QUOTE(cucikaki @ Sep 4 2020, 02:03 AM)
Which no. that you called? I also have strong feeling mine is rejected too. Credit Cards Affin Duo Credit Card, great rewards for eWallet
Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Sep 4 2020, 02:24 AM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
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Sep 4 2020, 07:27 AM
Show posts by this member only | IPv6 | Post
#162
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Senior Member
3,305 posts Joined: Dec 2012 |
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Sep 4 2020, 08:04 AM
Show posts by this member only | IPv6 | Post
#163
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Senior Member
2,722 posts Joined: May 2015 |
Just receive at 5am
RM0.00 We thank you for your interest in our Affinbank credit card however we wish to inform that your application has not been successful. |
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Sep 4 2020, 08:08 AM
Show posts by this member only | IPv6 | Post
#164
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Senior Member
6,955 posts Joined: Apr 2008 |
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Sep 4 2020, 08:23 AM
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Senior Member
1,961 posts Joined: Jun 2010 |
QUOTE(cucikaki @ Sep 3 2020, 11:46 PM) QUOTE(cucikaki @ Sep 3 2020, 11:51 PM) 1.Some others bank new credit card approved recently2.Working at high risk industry- strong retrenchment 3.Work with current employer shorter than 2-3 years Do you fall in any point of these? |
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Sep 4 2020, 08:26 AM
Show posts by this member only | IPv6 | Post
#166
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Senior Member
2,722 posts Joined: May 2015 |
QUOTE(alandhw @ Sep 4 2020, 08:23 AM) 1.Some others bank new credit card approved recently I am Maybank NTB CC holder recently. However, last year i manage to secure 8 banks CC within 3 months period.2.Working at high risk industry- strong retrenchment 3.Work with current employer shorter than 2-3 years Do you fall in any point of these? High risk industry - erm i dont think so. Current employer - 5 years alandhw liked this post
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Sep 4 2020, 08:30 AM
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All Stars
14,913 posts Joined: May 2015 |
QUOTE(cucikaki @ Sep 4 2020, 08:04 AM) Just receive at 5am Applied too many credit facilities in the past few months. RM0.00 We thank you for your interest in our Affinbank credit card however we wish to inform that your application has not been successful. High outstanding balance as at 31/7/2020 as you were playing too many games but not willing to pay extra before next monthly statements were issued! |
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Sep 4 2020, 08:40 AM
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Senior Member
3,521 posts Joined: Sep 2012 |
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Sep 4 2020, 08:54 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
It's either their approval system didn't put in AFFIN Duo card or it's a strict approval process.
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Sep 4 2020, 09:06 AM
Show posts by this member only | IPv6 | Post
#170
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All Stars
26,520 posts Joined: Jan 2003 |
Just checked with the IVR, confirmed that application is successful
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Sep 4 2020, 09:16 AM
Show posts by this member only | IPv6 | Post
#171
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Senior Member
3,305 posts Joined: Dec 2012 |
QUOTE(Human Nature @ Sep 4 2020, 09:06 AM) Do you have eCCRIS? Mind to check where the location approve yours application?Mine was not AFFIN HQ address. Is the AFFIN Branch location nearby. So I believe it is process/reject/approve by AFFIN branch instead of HQ. |
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Sep 4 2020, 09:18 AM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(jiaen0509 @ Sep 4 2020, 07:27 AM) 03 8230 2222 Status is still pending and I used another phone no. to call but IVR is not able to capture my NRIC no., so it was directed to CS. Please call during the office hours. Choose language the follow the option until credit card, check application status. Reminder for others, whenever you are checking the application status using IVR, use the no. you used for registration. Otherwise, just let it connect to a human speaking CS but you will need to go through verification questions. My CCRIS is also still pending... However, my intuition tells me I won't get through this round. My hire purchase loan just approved in July though amount is not great and unfortunately I have a "1" in my CCRIS recently as I forgot to pay my Citibank card on time. Blame myself for the carelessness. |
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Sep 4 2020, 09:27 AM
Show posts by this member only | IPv6 | Post
#173
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Senior Member
3,305 posts Joined: Dec 2012 |
QUOTE(fruitie @ Sep 4 2020, 09:18 AM) Status is still pending and I used another phone no. to call but IVR is not able to capture my NRIC no., so it was directed to CS. I think CCRIS just for their reference only. Even you got 100% clean "0" on your CCRIS. It does not promise you will get approval I think.Reminder for others, whenever you are checking the application status using IVR, use the no. you used for registration. Otherwise, just let it connect to a human speaking CS but you will need to go through verification questions. My CCRIS is also still pending... However, my intuition tells me I won't get through this round. My hire purchase loan just approved in July though amount is not great and unfortunately I have a "1" in my CCRIS recently as I forgot to pay my Citibank card on time. Blame myself for the carelessness. Depends on your profile. I think your profile is strong enough Hope they process my application before CCRIS updated this month. My outstanding is high as on 31/08/2020... haha |
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Sep 4 2020, 09:30 AM
Show posts by this member only | IPv6 | Post
#174
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All Stars
26,520 posts Joined: Jan 2003 |
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Sep 4 2020, 09:31 AM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(jiaen0509 @ Sep 4 2020, 09:27 AM) I think CCRIS just for their reference only. Even you got 100% clean "0" on your CCRIS. It does not promise you will get approval I think. On the contrary, I hope August can be updated soon. My outstanding is lower. Depends on your profile. I think your profile is strong enough Hope they process my application before CCRIS updated this month. My outstanding is high as on 31/08/2020... haha You were asking for the branch details, mine shows Main Branch Wisma SPK on eCCRIS. |
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Sep 4 2020, 09:35 AM
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All Stars
14,913 posts Joined: May 2015 |
QUOTE(jiaen0509 @ Sep 4 2020, 09:27 AM) I think CCRIS just for their reference only. Even you got 100% clean "0" on your CCRIS. It does not promise you will get approval I think. Haha my 31/7 outstanding balance a bit high, but 31/8 outstanding balance / approved credit limits is less than 4%. So I may apply only next week. Depends on your profile. I think your profile is strong enough Hope they process my application before CCRIS updated this month. My outstanding is high as on 31/08/2020... haha |
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Sep 4 2020, 09:37 AM
Show posts by this member only | IPv6 | Post
#177
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Senior Member
3,305 posts Joined: Dec 2012 |
How to check your Credit Card application via IVR?
Call 03-8230 2222 Choose your preferred language 1 for Malay 2 for English Press 1 for Personal Account 2 for Corporate Account Press 2 for credit card Press 1 to check card application Enter 12-digits ID number Press 1 to confirm If your application has been submitted you will hear "We are still working on your application..." If your application hasn't been submitted yet, it will tell you your information does not match with our system... **It is suggested to use the phone number that you filled in during the application, otherwise you will be redirected to speak directly to the human CS. Just for you all reference on how to check the status. This post has been edited by jiaen0509: Sep 4 2020, 09:47 AM |
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Sep 4 2020, 09:43 AM
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Staff
72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(jiaen0509 @ Sep 4 2020, 09:37 AM) How to check your Credit Card application via IVR? To add on, call using the no. you put in for application form. Otherwise, once you press 1 to confirm, it will not be able to proceed and straight connecting you to a CS. Just now the CS told me about this, that's the reason why my call was forwarded to her.Call 03-8230 2222 Choose your preferred language 1 for Malay 2 for English Press 1 for Personal Account 2 for Corporate Account Press 2 for credit card Press 1 to check card application Enter 12-digits ID number Press 1 to confirm If your application has been submitted you will hear "We are still working on your application..." If your application hasn't been submitted yet, it will tell you your information does not match with our system... Just for you all reference on how to check the status. |
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Sep 4 2020, 09:49 AM
Show posts by this member only | IPv6 | Post
#179
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Senior Member
3,305 posts Joined: Dec 2012 |
QUOTE(Human Nature @ Sep 4 2020, 09:30 AM) QUOTE(fruitie @ Sep 4 2020, 09:31 AM) On the contrary, I hope August can be updated soon. My outstanding is lower. Look like AFFIN is approve/reject by the branch instead of HQ. No idea how AFFIN credit facilities work.You were asking for the branch details, mine shows Main Branch Wisma SPK on eCCRIS. QUOTE(fruitie @ Sep 4 2020, 09:43 AM) To add on, call using the no. you put in for application form. Otherwise, once you press 1 to confirm, it will not be able to proceed and straight connecting you to a CS. Just now the CS told me about this, that's the reason why my call was forwarded to her. Added. |
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Sep 4 2020, 10:27 AM
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Senior Member
1,841 posts Joined: Feb 2018 |
May I just ask for the CCRIS report, can I apply it online (I found the documents needed to fill up and send) or I still have to go to BNM or AKPK to sign up? If I do online apply, does it mean that's the only a time off/report to be sent to me?
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