It is a wrong perception of buying a fund just because it "looks cheap".
There are more to it then just the NAV when choosing an investment, eg the future prospects, sustainability, developments and fundamentals.
These are the important aspects to look out for to avoid regretting later.
Some funds appear expensive but if the fundamentals are intact, then there is still large room for the fund to grow.

PCSF you can still keep, but if I were you, I would have switched PFEPRF long time ago, and I did it.
Sometimes, you have to cut lost if the fund does not have a real good fundamental to support it.
PFEPRF for example, will make a slower return. Keeping it and hoping to lower your lost later might not such a good move in my opinion. If you switch to other fund that performs better, you might gain more than what you have lost in PFEPRF. I suggest that you switch it to PSEASF indifinitely, and let it do the work for you
Just my opinion and 2 cents that you may not agree with

A wise choice. Maybe you have realised some losses, but look ahead.
The future might be brighter with PSEASF

Yeap, please share, but do not worry too much about the loss

Oh, not much losses then
PSEASF can get it back for you easily, don't worry.
My profit in PSEASF is around RM1k still.

The funds that you have invested in have good prospects, except for PFEPRF.
This fund is bound to be a laggard, so you could consider switching out of this fund.
If you are looking to buy a new fund, I would suggest PIX after 31st January, when the dividend will go ex.
Otherwise consider PIDF or PRSF

You could try to enter some, but not too much.
Keep spare cash to enter again if market goes lower.
I personally would enter next month, as market could be lower then.
Don't be in a rush, study the market, and don't just listen to your agent blindly.

Since I switched out of China funds about 2 months ago, I have never seen the fund performing as well.
The government there is intervening with the economy, stopping the rapid growth.
So, I doubt it would be so attractive anymore. I would rather put my money in our neighbours

Yes, I have experienced this before.
That is why we need to be wise to choose our agents.
No point listening to all the sweet talks.
The best way to search for good agents is by referral, but you have to make sure you can trust the person
Nowadays a lot of agents realised this, so they are paying people to recommend clients.
Just a word of caution for current/new investors

Maybe he meant about the forward pricing.
You may see the NAV increases by a lot, but you have missed it.

How come so much?
What is the breakdown?
At the moment I still have a profit of RM2k.

This is what we called volatility.
Maybe they are afraid that government is coming out with more regulations.

Sigh, I think I have repeated this for the fourth time, but nevermind so here it is.
PFEPRF is a moderate fund, which invests in developer counters or REITS.
Because of its nature, the return is slower as REITS do not really move much.
Most of the income of the fund is through distribution, that is why the movement is slow.
The fund manager can opt to investment in property developments too, to receive some recurring rental income, or sell the property for realised profit.
The property market has not been on an uptrend much right now, and some even believe that it has reached the peak of the cycle.
So, if you invest in PFEPRF, it should take you awhile before you could see better result, at least a year into trading.
I have recommended that to switch into other funds which have better potentials.

I do realise how many people never utitlise their agents fully.
It is either your agent is not servicing you, or you are just not asking for advice.
Just a piece of advice from me.
Well, good luck in your investment

Regards

It might be that the switching of agents has been scrapped off because of various obvious reasons.
Seems that the only way to switch your agent now is to sell off your units and buy them under new agent, or buy new funds under the new agent while keeping your old agent.
Most of the agents out there do not service their small clients, because they thought it is unnecessary.
That is why it is important that you choose your agent wisely

Regards.

Hi, this is done because of some obvious reasons.
I think the management had enough of complaints, so they have scrapped the agent switching.
KingKong, I think you should get confirmation from your branch manager.

This was what I got from my Senior Branch Manager.
I think you can guess the underlying reason for this decision right?
It is basically done to be fair to all the parties.
I think it hasn't been officially announced though, but now it is stricter if you are switching agent.
Consideration would only be given if the request is totally legitimate.
So the good news is, you might still be able to do it

Yes, the new agent can do that for the new investor.
But the problem is we can't check for updates on the funds if it's under other agent.
This is what I am experiencing now, as my agent needs me to photocopy every statement I receive
That is why if the services of the new agent is good enough, it is worth paying the price for the transfer.

Yes, I am a unit trust consultant, but I do have 2 agents myself
As I mentioned long ago, I was an investor prior to joining the agency.
I did really joined because initially I thought of managing my own funds and also wanted to recommend unit trust to my peers because I saw the potential it has for them.
I know that if I become an agent, they will trust it better because they have seen me gain in my investments.

I am assuming that your agent is one of the ones whom does not educate their clients.
I have seen many who don't bother update thier small clients.
So if you are a victim of this, I suggest that you switch if it's not going to affect your investment much

I think this is an opportunity for me to get some deals.
I have most of my money ready now, which I am planning to use half to acquire PIOF, PSEASF or PIX. The other half I will use when necessary.
What about you guys?

Incredible, this is definitely a good time to consider putting my money into PIX. With the current price of 1.0115, 20sen distribution translates into 19.8% of realised profit

Yes, I have been waiting for this moment since the start of the year
Let us watch the performance of Brother DJ tonight and we'll decide, shall we?

Actually, this 20 sen is the highest I've seen for a local UT, way to go
Well, since PM is having such a high confident on this fund, I don't see why I should not
Well, if tomorrow KLSE is closed, I can still buy on Monday (provided KLCI is open then), hehe.
Must get my hands on PIX anyhow.