Your net profit is calculated after minusing the initial 6.5% service charge I assumed?

Well, KLCI dropped a lot on Monday but rose back today. Not sure how'll be tomorrow's performance. It's barely predictable.

Generally the return is faster and larger.. <--- on what stand? Your personal instinct?

Meaning you want to perform a switching to save the service charge?

I switched from PSBF to PFEPRF last Tuesday and asked my agent to pull the latest statement for me yesterday. Yet the transaction is not shown in the statement he sent.

some people say buying UT at nav higher  like .9** is not profitable?? is it true??

The amount is not substantial in general.

Well, I still don't have telemutual. Have ask Penang PM branch to mail me the application form. Still waiting to arrive at my doorstep.

I think won't be 0.32++, if rise, also should be 0.31++...

hope to see you in a mutual gold seminar next year then.. 

petty issue *lol*.. don't make youself sound like a small-timer..

well, the PCSF is not a mutual gold seminar, right? do you know who's the speaker(s)?
if it's those regular fund updates meant for agents.. then i'll give it a pass.
today, pmutual fund managers have grown sooo huge in numbers.. i can't tell who's doing what

Yeah

I'm thinking by early next year after getting my bonus should be able to be liao. Only matter of when is the next correction before I made another sai lang of that amount nia

I called PM CS today to check for the switching of my PSBF. Surprisingly, she told me that there's no switching record done in last week. I was WTH! Not sure if my agent did submit my switching request. Have to give me a call and complain or scold him already.

By the way, I got my TeleMutual application form today. Finally ... it's such a simple one-page form.

if the seminar is for mutual gold investors.. i would've known it myself. mr.lum was the reason why i didn't attend this year's mutual gold seminar.. (i hope you're not referring to mr.lam.. who has retired from pmutual)

KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55

That's why it's better for PM to come out with an online system which we could manage our funds ourself - swithching, repurchase, topup, unit balance checking and etc.

that's why... there's a debate going on.. if agents should be rewarded at the point of sales.. or the duration it retains a customer.
the latter creates a value proposition towards service..

Slacking behind is one thing. Overloaded with unit holders are more worrying since they couldn't give fair treatment and perhaps slipping somebody in the middle.

Of course Money talks. Imagine if you have 100 clients under your account. How can you find time to serve them all. Sure you will bias to serve those richer clients

Since you will become an Agent soon... proof it that you can do otherwise lor

both of you guys have valid points regarding an agents' prioritization towards client servicing..

i can't say for certain the differences between a high net worth client over a lesser one..

i believe it's not easy to earn money from the high-net worth clients (but it may cost the agents more in terms of entertainment expenses/overheads)

Is there any LYM could tell me wat this is MSCI AC (All Country) Far East ex Japan Index and do your have link for this...cos i search at google but cannot find

This week alone i've done few switching for my clients...not kiasi, but wan to ride on the china tide. All go for PCSF..   

PCSF made all other funds look so slow... some ady complained that PFEPRF are too slow, although it already break even  in about 2 months time 

Service charge is definitely too high currently in Msia. Anyway, service charge is the income of the agent and agent provide service and recommendations to investors.

DIY on switching, because telemutual is the fastest way to switch a fund, instead of the agent need to get your signature and submit the form everytime you switch.

When perform a switching, the price will reflect tht particular day prices or the following day?....let say switching is done b4 bank close 4pm

Hihi~ Newbie (and SUPER NOOB) here  I'm a 22 year old student who suddenly felt a strong 'urge' to start investing on something..and chose to start off with Public Mutual Unit Trusts.  Currently invested 1k in PCSF at around 0.278 price & 4k in PSEASF....thought of juz leaving em there for them to grow until I read all u guys' posts....SO PRO!!!  Feel so inspired by all u guys' knowledge, esp dzi921, Jordy, David83, Darkmage12 , I_bryan, lwb, kingkong81, leekk8, etc.....Wow to think of all the time & energy spend on tracking & predicting the trend of the market  ya guys must've spend lots of time on it everyday 

Hope u guys will keep up the good work!!! So i can learn more stuff from ya guys!!!! and hopefully get sum tips along the way...haha~

(lol this unit trust thing is too interesting...keep distracting me from studying for coming (& very near) exam.... )

Totally salute u!!!! Got so much discipline....I'm really bad in time management haha. Better start to change my bad habits.  What cha studying now?  I read that u also took up the course to become a UT consultant...so geng!!!      How could u manage so many things at a time?

Yes work work work till die with the meagre income that disappears slowly thru inflation....sad life 

That book really that good ah? I saw got another newer book by the same author on financial management/planning or sumthing like tat...so expensive de >.< Maybe i should pop into sum public library & borrow tat book or sumthing