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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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wjleong15
post Sep 9 2020, 12:40 PM

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QUOTE(ClarenceT @ Sep 9 2020, 11:23 AM)
Then your total approved credit limits x5% as a guide.
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that's mean high CL card will affect the DSR?

QUOTE(fruitie @ Sep 9 2020, 11:28 AM)
Yeah, just checked via IVR and my application is successful. rclxms.gif So happy. rclxms.gif
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Congrats

QUOTE(fruitie @ Sep 9 2020, 11:47 AM)
I agree with this, I have one "1" on my CCRIS, updated in July due to my own carelessness... I thought it may affect my application but it turns out, it doesn't. However, I can't say the same for other banks, they may have different way to assess...
Back to Affin, eventually the approved CL is one of the highest among all my cards, earlier during pending status, it was super low. tongue.gif
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same like my situation, but mine not superb high unlike yours
wjleong15
post Sep 9 2020, 01:38 PM

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QUOTE(chrischiang @ Sep 9 2020, 01:32 PM)
walk in branch on fri lunch to apply with IC/epf/1month payslip..
got a bottle as free gift..
mon pending on eccris...
today approved by FI..

same with fruitie sis.. approved CL is one of the highest.. during pending status it was lower than my first cc
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QUOTE(fruitie @ Sep 9 2020, 01:34 PM)
Not the highest, but one of the highest only. laugh.gif Sorry to create confusion. laugh.gif
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can take 15k cash on call 0% for 6 months ntb cc holder
put in savings/fd earn interest
hmm.gif
wjleong15
post Sep 9 2020, 02:49 PM

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QUOTE(fruitie @ Sep 9 2020, 01:50 PM)
Not bad oh this offer, RM 15k is the max? blush.gif
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Plus 0% BT total up to 80% of CL

QUOTE(beebee1314 @ Sep 9 2020, 01:39 PM)
Applied yday evening around 6pm, today 11am, CC agent message me that he will come get my documents. efficient gila.

Oh and he's giving Air Purifier. There are also offers for NTB customers.

Reload RM100 ewallet and get RM20
Retail spend 300 within 45 days and get RM20.

Sadly all newtobank.
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What brand the air purifier
So good
Agent gave on his own or affin offer?

This post has been edited by wjleong15: Sep 9 2020, 02:51 PM
wjleong15
post Sep 9 2020, 06:58 PM

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QUOTE(poor man @ Sep 9 2020, 06:27 PM)
Received affin duo card
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QUOTE(wesleycjh @ Sep 9 2020, 06:33 PM)
Got my card also  rclxms.gif

Affin so smart that for the Win Cash Back with AFFIN DUO Visa Cash Back Credit Card Campaign (RM20 cashback), you just need to top up min RM100 in single transaction within 2 consecutive months, but having this clause:

In the event of a tie on the last cash back allocated for the particular Campaign month,
Eligible Cardmembers with the highest eWallet reload during that particular
Campaign month will be entitled for the cash back.


Not first come first serve basis like other banks campaigns.
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When your cards got approved? Takes how many days to get cards?

wjleong15
post Sep 9 2020, 09:29 PM

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QUOTE(beebee1314 @ Sep 9 2020, 08:52 PM)
China brand I think. Car air purifier. Picture attached

Whether he give his own or affin give, I dunno liao. I only know to take. Haha
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i see
i got tumbler from the sales when she came to take biometric

now waiting for the card to arrive branch
wjleong15
post Sep 10 2020, 12:56 PM

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i just called and ask, my statement date 16 every month
and the card may not ship out or just ship to branch
so likely next week when i get from branch
may no chance to get cb for this cycle
too risky...

unlike other bank after activated only assign statement date
wjleong15
post Sep 10 2020, 12:57 PM

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QUOTE(cybpsych @ Sep 10 2020, 12:54 PM)
no explicit exclusion to ewallets, but should be fine

my previous VS gotten RM30 rebate for normal purchases (during MCO).
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QUOTE
Eligibility
3.1. The Campaign is open to selected principal and supplementary Cardmember who received a Campaign
invitation via Short Message Service (“SMS”) and email (“Eligible Cardmember”) by the Bank.
wjleong15
post Sep 10 2020, 01:35 PM

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[quote=cybpsych,Sep 10 2020, 01:03 PM]
usually, for NTB, statement date already predetermined based on approval date (some with formula to determine which statement date that's suitable for the approval date).

just that some banks when we call, they cant disclose probably the card has not activated, so they cannot view more detailed info.

depending on their CRM screens and level of authority or card/account status, they may see more or see less, depending some rules.
for me, my existing affin card statement date already @ 22nd. my Duo also follows the current statement date (phew!) since i'm ETB and it didnt assign a separate date for Duo.
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[/quote]
i see

[quote=cybpsych,Sep 10 2020, 01:04 PM]
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[/quote]
can share the new T&C for the Activation Campaign?
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[/quote]
i quoted the tnc from the link you shared
wjleong15
post Sep 10 2020, 02:47 PM

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QUOTE(cybpsych @ Sep 10 2020, 02:20 PM)
yes, i know it's from the t&c.

if all NTB here are not invited/selected, how would they be eligible for the activation campaign?

is there a separate activation campaign T&C?
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i curious as well
so far I notice none of their campaign need sms register to participate
hmm.gif
wjleong15
post Sep 10 2020, 03:47 PM

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QUOTE(cybpsych @ Sep 10 2020, 03:08 PM)
if i'm not mistaken, the t&c has been recycled few times biggrin.gif

i gotten my rebate without being invited or to register.
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glad to hear that
hopefully can get rebate since many concurrent campaign

QUOTE(CSW1990 @ Sep 10 2020, 03:36 PM)
is it ok just to activate only one card (cash back card) and put aside the reward card without activation?
I don't think the reward card will be useful.
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i hope to as well
if anyone successful cut the master reward card please share
wjleong15
post Sep 11 2020, 08:44 AM

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QUOTE(janson_kaniaz @ Sep 11 2020, 08:38 AM)
I’m also interested to know. Does it mean we have to go to branch only?
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yeah, i confirmed with sales and cs
so end up i choose to collect my card at the branch
still waiting call from branch
doh.gif
wjleong15
post Sep 11 2020, 01:56 PM

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just got my cards in the branch, tuesday approved today reached branch, consider quite fast

when i want to add bhpetrol card, the branch insist have to submit as new application... end up give epf and fill up whole set of form...

strange... for customer just got card and get another card also got commission one meh (not the one who handle my duo application)?
wjleong15
post Sep 11 2020, 06:55 PM

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QUOTE(goliath @ Sep 11 2020, 05:03 PM)
Did the branch call you to collect the cards?
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Initially I try luck and called the branch
Then after half an hour branch called back
Coz postman just delivered my cards to branch
wjleong15
post Sep 14 2020, 01:40 PM

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did you all check with cs about the sst?
i called last week to ask for waiver
she asked me to swipe first since i haven't use it
today i called another cs said already marked in the system
he said already marked in system after 3 months will rebate back
now have to pay first
wjleong15
post Sep 14 2020, 02:41 PM

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QUOTE(cybpsych @ Sep 14 2020, 01:42 PM)
how much rebate expecting? rm25 or rm30?
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Din ask
If 30 then is the campaign you mentioned that day

QUOTE(wesleycjh @ Sep 14 2020, 01:52 PM)
Interesting to know that. I called they said noway to rebate except using points. Now i would like to try and call again.
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No harm to ask
I also try luck

QUOTE(tifosi @ Sep 14 2020, 02:01 PM)
I applied on 8/9 till today nothing on my eccris and IVR say no matching record. I guess it could be our application was not submitted and entered into the system. The agent is checking for me now.
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Last Friday when I collect card at branch
I filled up another form for bhpetrol
Just now check with cs already processing
wjleong15
post Sep 14 2020, 03:29 PM

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QUOTE(tifosi @ Sep 14 2020, 02:44 PM)
My agent say the application is pending. Ask me wait for a few days. sweat.gif
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Agent always say pending
Whether hq already receive and process may be the other story
wjleong15
post Sep 15 2020, 12:30 AM

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QUOTE(adele123 @ Sep 14 2020, 06:29 PM)
I applied on 3rd, also same. IVR, no record. Sales person says pending, wait also.
my sales person based in HQ, that's what she told me when she came to my house. but macam no impact.

application too overwhelming?
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mine also told from HQ
she said all kv area submitted via eform all from hq
except those far then pass to branch
mine said submitted but check check no info match
until last Tuesday after lunch ivr pending
eccris also pending
around 5 call in verify
7pm check ivr approved
eccris also approved

QUOTE(bitcomet79 @ Sep 14 2020, 08:18 PM)
My agent told me to do the following after my card is approve:

"Remember spend 100 on master card (red) to get RM25 waiver for sst"

Does any of your agent told u all the same thing?
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nope

QUOTE(Omgf @ Sep 14 2020, 10:12 PM)
May I know SST for one card or both?
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for both cards
but first year only pay 1 card
another 1 waived
now i try luck to get 2nd waive as well
wjleong15
post Sep 15 2020, 02:51 PM

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QUOTE(cybpsych @ Sep 15 2020, 02:30 PM)
complaining to the staff who helped my Duo application (but not her fault anyway) that the delivery is so darn slow biggrin.gif

previous delivery was using poslaju (which we can track), but now somehow Affin HQ using snail mail.

she agreed that pick up from branch would better.
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Save cost bah
wjleong15
post Sep 16 2020, 04:01 PM

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QUOTE(blibala @ Sep 16 2020, 01:51 PM)
For example BHP
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Affin Bhpetrol card not necessary wave right?
Swipe also entitle 10% right?
wjleong15
post Sep 16 2020, 04:24 PM

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QUOTE(cybpsych @ Sep 16 2020, 04:06 PM)
affin vs card
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I know he is talking vs
I just tumpang ask bhpetrol card

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