Outline ·
[ Standard ] ·
Linear+
Credit Cards Affin Duo Credit Card, great rewards for eWallet
|
fruitie
|
Oct 7 2020, 02:32 PM
|
Rise and Shine
|
QUOTE(Darren @ Oct 7 2020, 12:43 PM) the cip is 80% from credit card limit right? so for 0% only can apply for 6month? am i mistaken anything? so if i apply n put in fd for 6month then will get free FD interest? 80% of CL or RM 15k whichever lower. Yes, 6 months for 0%. Well, don't forget every month you will still need to pay back RM 2.5k to Affin. This post has been edited by fruitie: Oct 7 2020, 02:32 PM
|
|
|
|
|
|
fruitie
|
Oct 7 2020, 02:46 PM
|
Rise and Shine
|
QUOTE(turtleundersea @ Oct 7 2020, 02:44 PM) i know this card is still new, and i'm not yet go check the tnc, i ask here dulu... put this card on insurance auto debit or any auto debit considered as "online transaction"? and entitled for cash rebate? Well one of Duo's features is cash back for "Auto-Billing", and whatever you mentioned is not "online transaction" but is auto-billing or auto-debit. This post has been edited by fruitie: Oct 7 2020, 02:46 PM
|
|
|
|
|
|
fruitie
|
Oct 8 2020, 01:22 AM
|
Rise and Shine
|
QUOTE(chubbyqq @ Oct 7 2020, 11:49 PM) Anyone failed to register online after set permanent pin? I got failed to retrieve record error haiz Did you walk in to the nearest branch to apply online access?
|
|
|
|
|
|
fruitie
|
Oct 16 2020, 10:15 AM
|
Rise and Shine
|
QUOTE(Human Nature @ Oct 15 2020, 02:53 PM) Tomorrow is my statement date. Will then confirm whether insurance debit gets the cashback or not. QUOTE(bryan_x00 @ Oct 16 2020, 09:55 AM) Anyone successfully receive cashback for insurance auto debit? I know its not in exclusion list, just wanna confirm. Come back here again to check later.
|
|
|
|
|
|
fruitie
|
Oct 17 2020, 07:11 PM
|
Rise and Shine
|
Totally forgot that I should get my first CB yesterday. Fuss free with this card, RM 80 received.  Without app, I really can't remember to login to check my stuff. However, I didn't receive any statement via email. How long does it take to be sent to users?
|
|
|
|
|
|
fruitie
|
Oct 17 2020, 08:24 PM
|
Rise and Shine
|
QUOTE(cybpsych @ Oct 17 2020, 07:19 PM) before July this year, only +1 day to receive estatement via email. since July 2020 after they reshuffle the statement dates, seems to be +2 days. should be tomorrow via email. Great. I will check my email tomorrow and confirm if mine is OK.
|
|
|
|
|
|
fruitie
|
Oct 18 2020, 12:23 PM
|
Rise and Shine
|
QUOTE(cybpsych @ Oct 18 2020, 07:58 AM) just received the 16 Oct eStatement via email at 7:23am  Yeah, me too. I received at 5:12 a.m.
|
|
|
|
|
|
fruitie
|
Oct 28 2020, 11:31 AM
|
Rise and Shine
|
QUOTE(hakkai0810 @ Oct 28 2020, 09:27 AM) statement due date is 11/11 but affin already send sms payment reminder already on 28/10 lol And I thought mine was late, seems like yours is much later. My due date is 5th and also received SMS, shocked me for a few seconds.
|
|
|
|
|
|
fruitie
|
Oct 28 2020, 02:05 PM
|
Rise and Shine
|
Something wrong with their reminder system? I have received three SMS-es today to remind me to pay.
|
|
|
|
|
|
fruitie
|
Oct 28 2020, 03:51 PM
|
Rise and Shine
|
QUOTE(??!! @ Oct 28 2020, 03:42 PM) No lah...this is Affin normal mode..every month same SMS-es will be received But why three...  Duo should be one SMS and VS another one...  Every month like this quite annoying as well.  Nearing due date, will send another round?
|
|
|
|
|
|
fruitie
|
Oct 28 2020, 06:01 PM
|
Rise and Shine
|
QUOTE(??!! @ Oct 28 2020, 05:47 PM) Yes...I've received few rounds SMS es per cycle for past few months. Even received call once when it's not even due date! Caller said..."oh just friendly reminder ..don't want you to pay high interest in case you overlook payment" Aiyo, I really dislike calls to chase for payments..
|
|
|
|
|
|
fruitie
|
Oct 30 2020, 08:56 PM
|
Rise and Shine
|
QUOTE(Matchy @ Oct 30 2020, 08:39 PM) Spotify auto debit have 5% cross border fee? Spotify's monthly subscription fee is fixed and I don't think Affin has cross border fees. Cross border fees is 1% only if it has, not 5%.
|
|
|
|
|
|
fruitie
|
Nov 6 2020, 04:43 PM
|
Rise and Shine
|
QUOTE(Sphenix @ Nov 6 2020, 04:41 PM) does normal swipe for cashback card entitle 3%? anyone know? Under which category and which card?
|
|
|
|
|
|
fruitie
|
Nov 6 2020, 05:23 PM
|
Rise and Shine
|
QUOTE(Sphenix @ Nov 6 2020, 05:01 PM) retail, shopping mall example. That CB card Cash back is only for online transactions/e-wallets and auto-billing. This post has been edited by fruitie: Nov 6 2020, 05:24 PM
|
|
|
|
|
|
fruitie
|
Nov 26 2020, 11:09 AM
|
Rise and Shine
|
QUOTE(ChiaW3n @ Nov 26 2020, 11:09 AM) Contactless transaction means online transaction? Max cb per month RM80? Another RM80 aside form the duo? Contactless means PayWave for Visa.
|
|
|
|
|
|
fruitie
|
Nov 26 2020, 11:19 AM
|
Rise and Shine
|
Until today I haven't spent a single cent on my VS, really buta-buta paid RM 25 SST when it was approved. I applied it as backup for PBB QV but didn't expect the pandemic will still be so serious and causes me not able to spend that much time outside. I used to maximize every month for PBB QV (before March  )...
|
|
|
|
|
|
fruitie
|
Nov 26 2020, 11:25 AM
|
Rise and Shine
|
QUOTE(leootan @ Nov 26 2020, 11:24 AM) I almost every month fully utilize my PBB quantum also, so every month RM 60 from PBB. And that is why i go for this Affin VS, but end up comes with Affin Trio. 🤦♂️🤣 Yeah, I think a few of us are having the Affin Trio too.
|
|
|
|
|
|
fruitie
|
Nov 26 2020, 12:08 PM
|
Rise and Shine
|
QUOTE(tan_aniki @ Nov 26 2020, 12:03 PM) qv still good to be my grocery card during cmco Groceries shopping is not done by me too.
|
|
|
|
|
|
fruitie
|
Nov 26 2020, 02:07 PM
|
Rise and Shine
|
QUOTE(cybpsych @ Nov 26 2020, 12:29 PM)  see, the Affin VS not attractive if you're holding PBB QV i'm using 2 PBB QV cards, almost max out both cards each month for groceries. Affin VS has been idled and backup in case PBB QV maximized before statement refresh Yeah, it is good for backup only.
|
|
|
|
|
|
fruitie
|
Nov 26 2020, 02:46 PM
|
Rise and Shine
|
QUOTE(celciuz @ Nov 26 2020, 02:38 PM)  One of the prettier cards I own! Damn like the sleek design with no embossed numbers 🤩. Side note, if I just activate the blue cash back, so I get charged for SST on the red? Yes, SST will be charged on the Rewards (red) card regardless if it is activated or not.
|
|
|
|
|