They also can check your epf contributions to see if you are truthful.
Just fill in the part to declare undeclared income and they will inform you about the amount to pay

ok so lets take the loan out of the question.
how about avoiding a letter from LHDN
it seems like most of the time when receiving letter from LHDN.
its not a happy thing.
so i think i just want to avoid paying extra from whatever i required to.

You cannot take the loan out of the question. If you dont buy a property and take a loan lhdn wont know you have money.

Only when you start spending on big items like car or property, then you be noticed.

That is why I ask earlier whether you need the property ?

ok understood. big items. so if i just put my wife name and buy a house.
then maybe she will be audited.
i think definitely sooner or later i would need a house for my family.
cant be renting all the way.
im not sure about your opinion/idea on owning a house/having a family.

Your situation to own a house is different from many others earning a local income.

If you want to buy using your spouse's name, is no issue if she is currently also earning an income. It also depends on how much is the property and the amount of loan. If she is a housewife, then is no different from your situation.

I am not saying buying property for the family is bad. Is the situation that you are facing. If you can take the bull by the horn, go ahead.

I am just sharing my opinion. Hopefully others will response and have better options.

This post has been edited by mini orchard: Jun 7 2021, 01:13 PM

Hi, I have the same issue, seafarer as well for the past 9 years and counting. I have been filing income tax for 2 years now and all i do is put 0 on all column as we are not under the taxable group. I heard from my friend that we dont even need to file for it until we started to earn taxable income.

Speaking of house loan for seafarer, I’m also researching on it and come to know that my seafarer friend manage to buy property, and get loan approved with payslip and bank statement. It’s good to TT back money every month so that you have record of “stable income”. They dont have any problem with LHDN.

If you can get a credit card, go get it to prove your credit record, good for future if you need to get a bank loan. I tried to get credit card before but got rejected when they know I don’t have EPF…. Even you throw money to their face also they dont accept. Unless you know some banker or some banker who is knowledgeable of seafarer condition which is very rare in Malaysia.

As long a tax payer has no income for the assessment year, all he does is similar to you ... write zeros in all boxes.

LHDN wont know is zero income or non taxable group since is self assessment/declaration.

This post has been edited by mini orchard: Jul 4 2021, 10:16 AM

Can please close this thread. My issue settled earlier this year.

This post has been edited by contestchris: Jul 4 2021, 02:54 PM