I think insurance providers should form a cartel and force private hospitals to lower their fee or charge unnecessary fees. I think it is crazy that you charged thousands for normal fever. No need for certain procedures but force them to maximise profit like drip, specialist visits etc (mind you per visit can be hundreds in cost). And the rooms can cost you RM3-400 which can easily get you a hotel room.

I experienced this myslef when i got a dengue. I was almost recovered when the xxx hospital admitted me (coz previously no viral load was detected). They wanted to admit me for a week, but I insisted to stay overnight only. I was also paid nightly rate for my stay by my insurance provider. Upon discharge, i only got panadol and antihistime which was way expensive than outside. A bit unethical, i’d say.