QUOTE(Human Nature @ Sep 28 2025, 01:30 PM)
What is PAN?
Primary Account Number, the 16-digit 
But it’s expected if it’s a replacement due to expiring cards.
Credit Cards Affin Duo Credit Card, great rewards for eWallet
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 Sep 28 2025, 01:59 PM
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#281
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Staff
72,772 posts Joined: Sep 2005 From: KUL  
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But it’s expected if it’s a replacement due to expiring cards. Human Nature liked this post
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Oct 24 2025, 03:31 PM
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#282
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72,772 posts Joined: Sep 2005 From: KUL
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It is kinda painful to pay for the MC SST when not using it.
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Oct 24 2025, 04:37 PM
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#283
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72,772 posts Joined: Sep 2005 From: KUL
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QUOTE(blibala @ Oct 24 2025, 03:34 PM) i tot no need activate MC then no need pay SST? QUOTE(Ramjade @ Oct 24 2025, 03:48 PM) Yes that's right. No SST for me so far. QUOTE(cybpsych @ Oct 24 2025, 04:35 PM) 1st, earlier card users didnt know about this "benefit". like myself, we activated both cards. hence, we feel the "pain" every year Yes, that's right. I'm in the first category and also I have been using this card since day 1, so more than 3 years already. There are people reporting got charged after 3 years, so don't be too happy yet if it is not charged yet.  2nd, later card users didnt activate the extra cards. fortunately, bank doesnt impose sst when card not activated for 3 years.. 3rd, some users reported they got charged sst (for their unactivated card) after 3 years honeymoon period. this, need more ppl to report after 3yrs. there's no guarantee no SST perpetually as long as card unactivated. bank may be forced to impose it since card already issued to you for 3 years  wongmunkeong liked this post
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Oct 24 2025, 05:10 PM
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#284
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72,772 posts Joined: Sep 2005 From: KUL
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I feel like cancelling my cards and re-applying again next time, then don't want to activate that MC.
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Oct 24 2025, 05:21 PM
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#285
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72,772 posts Joined: Sep 2005 From: KUL
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QUOTE(cybpsych @ Oct 24 2025, 05:16 PM) 1st, no guarantee can re-approved I still have other Affin cards, should be approved kot? 2nd, if using Affin Duo, and got insurance/autodebit tied up with the card, leceh to move them away and back again rm25 sst, still bearable lah I have the Affin Duo. Yeah, I have auto-debit tied actually but next year the cards will expire, so I need to update anyway. RM 25 is a waste for me if I'm not using the card and no benefit. |
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Nov 18 2025, 12:07 PM
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#286
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72,772 posts Joined: Sep 2005 From: KUL
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I didn't activate my Duo+ MasterCard since I got it a year ago, so far only the Visa is charged with SST.
Maybe I should cancel my Visa CB+MC Rewards and reapply again later, then won't activate the MC. The only thing is my auto-debit on the VCB. Just way too many but again my cards will expire next year Sept and eventually I still need to update my auto-debit.  |
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Nov 19 2025, 01:40 PM
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#287
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72,772 posts Joined: Sep 2005 From: KUL
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QUOTE(ClarenceT @ Nov 19 2025, 12:36 PM) Mastercard only. That's too much spending for me and some more FCFS. Spend RM2500 in foreign currency to win RM300 TNG PIN (= 12x SST) 1 December 2025 FCFS 255 winners |
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Nov 25 2025, 11:38 AM
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#288
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72,772 posts Joined: Sep 2005 From: KUL
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Another one SMS came in promoting 0% 6-month converting outstanding balance.
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Nov 25 2025, 01:24 PM
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#289
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72,772 posts Joined: Sep 2005 From: KUL
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QUOTE(Devil4life @ Nov 25 2025, 01:18 PM) Mine is with 3% interest which surely I wouldn't accept. How much was your spending? I think if you have >RM 2k outstanding balance will receive this SMS. |
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Nov 25 2025, 01:50 PM
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#290
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72,772 posts Joined: Sep 2005 From: KUL
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QUOTE(Devil4life @ Nov 25 2025, 01:38 PM) Think because i previously accepted 0% so now offer me 3% instead since I took up that offer to "snowball" my debt Oh maybe. I haven't been accepting their offer since many rounds ago. |
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