Received the same today, bought on year 2013...

Doesn't the letter state the impact of rejecting?

Obviously, it will reduce your coverage lah, though it depends on how they do it. Otherwise, how to maintain profit margin?

You go ask GE better la. Why ask here.

Why cant i make a complain? Who are you try to stop me from complaining? Are you an agent or some one related to insurance company? Big corporation should have some social responsibilty in this critical time. The banks are lowering their interest and giving moratorioum. What is insurance company doing for their insurer? Lowering premium? How can you compare hawker with those big insurance company? Futhermore, im not asking them to lower the the premium but not increase in this pandemic time. Hawker n hospital at least didnt increas the price.

no one is stopping u mah? i was just asking whether you complaint or not mah. U complain here also useless what....u can complain to bank negara or the finance ministry mah! Why must i be an agent to make a sensible comment ?unlike u.....as if the world is owing u a living! For your info, most insurance companies were giving a three months deferment of premiums to their insured! so if u dont have any policies then dont make a fuss la!

lol buy when young cheaper they said

fakoff insurance

Its very obvious you are some one related to insurance company. You are so agitated when majorities would disapprove premium increase at this time. Only your opinion is sensible and other are not. we are bring up this issue in this forum but you are starting to be offensive to me. The statement ' if you dont have any policies then dont make a fuss la' , what makes you utter this kind of statement? If im not a cook i cant complain about their disk/cooking. nonsense!!

lol.....i will only be agitated with a comment from a person that felt as if the whole world is owing him a living! obviously if you havent tasted the food then why drawn conclusion? Are u better than that cook?

insurance and takaful are practically risk free biz..


When good times stock performance uptrend fewer claims = profit high..

During bad times ie. pandemic season, stock performance downtrend, claim high.. still profitable coz subscriber need to pay more..

Never buy them..learn to love yourself always

I think its no point to argue with you and completely waste of time. I bring up the premium issue and you said i act the whole world is owing me? You are trying too hard to defend your insurance company my son!Let the forumner judge this. I rest my case.

Which amoi..pm her contact

Here come all insurance agent Givin detail comment except for ts insurance agent lol

This the real straight answer lol. Always review you insurance, there is always something better out there.

I think insurance providers should form a cartel and force private hospitals to lower their fee or charge unnecessary fees. I think it is crazy that you charged thousands for normal fever. No need for certain procedures but force them to maximise profit like drip, specialist visits etc (mind you per visit can be hundreds in cost). And the rooms can cost you RM3-400 which can easily get you a hotel room.

I experienced this myslef when i got a dengue. I was almost recovered when the xxx hospital admitted me (coz previously no viral load was detected). They wanted to admit me for a week, but I insisted to stay overnight only. I was also paid nightly rate for my stay by my insurance provider. Upon discharge, i only got panadol and antihistime which was way expensive than outside. A bit unethical, i’d say.

Insurance providers much prefer hospital to charge high medical fees, that way more people will buy insurance because they know they can't afford the bills.

This post has been edited by poweredbydiscuz: Oct 29 2020, 11:20 PM

but Cmyong88 MIA already I think his calculator MIA or something

need to know how much I need to pay for my insurance in order for my kids to get rm100 millions each should anything happen to me

I thought it was a joke. Now that I know you're serious, I'll give you a serious answer. Someone like you shouldn't procreate. That's all.

it was a joke lah kawan

If you start thinking about it, health insurance isn't really needed apart from OUTLIERS. By outliers, I mean say 10% of the population. These people could suffer some strange disease etc, so it's actually beneficial for them.

For the rest of the 90% of the population, there's no difference between health insurance and you saving up and investing your money for the day you actually need it, when you go to the hospital.

I think Health Insurance was probably good in the past before these insurance companies got too profit orientated. Right now, I'm sure an average person would be very confused as to what exactly is the product they're buying.

Between the disclaimers, coverage, exclusion clauses etc... it'll probably take a lawyer, doctor and insurance expert to actually understand the product being sold.

Besides, if you notice, once you're past 60 or 70s, the health insurance get so prohibitive, you're betting off saving the money to pay the hospital on your own.

This post has been edited by agewisdom: Oct 30 2020, 12:32 AM