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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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rojakwhacker
post Aug 1 2020, 08:05 PM

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QUOTE(asus_2g @ Aug 1 2020, 07:59 PM)
i now have tng ewallet dunno where to spend
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Have touch and go ewallet, first needed to do topup before can be use for spending. smile.gif
rojakwhacker
post Aug 3 2020, 04:01 PM

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QUOTE(MGM @ Aug 3 2020, 12:11 PM)
Can the rm50 ePenjana be used for anything?
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Yes.
rojakwhacker
post Aug 7 2020, 09:20 AM

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QUOTE(spreeeee @ Aug 7 2020, 09:16 AM)
how do they know to deduct own balance first, or the given rm50 first?
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It is all in one wallet not like boost.
rojakwhacker
post Aug 9 2020, 12:09 PM

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QUOTE(CoronaV @ Aug 9 2020, 11:12 AM)
TNG wallet with existing credit balance and the RM50 free wallet credit from government.
Deduct from our existing credit first or the free credit first?
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Free credit.
rojakwhacker
post Sep 2 2020, 11:24 AM

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QUOTE(filage @ Sep 2 2020, 10:47 AM)
if your ePenjana balance is 50 cents and say you top up rm10. subsequently you buy something worth rm4.50 on Lazada, will the 50 cent get deducted off the ePenjana first then only deduct your own balance?
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Should be able to find out after spend on the RM49.50 of the epenjana (RM50-RM0.50) unless there was RM0 balance in wallet balance.
rojakwhacker
post Sep 2 2020, 01:56 PM

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QUOTE(devilmaycry9 @ Sep 2 2020, 01:42 PM)
guys, how do we check credit balance from epenjana? afraid it will expired end of this month.
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Epenjana is RM50 only.

Suggest to check from:
1)Transaction history count start from the day epenjana was credited in.
2)Pretend to transfer to other user, from transfer screen, will show balance available for transfer, cross check it with amount available in wallet balance and the remaining is amount for epenjana.
rojakwhacker
post Sep 17 2020, 10:36 PM

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QUOTE(Maxieos @ Sep 17 2020, 10:20 PM)
Can penjana rm50 transfer family ? will they allow ? or will get banned ?
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Transfer is blocked unless the penjana RM50 is used until finish. Try pretend to transfer, there you can check the balance available for transfer.
rojakwhacker
post Sep 18 2020, 07:34 PM

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QUOTE(PJng @ Sep 18 2020, 07:12 PM)
Both party keep on email promotion point covert to tngew credit, but my point less that 1k
How to get those point? I rarely go to that page to check my point

Edit, cimb and tngew i mean
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May be spend more than usual?
rojakwhacker
post Sep 18 2020, 07:43 PM

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QUOTE(Maxieos @ Sep 18 2020, 07:39 PM)
Hm.. i though can transfer since few family member getting  rm50.Actually as for beginner , can combine the penjana to buy a single item ? lets say the item price is RM99 , can both 2 family member using the penjana to scan for the 1 receipt item ?
can tng pay for others ?
or simple question can penjana stack on a single payment paying together ?
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Should be not allowed.
But do try suggest to the merchant to allow payment from more devices for one receipt.
rojakwhacker
post Sep 20 2020, 10:31 AM

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QUOTE(Maxieos @ Sep 20 2020, 12:20 AM)

May I know ewallet if .01 cent less will it pass ? lets say ewallet left 50.01 but item price is rm50.02 ? will the payment pass ?
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No. No.
rojakwhacker
post Oct 8 2020, 02:19 PM

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QUOTE(Cookie101 @ Oct 8 2020, 01:12 PM)
Good deal.

But perhaps worth taking note those rewards require minimum spend to be eligible.

For example rm3 7e requires rm26 spending

Rm2.3 requires min rm21 spending etc

But none of it is mentioned in the tnc.
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Still a good deal. thumbsup.gif
rojakwhacker
post Oct 26 2020, 05:21 PM

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QUOTE(GrumpyNooby @ Oct 26 2020, 05:14 PM)
It's official at McD:


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More benefit to use touch and go ewallet to pay? hmm.gif

Do McDonald drive though accept ewallet? Just know now. hmm.gif
rojakwhacker
post Mar 27 2021, 09:39 AM

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TNG GO+ = 'Principal e-Cash-a money market fund managed by Principal Asset Management Berhad'.
https://support.tngdigital.com.my/hc/en-my/...754-What-is-GO-

Just my understanding, Money market fund, very low risk type of fund, of course it is not capital guarantee, sure have up and down daily NAV and the interest rate (up or down) can compare with normal board fixed deposit rate (non promotion rate) but worry less compare to other type of unit trusts.

For more understanding on unittrust fund or money market fund works or the fees like Management Fee/Trustee Fee can refer to the some links below:

Money market fund:
https://forum.lowyat.net/topic/4962773

ASNB:
https://forum.lowyat.net/topic/4866563

Public Mutual:
https://forum.lowyat.net/topic/3580942

FundSupertMart:
https://forum.lowyat.net/topic/4193169

Opus touch:
https://forum.lowyat.net/topic/4886774

Allocate plus:
https://forum.lowyat.net/topic/5089617
rojakwhacker
post Mar 29 2021, 05:37 PM

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QUOTE(azhar75 @ Mar 29 2021, 05:26 PM)
FYI... 6 "effective" Business Days "fixed deposit"....

user posted image
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Cooling off is not 'Cash out'. Just treat 'first time' cash in, within first 6 days, you are allowed to do refund or cancel transaction. Redemption is 'Cash out'.


How long does it take for the Cash Out to be paid to my TNG eWallet and bank account?

1)Your bank account, the money will be transferred within one business day from your transaction date (T+1) if the request is made before 4:00 PM (T). However, if the request is made at or after 4:00 PM (T), it will be treated as a next day request and the money will be transferred within 2 business days (T+2).

2)Upon the first cash out to your bank account, as soon as the name of your eWallet and bank account matches (status: verified), you will see a verified tag and your subsequent cash out request will take 2 calendar days (T+1) to complete processing.

https://support.tngdigital.com.my/hc/en-my/...d-bank-account-


rojakwhacker
post Mar 29 2021, 05:58 PM

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QUOTE(lowyat101 @ Mar 29 2021, 05:47 PM)
» Click to show Spoiler - click again to hide... «


Correct

and since now there's no charges for the transfer, cash out etc. the cooling off period seems not applicable right?
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No charge for transfer (to Touch and Go ewallet?) or cash out because it is money market fund (most or all money market fund if not mistaken do not have any charge for redemption/cash out).

If you want to do cash out then can forget about cooling off period features. If you apply cooling off period features, then no more cash out or interest will be forfeited.
rojakwhacker
post Mar 29 2021, 06:00 PM

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QUOTE(sjz @ Mar 29 2021, 05:54 PM)
request cash out since last friday 9am (BEFORE 4pm).
NOT receive anything yet as of now
5.53pm.
let's see
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Try to wait till 8/9PM tonight (if no, then probably next day).
rojakwhacker
post Mar 29 2021, 06:19 PM

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QUOTE(MGM @ Mar 29 2021, 06:09 PM)
Out bigpay n incoming tng go+ to the rescue. 40k from boost n tng to roll foc. When is grabpay joining in?
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40k with multiple Boost and Touch and go ewallet accounts? How to get to this amount? hmm.gif
rojakwhacker
post Apr 21 2021, 02:48 PM

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QUOTE(Gorst @ Apr 21 2021, 02:26 PM)
dunno who reported me..but all you need to do is jst reply me and say 'no, we're not same people'...and i will leave it there..
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Reported, could be because you have spam multiple post, example: 3 posts consistently.

QUOTE(Gorst @ Apr 21 2021, 02:30 PM)
yes - that's correct.

and fair enough that my action was being flagged as suspicious transaction and thus blocked.

but after verification that both the account, creditcard are mine..and that the transaction is legit, not scam or whatsoever, i did NOT see how the same action upon verification, will still be flagged as suspicious? and that i warrant the threat of similar action might cause permanent banning of credit card. which action was that? they did not specify. the reloading action? the amount? the withdrawing action? or the withdrawing amount? or the quick transfer between TNG to Go+ account?

i know you're not the right person to provide me an answer..but that's wat crosses my mind.

and i am ok to let my money to sit in G0+ for few days or weeks..just that they did NOT specificy how quick or fast i can withdraw after reload to avoid being flagged in future...

it would be helpful if TNG can provide all their clauses clearly... just put there like "reloaded $ into Go+ need to be soaked and simmered and stewed in Go+ account for the minimum duration of 24 hours"..tat will avoid alot of hassle.
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Try read all from this FAQ:
https://support.tngdigital.com.my/hc/en-my/...dit-Card-Reload

When can I reload my eWallet with credit card again?
Please allow up to 7 business days after submitting the complete set of documents to allow us to verify the documents provided and make the necessary changes to your account. By then, you should be able to use your account as per normal.

How can I prevent limited reload function via credit card from happening?
In order to prevent this from happening in the future, we encourage you to refrain from reloading your eWallet via credit card and conduct an instant cash out via GO+. <<< It does say credit card only. So if you want to perform reload and instant cash out, you can do it by not reloading using credit card will be safe.

QUOTE(Gorst @ Apr 21 2021, 02:35 PM)
yes - i remember maybank stated clearly that their ATM card will only allow FREE withdrawal of money from ATM machines up to 8 times a month. And that from the 9th time onwards will be charged X amount of money.

At least put it clearly like this so we know..

and for those who claim its obvious what i did..or think what i have done was an abuse of the clause...does that mean people who uses Maybank ATM card to withdraw money up to 7th times per month only is abusing the system?
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The cash withdraw using ATM card is the cash from your bank account. While cash withdraw from credit card is the cash from bank (which you 'borrow future money').


rojakwhacker
post Apr 21 2021, 03:08 PM

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QUOTE(Gorst @ Apr 21 2021, 02:52 PM)
» Click to show Spoiler - click again to hide... «


so i am not sure what your statement >> The cash withdraw using ATM card is the cash from your bank account. While cash withdraw from credit card is the cash from bank (which you 'borrow future money').

is suppose to mean...or trying to say...
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Just avoid using credit card for cash in and cash out on 'same day' (since mostly what i read in previous past post happened to be same day case like yours). The FAQ only specify what happened for 'via credit card' and not cash (via FPX, debit card, etc).

rojakwhacker
post Apr 30 2021, 05:05 PM

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QUOTE(ClarenceT @ Apr 30 2021, 02:22 PM)
1/5.
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QUOTE(smartfreak @ Apr 30 2021, 04:42 PM)
https://www.tngdigital.com.my/7elevenbergaya

Term and condition:
https://www.tngdigital.com.my/tc-faq/1657-t...rgaya-promotion

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