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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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xander2k8
post Jan 16 2023, 01:49 PM

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QUOTE(hafizredha @ Jan 16 2023, 10:56 AM)
last time banned by touch n go, fill up some form send to cs and unbanned later on. already taubat
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You got ban for CC reload?

QUOTE(Arvinaaaaa @ Jan 16 2023, 12:58 PM)
Now no issue dy sebab got 5k limit πŸ‘πŸ‘
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The latest amended TnC has cover more CC/Pins cashout hence the ban can come anytime subject to TnG discretion so the limit doesn’t matter now πŸ€¦β€β™€οΈ

QUOTE(hafizredha @ Jan 16 2023, 01:02 PM)
i believe that the 5k limit for the decoration purpose only, if they think you abuse the cc reload then they will ban you.
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Yes 5k was more of stopgap before the current enforcement of the new stricter TnC

Wait till TnG ban the user from Go+ which will happen to those who CC reload and cashout
xander2k8
post Jan 16 2023, 08:33 PM

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QUOTE(AriesChai @ Jan 16 2023, 07:16 PM)
How to know if TNG E-wallet get ban?
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When certain features got banned you from using πŸ€¦β€β™€οΈ
xander2k8
post Jan 17 2023, 04:13 PM

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QUOTE(Human Nature @ Jan 17 2023, 03:03 PM)
The visa card has finally appeared. Undecided wanna apply or not.
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Be prepared to pay yearly rm8 and if forget to pay then ctos score drop πŸ€¦β€β™€οΈ
xander2k8
post Jan 17 2023, 04:42 PM

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QUOTE(Human Nature @ Jan 17 2023, 04:36 PM)
Ya, maybe I wait til they do away with the fee
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No such thing as the fee RM8 yearly fee is charged by Visa

In fact you should apply now as you only pay rm5 just for shipping

Apply later you will charge with application fee and card issuance fee πŸ€¦β€β™€οΈ and it will cost at least rm25 by then

So you see why everybody now is rushing to apply once it is available
xander2k8
post Jan 17 2023, 04:54 PM

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QUOTE(Human Nature @ Jan 17 2023, 04:50 PM)
Let me wait for the FAQ to be visible first, until now keep loading. Really FOMO ni
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The FOMO hits you now πŸ˜‚

Just pay rm5 use it for a year don’t like it then stopped and cancelled it

Wait till they later implement of cancellation fee which is free for now πŸ€¦β€β™€οΈ
xander2k8
post Jan 17 2023, 06:01 PM

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QUOTE(Human Nature @ Jan 17 2023, 05:12 PM)
Are we able to set how much money from ewallet that can be used by the card? For example, ewallet has RM1000 but only want the card to use maximum RM500 only. Something like limit?
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The card is linked to EWallet so you whatever limit is set by EWallet as it cannot separate the limit itself

QUOTE(poweredbydiscuz @ Jan 17 2023, 05:14 PM)
I'll wait and see if anything happens after some "creative" spending by users laugh.gif
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Won’t be very long as we will see some get either hit by fees or love letter πŸ˜‚
xander2k8
post Jan 18 2023, 11:36 AM

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QUOTE(moonsatelite @ Jan 18 2023, 09:45 AM)
I don't get why people not fund the eWallet via their debit cards rather than using FPX, debit cards seems faster
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Not that fast once you have OTP verification on it πŸ€¦β€β™€οΈ
xander2k8
post Jan 18 2023, 03:35 PM

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QUOTE(rocketm @ Jan 18 2023, 12:21 PM)
Just a check whether you guy have this situation.

When you top up your Tng ewallet using pin, it will directly go to your Go+.

I have saved some money in Go+. In the past, i will still maintain in the ewallet and I can deposit to Go+.
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You have manually disable everytime after cashing into Go+ πŸ€¦β€β™€οΈ

QUOTE(hafizredha @ Jan 18 2023, 12:33 PM)
finally i can order the touch and go debit card
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Now everybody can visa with TNG πŸ˜‚

QUOTE(shawnme @ Jan 18 2023, 12:38 PM)
10 transactions only?

I wonder if they meant : withdrawal + online + offline spending, limit of 10 transactions or total of RM5,000 accumulated transaction value, whichever comes first

user posted image
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With Visa maximum combination 10 daily transactionsπŸ€¦β€β™€οΈ

But stand-alone EWallet unlimited pending to your balance

QUOTE(vin_ann @ Jan 18 2023, 02:12 PM)
user posted image

The criteria to ban user is not stated in ATM transactions section T&C
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Visa is linked to EWallet in the 1st balance

Read the faq as they have the right to terminate the card together EWallet anytime
xander2k8
post Jan 18 2023, 05:39 PM

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QUOTE(MGM @ Jan 18 2023, 05:22 PM)
CC>TnG>Bigpay>CASA, what cost will be incurred by each?
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And while getting love letter from TNG eventually leads on permaban soon πŸ€¦β€β™€οΈ
xander2k8
post Jan 19 2023, 05:05 AM

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QUOTE(kuci_mayong @ Jan 18 2023, 07:34 PM)
Just ordered mine, didn't know you can leave the name blank, would have left it blank if I knew
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Cannot be blank as per BNM requirements

QUOTE(hown @ Jan 19 2023, 01:54 AM)
how many days to receive the visa card
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Read the faq 7-10 business days πŸ€¦β€β™€οΈ
xander2k8
post Jan 19 2023, 03:02 PM

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QUOTE(ClarenceT @ Jan 19 2023, 01:25 PM)
Up to Govt if TNG's monopoly will be extended beyond 2025. Hopefully open to Paynet (Mydebit and Duitnow QR) as well.
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Provided that the govt will still open lane barrier free toll otherwise TnG monopoly will still be there πŸ€¦β€β™€οΈ

QUOTE(JungWoo @ Jan 19 2023, 01:46 PM)
so this just a visa debit card , anyone prefer this over Bigpay card?
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Got limitations 10 daily transaction on visa debit plus now it is free with rm5 shipping otherwise it is rm18 just to apply
xander2k8
post Jan 20 2023, 06:44 AM

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QUOTE(contestchris @ Jan 19 2023, 09:29 PM)
Domestic Trade Ministry to query TnG on its new Visa card’s inability to handle toll payments

https://www.thestar.com.my/tech/tech-news/2...e-toll-payments

β€”β€”β€”β€”β€”β€”β€”β€”β€”

Personally this card is just so freaking dumb. And mark my words, people will get so confused. There will be hundreds if not thousands of people using this at tolls and wondering why it isn’t working.

You got the legacy card, the NFC legacy card and now a Visa card. The Visa card is NOT like a regular Touch n Go card. Using the same branding will just mislead and confuse customers. And then you have the ewallet whose linkage to the cards even I don’t fully understand until now.
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1stly the minister itself are retarded and uneducated πŸ€¦β€β™€οΈ as the CEO have explained during PC on why such decision and implementation is being made

You don’t understand that in some places where there is no internet connection ewallet doesn’t work hence Visa in play πŸ€¦β€β™€οΈ Also TNG is trying increase the transaction amount as well as covering cross border spending where the EWallet is not supported

QUOTE(!@#$%^ @ Jan 19 2023, 09:50 PM)
ntg confusing. it is a prepaid card linked to an ewallet, similar to a few others. too bad for those who are not savvy and got confused with a tng card - the key is education. we have to move on from spoon-feeding society if we are going to advance.
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Tell that to the retarded minister 1st πŸ€¦β€β™€οΈ He should have read and listen to the CEO on why and learn from it rather using useless statements trying to gain popularity

QUOTE(!@#$%^ @ Jan 19 2023, 09:52 PM)
with regards to this, i believe they already explained the issue. not sure if the ministry expecting any other answer.
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Yeah TNG CEO was well done in that PC and explained in very clear cut on it πŸ‘ and the minister itself are being retarded πŸ€¦β€β™€οΈ

QUOTE(kd88 @ Jan 19 2023, 11:06 PM)
Credit card > e wallet > visa prepaid > bigpay

Can someone find out whether this is violation of term and condition ?
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Confirm violation as TNG defined anything reloaded via CC or PIN has to be spending only πŸ€¦β€β™€οΈ

Go read the TnC amended recently properly

QUOTE(ClarenceT @ Jan 20 2023, 05:30 AM)
Hmm...Should put a WARNING/AMARAN at the new TNG Visa Card.

THIS IS NOT A TOUCH 'N GO CARD.
NOT TO BE USED ON HIGHWAYS AND PUBLIC TRANSPORTS.
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Good idea on this PSA πŸ‘
xander2k8
post Jan 20 2023, 04:34 PM

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QUOTE(Kadaj @ Jan 20 2023, 09:12 AM)
In TnC it said source from CC is non-transferable, BUT in fact when you reload by CC and the amount categories as transferable instead of non-transferable.

It's a TRAP.

They can just write a correct programming so the amount from CC can't be transferred, instead they set up a trap and ban users.
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They know about it but due technological inefficiencies they are unable to do it πŸ€¦β€β™€οΈ just like NFC and Visa card

QUOTE(ktyong123 @ Jan 20 2023, 01:45 PM)
sharing is caring πŸ€·β€β™‚οΈπŸ€·β€β™‚οΈ

how people lock your account.

happen everyday in malaysia.
https://www.facebook.com/groups/42326607625...mibextid=Nif5oz
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That is why useless to use phone number as login is πŸ€¦β€β™€οΈ

QUOTE(tmc @ Jan 20 2023, 02:37 PM)
Enable face verification?

If the face recognition quality is good .....
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Facial recognition is already available in TnG just that not effective πŸ€¦β€β™€οΈ


QUOTE(Arsyad1105 @ Jan 20 2023, 02:52 PM)
They should make TnG send OTP first then ask for 6 digit pin.
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OTP is on the way out already as BNM already proposed it so why bother about it better off they think of newer 2FA method πŸ€¦β€β™€οΈ

QUOTE(tmc @ Jan 20 2023, 04:19 PM)
Is this the current implementation?

Maybe then TAC should be sent first, for new device, before asking for password.
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Already have that when newer device will have TAC sent to it πŸ€¦β€β™€οΈ
xander2k8
post Jan 20 2023, 05:44 PM

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QUOTE(tmc @ Jan 20 2023, 05:11 PM)
If that person could not complete the TAC verification on the new device, it will be quite stupid to go ahead to  suspend the account related to the phone number. If such indeed happens then TnG programmers ought to be fired.
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Indeed they have to be fired in the 1st place πŸ€¦β€β™€οΈ
Also remember it DDOS and if multiple times happens on the same account then the suspension kicks in

QUOTE(Arsyad1105 @ Jan 20 2023, 05:14 PM)
Yeah but since they use phone number as login method, tng can't implement the same 2FA method like other bank. They need to change login method first.
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No need to change as they can migrate to either use email or if more complicated via username

The problem is how are they gonna migrate from that

And if Grab can do 2FA why not TNG πŸ€¦β€β™€οΈ
xander2k8
post Jan 21 2023, 08:24 PM

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QUOTE(inquiries @ Jan 21 2023, 04:13 PM)
I guess same as other services provided by TnG company, they enjoyed too much monopoly before this, and thus they don't really care to improve  themselves

https://beautifulnara.com/sembangnara-rever...solusi-terbaik/
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Good example we see Astro now is suffering πŸ‘

Plus now is buying time for MLFF because their toll system is closed thanks to CIMB and TNG itself πŸ€¦β€β™€οΈ

Just wait another 2 years as MLFF hopefully will happened under PMX
xander2k8
post Jan 22 2023, 02:31 PM

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QUOTE(joice11 @ Jan 22 2023, 09:37 AM)
anyone know the scan with fave 10% discount, how it work, must have fave accout first?
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Yes you need to have fave account

Read the faq for more on how it works instead πŸ€¦β€β™€οΈ as written clearly there
xander2k8
post Jan 22 2023, 08:36 PM

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QUOTE(!@#$%^ @ Jan 22 2023, 03:16 PM)
also same like squatters. after living illegally for decades, they decide the land is theirs and demand compensation etc
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Just like those who can’t afford iPhone 14 pro max yet still wanna buy and show off

The worse is those who carry iPhone ordering 1 Starbucks to be shared with 4 other ppl πŸ€¦β€β™€οΈ

QUOTE(contestchris @ Jan 22 2023, 08:13 PM)
I'm assuming all those allow top up TnG card with CC will allow ewallet credit purchase with CC...or is that not necessarily the case?
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Not necessary because most of them charges service charge to reload the card πŸ€¦β€β™€οΈ
xander2k8
post Jan 23 2023, 05:47 AM

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QUOTE(beLIEve @ Jan 23 2023, 03:31 AM)
Made 2 Online payments of identical amount and payee with the Visa card. Second payment went into blackhole. No Transaction HIStory and payee shows unpaid. Goal+ show no money deducted. I didn't keep track of previous balance, naturally.

Now I can't pay again in case some intermediate device decide to process that broken payment and charge my card for it.

Edit : Opened a case with T@NGo. Let's see how they handle this, and if they need an entire week like how they handle restricted accounts.
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This must be happening because of the limit of 10 transactions daily on the card hence the system is broken πŸ€¦β€β™€οΈ
xander2k8
post Jan 23 2023, 03:15 PM

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QUOTE(Arsyad1105 @ Jan 23 2023, 12:25 PM)
Don't know about BigPay but there's no problem using ewallet to topup ewallet.

[attachmentid=11404302][attachmentid=11404303]
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Boost and your GrabPay is different because uses FPX and Grab is deduct directly your card and you are not topping up your Grab Wallet with it πŸ€¦β€β™€οΈ

QUOTE(Sycamore @ Jan 23 2023, 02:50 PM)
Need more feedback.

Not surprised though if TnGo blocked Bigpay temporarily.
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Most likely TNG has blocked anything reload to do with prepaid card like BigPay πŸ€¦β€β™€οΈ

For Shopee those accounts cannot reload either they got banned before from using CC or the account is tied to another main card
xander2k8
post Jan 24 2023, 04:29 AM

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QUOTE(cybpsych @ Jan 23 2023, 06:06 PM)
all card processors can block any txn based on variety of parameter

however, it breaches the visa rules nonetheless

same like cc surcharge. merchants still do it eventhough they fully aware of breaching scheme merchant agreement
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Even BNM can’t regulate the cc surcharge as well πŸ€¦β€β™€οΈ on those merchants

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