What is my penalty?

And seriously I am such a small fish. Earn also barely. And I want to make things right. Not like I hiding also

I’m salaried. So far no issue. Got cc and house loan. Car loan also will be approved soon. Usually they need payslip, epf, bank statement is enough.

I start working in 2018. That year, no PCB tax deduction as my income just below the threshold to need pay tax.

In 2019, after increment, PCB deduction start. But I never filed returns for 2018 thinking I didn’t need to as I didn’t need to pay taxes.

In 2020, PCB deductions increase Liao. I wanted to file returns for YA 2019, but then I realised even if I file and claim some relief, I will get a couple of hundred only refund and was not worth the hassle.

In 2021, this year, I will definitely file returns for YA 2020. I have my efiling pin all sorted.

Question is, can I only start filing for 2020 and ignore previous years? It is not a case of cheating or anything. If anything LHDN would owe me money for refund due to relief claimed.

I didn’t have malicious intent, just the system seem too complicated in my initial years of working and I took things lightly.

Pls advise guys.

How can be avoiding tax? I have legally paid my tax. I have not legally filed my tax returns. Is different If I never pay at all. That is bad

I have not declare my income for more than 10 years!  and i didnt submit my BE Tax form to LHDN as well. My job was not stable ( changed about 10 jobs ! ) for the past 15 years, and my salary was like 3k per month.
My last job ( about 2 years ), company paid EPF under my name.

Now i am jobless again and thinking of register a company for some small side income. ( repairing electrical goods ).

Anyone can advise will i go into trouble for the above situation ?
BTW, i am now 57 yo and considered retired now.
TQ bro, sis....

I have not declare my income for more than 10 years!  and i didnt submit my BE Tax form to LHDN as well. My job was not stable ( changed about 10 jobs ! ) for the past 15 years, and my salary was like 3k per month.
My last job ( about 2 years ), company paid EPF under my name.

Now i am jobless again and thinking of register a company for some small side income. ( repairing electrical goods ).

Anyone can advise will i go into trouble for the above situation ?
BTW, i am now 57 yo and considered retired now.
TQ bro, sis....

No problem taking out epf?

As long as you remain poor, lhdn got no time for you. It takes some red flags for them to even take notice of you. For example if your new business suddenly boom and makes alot money then they will take interest because you now have money to pay. Otherwise they won't be bothered to put manpower on someone who's penalty and collection can't even cover time and resources spent.

EPF and LHDN have nothing to do with each other.