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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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wjleong15
post Sep 28 2020, 01:05 PM

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QUOTE(turtleundersea @ Sep 28 2020, 12:11 PM)
so its bigpay issue? too bad boost abit troublesome to add more than 2 credit card to reload credit into app...
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just found out is boost issue
they flagged my account and limit my topup amount
I can only top up 20 20
Waiting for boost to solve the issue
I already ready to escalate the issue to bnm
Since I only have 1 account and add remove all also my own cards
never use elsewhere
boost is irritating me ranting.gif
wjleong15
post Sep 28 2020, 04:58 PM

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QUOTE(avinlim @ Sep 28 2020, 03:33 PM)
byebye RM80~ my application got rejected.
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pledge fd or reapply after 6 months
wjleong15
post Sep 28 2020, 08:53 PM

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QUOTE(fruitie @ Sep 28 2020, 07:46 PM)
Good good. I also have three cards now. tongue.gif
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Same here but my 3rd card is bhpetrol

QUOTE(jutamind @ Sep 28 2020, 07:49 PM)
For those registered for Affin Online, do you immediately see both credit cards in internet banking? I just activate the cards and activate internet banking today but I can't find both cards in the Affin Online. I was told the cards will appear in Affin Online tomorrow. Not sure how true is this....
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Next day
wjleong15
post Sep 29 2020, 10:33 AM

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QUOTE(katowwe @ Sep 29 2020, 10:14 AM)
My application got rejected. Sad.
No verification call so far and get sms reject in this morning. I feel wth the bank don't give me a call to verify myself.
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call to appeal
or alternatively can pledge fd or reapply after 6 months
wjleong15
post Oct 1 2020, 10:34 PM

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Just got called from branch to collect my added bhpetrol card
I choose delivery to home
End up same with my affin duo have to go to branch collect
By default follow first card selection?
wjleong15
post Oct 2 2020, 12:28 AM

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QUOTE(thecurious @ Oct 1 2020, 11:00 PM)
They called you at night?
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They called me around 8.30pm
Hardworking staff
Called from office number
wjleong15
post Oct 2 2020, 08:28 AM

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QUOTE(ChiaW3n @ Oct 2 2020, 02:50 AM)
Mark down first so for future usage.
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remember until 31st December 2020 only
wjleong15
post Oct 10 2020, 10:56 AM

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QUOTE(turbopips @ Oct 10 2020, 10:42 AM)
May i know what is the advantage of this CIP? You still need to pay the interest right based on the T&C given.
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0 interest for new customer
wjleong15
post Oct 16 2020, 01:17 AM

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QUOTE(alfredhow78 @ Oct 16 2020, 12:15 AM)
user posted image
user posted image

Hi guys. Need your opinion. I am currently using public bank aia visa to pay my aia premium. Which i will get 2% cash back.

And i will get 0.1% for my spending.

With the new affin bank duo, means pbb aia visa is no longer worth it?
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Not worth at all
wjleong15
post Nov 11 2020, 05:27 PM

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QUOTE(Matchy @ Nov 11 2020, 04:45 PM)
wow.. seriously, first time applying cc that need to call office for verification. doh.gif And since all WFH, who to pickup the call? doh.gif
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banks always called to verify
although not a must
its just their normal procedure
wjleong15
post Nov 13 2020, 11:10 PM

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QUOTE(GrumpyNooby @ Nov 13 2020, 09:15 PM)

Indication that they may want to release an app for Internet Banking to support DuitNow QR as well? hmm.gif
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Unless they introduce ApplePay
Else to me not interested at all
wjleong15
post Nov 14 2020, 12:57 PM

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QUOTE(GrumpyNooby @ Nov 13 2020, 11:12 PM)
ApplePay has noting to do with the specific bank.
First it needs to get approval from BNM.
Then it needs to get collaboration/participation with financial institutions including e-wallet operators as ApplePay is platform not bank specific.
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QUOTE(PoisonSoul @ Nov 14 2020, 12:33 PM)
I think something is brewing. MaybankPay shut down in July. Now AffinPay. I wonder what other banks n services they have out there will close their “Pay” service and who knows, suddenly ApplePay appears.
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hopefully
but in bnm regulator still did not see apple pay yet
may be come out something like grabcard type of cobrand card for apple card also great
wjleong15
post Nov 14 2020, 01:28 PM

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QUOTE(PoisonSoul @ Nov 14 2020, 01:00 PM)
What do u mean by BNM Regulator? You/know someone inside?

I dont think Apple will budge to cobrand their Apple Card. Apple is famous for it’s strict control over it’s stuff. Anyways, let’s move over to Apple’s thread if we were to continue this.
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bnm i mean this
https://www.bnm.gov.my/index.php?ch=ps&pg=ps_regulatees

apple card actually is Goldman Sachs cobranded card if not mistaken
wjleong15
post Nov 16 2020, 11:43 AM

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QUOTE(alandhw @ Nov 16 2020, 10:34 AM)
Now I know why sometime i cant get the full cashback. haha
Is time to re-visit those T&C.
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Change statement cycle loh
I changed my pbb cycle to 1st of every month
wjleong15
post Nov 16 2020, 01:21 PM

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QUOTE(snowswc @ Nov 16 2020, 11:51 AM)
I also planning to change my pbb statement date.my current statement date is 14 so I am wondering if I change it to 1st. My next cash back cycle will be 1 dec or 1 Jan?
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likely 1 jan
wjleong15
post Nov 16 2020, 03:54 PM

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QUOTE(rko0504 @ Nov 16 2020, 01:53 PM)
Is citibank & affin bank able to change statement cycle date?
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Not sure
I’m fine with their cycle so I din change
wjleong15
post Nov 17 2020, 07:35 PM

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QUOTE(GrumpyNooby @ Nov 17 2020, 07:25 PM)
Can take both as long as you have sufficient CL.
Max for combined is 80% of CL.

The maximum BTiP/CIP Amount (including the one-time upfront interest/profit rate) will be determined by the Bank,which in any event shall not exceed 80% of the approved credit limit/facility limit or available credit limit/facility limit, whichever is lower.
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Recent announcement mention we can only take 1 BT for 0%
Do you have any ideas about CIP 6 months 0% how many times we can apply before 31 Dec 2020?
hmm.gif
wjleong15
post Nov 18 2020, 08:58 PM

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QUOTE(cybpsych @ Nov 18 2020, 08:45 PM)
revised VS auto-waive condition annual fee with 12 swipes (previous condition require RM6k/annum spending)

user posted image
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their BHPetrol card said 24k per annum...
doh.gif
website said 24k, tnc pdf file said 2.4k
doh.gif
either swipe 12x per annum also can right?

This post has been edited by wjleong15: Nov 18 2020, 09:00 PM
wjleong15
post Nov 18 2020, 09:09 PM

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QUOTE(cybpsych @ Nov 18 2020, 09:05 PM)
I guess either condition would do

their pds doc table is confusing to read laugh.gif
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thinking to get the vs... from current trio become quadruple
then like previous mbb
from 2amex, petronas visa, to barcelona quadruple
Affin seems very aggressive now
hmm.gif
wjleong15
post Nov 19 2020, 07:47 AM

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QUOTE(cybpsych @ Nov 19 2020, 07:15 AM)
if you can consistently utilize/maximize the cb, then worth it.

for me, i can utilize two pbb quantum visa cards first before hitting affin vs, so this is more of spare card.
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Pbb with min 30 spends
Affin can cover those lower than 30
Spare card

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