another good experience dealing with Affin bank CS. Indeed very good! 
however the service on the email is not good. I sent an email about 2 weeks already, yet still no reply

Applied online 17/09
Affin's staf whtsapp for doc on 17/09 evening.

2/10 got call from bank to collect card. i got no email/sms/call said approved. hahaha

0% for 6 months if NTB ?
I read the T&C seems like interest free. Sure no strings attached ?
What will be the monthly payment requirement or lump sum at the end or ... ?

Possible. Apply, activate and spend can be done without thumbprint.
For the online access activation, required thumbprint for the mobile number registration

I can BT more than the actual outstanding amount, right?

For CIP application via phone call, the saving account no is provided via phone call too?

Can monthly payments of car loan, car insurance and road tax payments be eligible for cash rebate? Lets say they are paid through standing instructions or auto debit. Or only if transacted through online?

the cash on call ,
i dunno why people are so excited .

It;s a loan , with 0% interest .
BUT ....

u still need to return the principal when matured !!!
and if something happen in between and u are not able to pay back . The nightmare begin ...

"maximum transfer amount capped at RM15,000 or shall not exceed 80% of available credit limit/facility limit, whichever is lower".
Does that mean if your credit limit for the affin card is 10k, you can only take CIP of RM 8k?

Ohhh so I can't pay a car loan using a credit card?

Yes you can, by using a 3rd party intermediary service but with all other services, it comes with a service fee.

I used to have this idea before, until the time i one time lump sum paid my PTPTN few years back with CC.

Haha, but yup generally the statement is correct, no credit on another credit.

Wow 10 to 20 cards? Would anyone be allowed to hold that many credit cards?

I have 7 and I have to spend time to watch the payment due dates.  How do you manage 25 cards?

Those who have successfully obtained CIP; any other fees shown up ?

this morning cs called me to confirm, and I received sms approved few hours later.
max 15k only..

Can we activate only the Visa card and ignore the MasterCard?

But subsequent years the SST will be charged on both cards right? only for the first year Mastercard's SST is waived.

Never cancel them? Now ewallet limits and bigpay limits, no point to keep them right. My high day was 17 only. Cut a few each time bigpay limits them, boost then stopped withdrawals.

Now left 8. Scb 2, affin 3, maybank 1, pbb 2, Ambank 1.

SCB gonna go once I make use of the card retention benefit. And ambank don't really use anymore since affinduo came into play.

So, I just called Affin Bank at 10.46 a.m. for CIP application and I was told an officer will call me back by today.

I'm surprised the call came in 5 minutes ago. He asked me which card I want to use for CIP, I chose Rewards card so that I won't mess up with other cards' transaction as I don't plan to use this card at all. The problem is I haven't activated that CC yet. So, CS helped me to activate as well. Good job.

Everything was done via phone, it will be credited within 3-5 working days. The officer who called said if I'm interested with 0% BT, can straight contact CS and mention his name. This guy is efficient.

Oh ya, my earlier call to CS also checked for my Duo statement date and I was told it is the same as VS.

So, we will receive SMS for CIP and BT.

RM0.00 Your application for Balance Transfer / CIP on AFFINBANK Credit Card / AFFIN ISLAMIC Credit Card-i has been approved. Thank you

Haha some heavy travelling u have there. Your monthly spending should be quite high. Haha