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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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cybpsych
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 Mar 21 2023, 02:16 PM
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QUOTE(revolution @ Mar 21 2023, 02:03 PM) no difference also or did i missed any? no difference on the benefits except duo-i has limitation on non-shariah merchants 13. What should I avoid doing with my Credit Card-i?
a. You are not allowed to use your Credit Card-i for any unlawful activities such as illegal online betting. The Bank has
the right to immediately terminate the Credit Card-i facility if the Cardmember is found to use the Credit Card-i for
unlawful activities.
b. In addition, the Terms and Conditions for AFFIN ISLAMIC Credit Card-i shall be governed by and construed in
accordance with the laws of Malaysia and Shariah principles where the Cardmember shall use the Credit Card-i only
to effect retail purchase and payment of Halal Goods and Services only.
c. The Bank has the authority to stop any transaction effected at non-Halal merchants. The following Merchant
Category Codes (MCC) and merchant transactions have been blocked from the usage by Cardmember.
Merchant Category Codes (MCC)/Merchant Transactions
7995 Gambling transaction
5993 Cigar stores and stands
5921 Package stores, beer, wine and liquor
7273 Dating and escort services
7802 Gambling (Horse racing, dog racing)
7800 Government Owned Lottery (U.S. Region Only)
7801 Internet Gambling (U.S Region Only)
9406 Government Owned Lottery (Specific Countries)This post has been edited by cybpsych: Mar 21 2023, 02:16 PM |
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cybpsych
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Mar 21 2023, 05:34 PM
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QUOTE(!@#$%^ @ Mar 21 2023, 05:31 PM) port is whatdetection is based on where  eg my dad bought pork at a store, he uses bigpay to pay. store's name is K. DAGING XXXXXXX bigpay categorized it as Food & Beverage  not sure what is the actual MCC though as bigpay may lump few MCCs together. This post has been edited by cybpsych: Mar 21 2023, 05:37 PM |
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cybpsych
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Mar 21 2023, 07:55 PM
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QUOTE(!@#$%^ @ Mar 21 2023, 06:07 PM) liquor and wine also can buy under hypermarket or so on ma which is what I wrote earlier. not what you buy, but where you buy it. |
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cybpsych
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Mar 21 2023, 08:16 PM
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QUOTE(!@#$%^ @ Mar 21 2023, 08:03 PM) pork store  afaik, three's no pork store mcc anyway banks very hard to classify them and block accurately |
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cybpsych
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Mar 23 2023, 07:36 AM
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(re)confirm getting RM80 cb for Affin Duo, statement date 22nd last month to enjoy this  |
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cybpsych
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Apr 7 2023, 09:17 PM
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2x applied Duo-i failed.
1st reject, no reason. even agent mia from answering my status check.
2nd reject, reason due to having other Affin cards. applied via Affin online.
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cybpsych
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Apr 8 2023, 06:29 PM
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QUOTE(rae0724 @ Apr 8 2023, 06:13 PM) Hi just checking Affin Visa Signature and Affin Duo + the contactless transaction/payment cashback 3% is only for wave, pin not consider right? cannot apply VS anymore. just duo+ yes, pure contactless only. pin entry will invalidate the cb, regardless of contactless initially (>250) |
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cybpsych
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Apr 8 2023, 07:53 PM
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QUOTE(rae0724 @ Apr 8 2023, 07:13 PM) oh I see thanks for letting me know hmm if like this, maybe not so suitable for me let me look for other cc your contactless txn always >250? this card is good for daily spending, including parking too. no min monthly spend required. |
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cybpsych
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Apr 13 2023, 05:13 PM
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QUOTE(sjz @ Apr 13 2023, 04:59 PM) but 1 bad point is RM50 SST (RM25 x 2 Duo+ card) to be paid.. so need to count worth or not dont activate the other card. previous duo users did that, it will get charged much later. |
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cybpsych
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Apr 19 2023, 07:52 AM
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QUOTE(wan7075 @ Apr 18 2023, 11:25 PM) want to ask for duo visa card insurance payment, 1) if auto billing = 3% cash back 2) if pay online = also 3% cash back? do my understanding correct? TQ of course  |
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cybpsych
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Apr 19 2023, 10:21 AM
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QUOTE(idkihavenoidealol @ Apr 19 2023, 10:21 AM) I have just received my Affin Duo, applied last 2 weeks and the card is ready to be collected a week later. I do not have any Affin card/account previously and now I wanted to register one, to view my card details, statement, transactions etc. But how do I register Affin online account? When I'm at "First Time Login" page, I received the error "Failed to retrieve record" after entering card and IC details. pre-register at Affin Branch, better when collecting the card |
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cybpsych
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Apr 19 2023, 08:27 PM
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QUOTE(thinkhappy @ Apr 19 2023, 07:06 PM) hi all, any one know does the statement balance need 3050 (to take care the RM50 cash back) or 3000 do qualify for RM50? think about this... 1) RM3000 spending 2) however earned cashback also credited as well, eg RM-50 so, 3000-50 = 2950 actual statement balance, which is effectively < 3000 |
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cybpsych
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Apr 23 2023, 06:32 PM
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QUOTE(paulwong1983 @ Apr 23 2023, 04:39 PM) Hey guys, very long time didn't talk about credit cards. AFFIN DUO+ for others spend are good, but only <RM250..... Although RM100 for spend > RM8000 So I'm would still suggest Maybank FC Barcelona Visa Card.... depends on individual spending some look for convenience some look for higher cb rate some look for higher cb cap for me, this card is good. getting rm45++ for 2xAffin VS easily each month. |
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cybpsych
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Apr 26 2023, 05:10 PM
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QUOTE(dummies @ Apr 26 2023, 05:06 PM) hi, how you get 2x affin VS? thx 2 different principals  i managed to get the VS few years back @ 2020 the other principal gotten VS (Duo+ design but just 1 card) @ Nov 2021; just before Affin rebranded to Duo+ (mandatory 2 cards) @ Dec 2021. This post has been edited by cybpsych: Apr 26 2023, 06:05 PM |
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cybpsych
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Apr 26 2023, 08:09 PM
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QUOTE(Haloperidol @ Apr 26 2023, 07:06 PM) So actually with this kind of rule 3% cashback , Rm 30 capped with e-wallet , max RM 50 for RM 3050 spending balance = RM 1000 -- ewallet (RM 30 at rate of 3%) RM 667 -- online (RM 20 at rate of 3%) RM 1383 elsewhere to make up the balance of 3050 hence if you have better cards for 1383, then just park here to qualify additional rm20 cb |
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cybpsych
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May 2 2023, 07:19 AM
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QUOTE(KanGz @ Mar 17 2023, 09:15 AM) I already can see my cards-i in Affin Always QUOTE(KanGz @ Apr 3 2023, 08:22 PM) Finally received my DUO-i, the cards are the same like the conventional DUO. QUOTE(!@#$%^ @ May 1 2023, 12:35 PM) so anybody managed to add on affin duo islamic on top of their conventional affin duo? seems like only 1 person reported success here. probably Affin too late to amend their policy before his application? |
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cybpsych
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May 16 2023, 09:36 AM
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QUOTE(ben_ang @ May 16 2023, 09:30 AM) wonder do i need to spend at physical shop 12 times for both card in order to get the annual fee waived? think the 3 years free waiver is about to end, i got the card in end 2020. 12 real spending mah... do anywhere lor. .. online, offline, pin, wave, etc etc |
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cybpsych
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May 16 2023, 12:14 PM
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QUOTE(cclim2011 @ May 16 2023, 12:12 PM) eh mastercard need 12x per year also? i didnt do anything with it. so far havent been charged annual fee. nay be 3 year free?
Waived for the first 3 years.
Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum |
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cybpsych
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May 16 2023, 02:15 PM
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QUOTE(cclim2011 @ May 16 2023, 01:39 PM) not very clear. could be 12 transactions on any card then waived for both cards i think i have hold it more than three years. anyway, to be safe, will do 12x for mastercard then not difficult to read   |
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