We'll see how it goes from here..
Public Mutual, PM/PB series fund
Public Mutual, PM/PB series fund
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Oct 20 2007, 09:37 AM
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#101
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
Too bad I have not been prepared for this, been focusing on profits and forgot to lock my profits..
We'll see how it goes from here.. |
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Oct 20 2007, 09:58 AM
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#102
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
Normally the local bond funds are stable right during market downturn..
Would there be any difference with each bond funds..? Sorry because I have not really studied the bond funds.. |
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Oct 20 2007, 10:08 AM
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#103
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 20 2007, 10:03 AM) I don't see much different as long it is pure bond funds (not PEBF & PIEBF). The up and down won't differ much Yes, bonds are very stable in volatile markets..And I noticed during the recent correction, the bond series are standing strong Then I'll divide my units in equal proportions into several bond funds so it'll be easier for my re-entry later.. |
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Oct 20 2007, 10:20 AM
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#104
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 20 2007, 10:12 AM) That is why having bond fund account on standby is always a good move I will be switching to PISBF too on Monday..Imagine if I don't have bond account now, don't know where to panic... hehe Don't know if it's wiser to switch all my funds into one BF, or switch my 3 EF into 3 different BF in equal proportions.. What do you guys think..? |
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Oct 20 2007, 10:48 AM
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#105
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 20 2007, 10:23 AM) I won't be putting all my eggs in one bond basket. Can be risky. Though bond is stable, but there is also possibility that it might crash QUOTE(David83 @ Oct 20 2007, 10:33 AM) PISBF is a Shariah, off-shore bond fund. Should be less risker than non-Shariah bond fund but however, it has some off-shore components. Make an analysis. So, is it better for me to split it into PISBF and PBOND..?Seems like PBOND's NAV is the lowest of all bonds.. My agent has made an appointment with me tomorrow morning to discuss over this.. |
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Oct 20 2007, 05:24 PM
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#106
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
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Oct 20 2007, 05:34 PM
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#107
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
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Oct 20 2007, 05:38 PM
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#108
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
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Oct 22 2007, 04:51 PM
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#109
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
At the very last minute in the morning I decided not to switch my funds..
I've been thinking and calculating the whole night, it's not worth it for me to do it.. I'll just wait for my earnings to grow from here.. |
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Oct 22 2007, 05:08 PM
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#110
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(bengang13 @ Oct 22 2007, 05:01 PM) If you look at HSCEI today, you'll know why I cancelled my switching..If I switch out today, I might not be able to gain.. If I sell at lower NAV today, I might be buying at a higher NAV the next time I switch back.. So in the end, I'll lose units instead of earning units.. |
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Oct 22 2007, 05:25 PM
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#111
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(bengang13 @ Oct 22 2007, 05:15 PM) so you are forseeing that the market will rebound after this few day? I'm not a fortune teller, so I won't know if the market is going for a rebound the next few days..i guess people who do switching now are those who think that the market will continue to slip for teh couple of days or week at least until we are able to switch back to equity.. corerct me if i am wrong... I just don't see a lot of upside for me for doing the switching.. QUOTE(dzi921 @ Oct 22 2007, 05:16 PM) I'm aiming to enter PCSF... So mali mali Haha, when you can enter PCSF is the time I start losing money..It was a relieve that KLCI didn't drop like crazy today... The real show starts tonight at 9:30pm (MY time) You're waiting for the NAV to drop while I wait for it to rise.. |
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Oct 22 2007, 05:32 PM
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#112
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 22 2007, 05:29 PM) Yalor... We are enemy liao Come la, these few days go up some more for me to repurchase, then it can plunge down for you to purchase..If for this few coming days, PCSF drops below 10% based on Friday's closing, I will enter Sama sama earn.. What is your TP to enter..? |
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Oct 22 2007, 05:50 PM
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#113
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 22 2007, 05:44 PM) 10% lower than 0.2871 (Friday's closing) Woah, then I'll lose all my hard waited profit.. So, should be around 0.2584 or 0.2500 (initial open price) My math betul? But I doubt it'll decrease that much.. Analysts are still upbeat on HK's market.. I think 0.2700 is a fair price to get in.. |
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Oct 23 2007, 11:00 AM
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#114
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 22 2007, 10:21 PM) Back to PM, apalah... I switched all to BOND thinking will see blood in DJ today, but seems not much blood QUOTE(eightyfour_k @ Oct 23 2007, 10:45 AM) I also fully switch to Bond yesterday. Hmm...... Not really regret since I can lock my profit. Now you guys should get ready for Fed meeting next Tuesday..I keep telling myself it's not possible to buy at lowest price and sell at highest. I'll wait for next opportunity to go into equity when big correction come. .... That should decide the destiny already.. |
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Oct 23 2007, 05:31 PM
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#115
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
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Oct 23 2007, 05:45 PM
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#116
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
My gut feeling is right..
SET 860.09 -15.74 -1.80% JCI 2,553.80 100.59 4.10% STI 3,695.30 52.66 1.45% PSE 3,697.17 29.30 0.80% KLCI 1,357.33 6.52 0.48% I'm expecting my PFEDF to be around 0.3060 and PBADF around 0.2780.. |
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Oct 24 2007, 11:02 AM
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#117
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 23 2007, 09:07 PM) Fri:- Good on you mate..Investments (Valued On 19/10/2007):- FD (16.43%), PSMALLCAP (16.28%), PIOF (15.72%), PRSF (25.77%), PGF (24.40%), PSBF (0.70%), PISBF (0.71%) = 100% (Net Profit = 17.83%) Mon:- (Result before Switch Out) Investments (Valued On 22/10/2007):- FD (16.65%), PSMALLCAP (16.30%), PIOF (15.63%), PRSF (25.72%), PGF (24.27%), PSBF (0.71%), PISBF (0.72%) = 100% (Net Profit = 16.27%) Ok, Injury not much You're still above your target of 15%.. So what's your plan next..? Regional markets are on the way up.. Aiming new funds..? |
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Oct 24 2007, 08:29 PM
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#118
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(bengang13 @ Oct 24 2007, 04:57 PM) do we get charged 6.5% for the switch(from bond to equity)? i thought it is considered loaded therefore no charges when you do the switch...?? Bonds are low loaded units, while MM is non-loaded..If you have bought these initially, and you want to switch them into equity, you'll have to pay the 6.5%.. If you have initially switched from equity into bonds/MM, and you want to switch back into equity, then they are considered loaded units, therefor no 6.5% surcharge.. QUOTE(jiant @ Oct 24 2007, 07:58 PM) (Any new fund for Nov for PM) No one would know unless the company announces it..same as title... is it good...?i want to know first so i can keep money to buy. Please go to http://www.publicmutual.com.my to find out more.. |
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Oct 27 2007, 08:08 PM
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#119
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(investmentlink @ Oct 27 2007, 05:05 PM) Market Technical Reading (26/10/07): Possible Cautious Trade Ahead Of The Weekend... @ Bursa Street Huh, I thought China's GDP already out..?Local Market Leads: Despite a nearly 5% plunge in the Shanghai Composite, local market pushed ahead by edging higher on local funds' buying-supports on Thursday. Continuous strength in the ringgit that hit a 10-year high at 3.3560 versus the US dollar, as well as a 2.15% spike in the Futures KL Index's Nov contract are the major drivers in yesterday's rally. Also, local investors' confidence was reinforced by a steady regional performance, which reacted calmly to the steep fall in China markets, as much attention was focused on hopes for further US interest rate cut soon. In China, the benchmark Shanghai Composite plummeted 280.72pts or 4.80% to 5,562.39 ahead of release of the third quarter GDP growth, as investors feared a stronger-than-forecasted number will lead to more tightening measures. It stated that China's GDP increased by 11%, isn't it..? I think these are older stories, China markets have been trading cautiously, but still on the upside.. |
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Oct 29 2007, 07:08 PM
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#120
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Elite
5,626 posts Joined: Nov 2004 From: Klang, Selangor |
QUOTE(dzi921 @ Oct 29 2007, 05:23 PM) Bonds move in the opposite direction of equity most of the time..So, when equity up, bonds should go down.. That's why it's safe during downturns.. But it doesn't have to always work this way.. QUOTE(Medufsaid @ Oct 29 2007, 05:33 PM) Bonds always never do much. I put RM2k into PISBF in early August. After 2 months or so, i earned RM5-7. Unfortunately, bonds were meant for slow and steady income, not for growth..It's only there for the purpose of short term 'parking' and diversification.. |
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