ah?

How about those love scam or parcel scam that being cheated?

That is same what.

I guess he kena one guy named Suhaimi or what (can't remember exactly) that he was advertising with very high rate to buy USDt.

Just noticed now that my pbb acc was closed today after they noticed I withdrawn from Luno.

Credit into other ACC which I didn't use for crypto.

When was it. Did they ask you to explain it or just sent you letter?

Hope they bankrupt soon, be the first bank in Malaysia to bankrupt

I think they sent love letter but how many people open the letters nowadays? They credited into my another account,

Regardless or regulated or not regulated, if the bank does not like crypto, they won't think so and just close off to kick you out.