A few announcements from Public Mutual:

First,
For Public series, there will be 2 funds lauching beginning next month.
For more information, please contact your servicing consultants.
Personally, I believe one of the funds is worth a look at, which has good prospect in the long run

Second,
No changes will be made on the EPF investment scheme.
EPF and FMUTM have abolished the new system until further notice.
We will still follow the old pricing system, where EPF investment will be priced on submission date.

This post has been edited by Jordy: Mar 27 2008, 03:15 PM

The point is, if the ex-date for a distribution is 30th April, you can get the distribution even if you bought your units on the 29th of April.
Clarification means that he asked for some answers, and now he is clear about the answer.
The word has nothing to do with unit trust

I think it is also very hard to post the daily NAV now, and where is dzi?
I think I haven't seen him on for a long time?

Well, the distribution for PIADF quite disappointing
But nevermind, I think I need to keep it in there for quite some time.
PIDF's distribution is more encouraging, almost at par with EPF.
So how are you ladies/gentlemen doing with your funds?

Well, ya. The distribution translates to around 1.75% gross yield
How are your funds doing? Haven't heard any updates from you so far.

So, have any plans of averaging down?
PIADF has already been averaged down automatically.
Now I am thinking of consolidating my portfolio.
I will be cashing out on PIADF and PFEDF and shift to other funds when I have the opportunity

While these 2 funds are good income funds, but I am not so confident with their allocation.
They're spread into too many countries, so kind of too "diversified".
The performance will be mixed, so the return might not be so good.
I am eyeing either PRSF or PSF for long term

At this point of time, the portfolio would have been adjusted to reduce risk. So more of the fund has been shifted to bond/money market.
That is why when there is any short term recovery in the market, the funds will move in a lower proportion.

What I meant was that the fund managers have already moved the most of the funds into bond few months back.
That is why when market has a mild recovery, the funds tend to move slower in response.
If the fund managers see that the economy is going to be better, they will move back to equities.

Everyone has their own perspective on investing. I invested in PIADF because I see that there's potential in Asian countries in the long run. Developments are taking place, especially in regional countries and emerging markets.
We should be seeing more inflow of investment into Asian countries as the other regions are quite fully-valued.

The inflation rate is really 'killing' them, and it wouldn't be too long until they burst.
What we could really do now is to look for funds with lower exposure in China and well spread.
We won't know if the China 'bubble' would affect the other parts of the world greatly, but be prepared for that with extra cash in hand.

Yes, you are still entitled for the distribution.

You do not get exactly RM0.02, as there is still tax deductions from your distribution.
The breakdown of the distribution and the deductions will be stated in the distribution slips.
The cheques will be mailed to you, but allow at least 2-3 weeks for the processing.

At times like this, you could opt for new funds, as they were mostly launched during the market turmoil.
So, they have less downside exposure with their portfolio, while other older funds have to price in the loss they incur in their portfolio.
Malaysian market is still unstable at the moment, so stay away from local funds.
Get some diversification with regional funds or global funds would be a better choice.
I would suggest PSEASF now, because it is the top performer in my portfolio

Would our 100 index-linked stocks lose all their value? No.
As funds have to hold mostly index-linked stocks, there is a margin of safety there.
It is a guarantee that no funds would go obsolute.

I have not dumped my PSEASF.
The only funds that I dumped were PCSF and PBADF.
I still have hope for SEA markets, even though inflation posted higher risks for regional markets.
It has only lost around 2% in my portfolio, against my PIADF's 12% lost and PFEDF's 10% drop.
So I can still say it is a good fund to keep.

I might be wrong in this though, but from my personal view, older funds have holdings in more aggressive portfolio, since it was the bull the time they were launched. Therefore whatever they are holding now are more volatile.
Newer funds however, were launched during when the crisis occured, therefore the portfolio is more defensive in nature. So, the funds are less volatile in such a market, and pay good distributions.
We do not know how long this crisis would end, so it pays to be more defensive at the moment.
Hope my views do not contradict anyone elses

Basically, you can get the information through a few resources.
You could either get it from the prospectus as jeff_ckf mentioned, or you could get the latest Quarterly Fund Review, which shows you the asset allocation for each fund ended in the particular quarter. This would give you a rough idea of what the strategies of the fund have.
If you have the annual/interim report of the funds, you can look at the full portfolio of the fund for the whole year.
If you have any enquiries, do not hesitate to ask, as I may be able to help

Who told you this? If it is really this good, you think there'll be poverty in Malaysia by now?
Only FD dares to guarantee stuff like that. ASB will only guarantee your capital, but NOT your return.
Lets say you invest RM1,000 at RM1.00, and the price goes up to RM1.05, ASB will pay out RM0.05 dividend.
Another way round, if you invest same amount, but the market not doing good, you might not get any return, but your capital still at RM1,000.
There is also a thread about ASB, please read it up to know more about it.

Careful though, as not all are capital guaranteed.
If I am not mistaken, only ASB, ASW2020 and ASN series are capital guaranteed.
The others, ASG, ASD, etc are not capital guaranteed.

As we all know, fundamentals are fundamentals. It won't go anymore wrong.
Crisis spells opportunity, and those that stay through crisis will emerge winners.
There will always be market ups and downs, and many people believe that what goes up, must come down and vice versa. So, even if global markets are going down now, it will eventually go up.
I recently met one of my client who was worried. So I told him to keep accumulating more units.
I told him to give this crisis 3 years, and by the end of 3 years, the result would be clearer.
Things are not as bad as it seems right now if you follow the markets closely.
It is not a straight line down, but rather trading sideways. Does this sound as bad as the 70's, 80's or even 90's crisis?
I personally would be happier if the markets go down further, as I know the rebound that would come is going to be a much larger one, as seen during 1997. Only the brave will reap the rewards.
So, does this make you more confident?

As we all know, pricing doesn't really matter because all funds/stocks will keep their prices low. It is the total return from distributions+bonus+capital gain that counts. So, if you look at the amount of bonuses or distributions they give, you will be amazed