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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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miyakochan89
post Aug 19 2020, 08:04 AM

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QUOTE(ClarenceT @ Aug 18 2020, 07:23 PM)
Many years ago, when ShopeePay was not born yet, 1x free shipping per day, then cut to 7 Free Shipping Vouchers per month, and only 4 FSV/month available about 2 years ago.

Then ShopeePay was launched and Shopee started giving more FSV but restricted to ShopeePay only.
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Just a month ago or so the RM15 shipping vouchers still existed. Now totally exclusive to Shopee Pay only. It’s not like we can use this wallet much in other merchants. What’s the point of having this wallet???? It’s like one more step for me to purchase things instead of just using the credit card as usual.

QUOTE(my44 @ Aug 18 2020, 11:06 PM)
Yeap no coins to be rewarded. Basically our main complaint now after 1-2 months using this card.

TBF we only read from MBB’s promo on how good in accumulating coins but when the time comes, Shopee themselves kept discouraging us to use this MBB card.
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Sigh. Time to cancel the card maybe.


miyakochan89
post Aug 19 2020, 08:55 AM

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QUOTE(ClarenceT @ Aug 19 2020, 08:39 AM)
Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.

If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. smile.gif
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No point for the card if can’t earn points.
miyakochan89
post Aug 19 2020, 09:40 AM

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QUOTE(ClarenceT @ Aug 19 2020, 09:01 AM)
Good for Lazada Wallet (MasterCard Tuesday) only.
I am looking for 10%-80% cashback from ShopeePay, not so concern on the rewards/CB from credit cards.
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We are in the MBB credit card thread. I care about the usefulness of the card. Not Shopee Pay, and I certainly couldn’t give a care about what you do with the Shopee Pay. This is a credit card thread.

This post has been edited by miyakochan89: Aug 19 2020, 09:41 AM
miyakochan89
post Aug 19 2020, 07:38 PM

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QUOTE(GrumpyNooby @ Aug 19 2020, 05:03 PM)
Maybank-Grab Exclusive Benefit
Reload GrabPay using Maybank-Grab card - 5x Grab Points
Or pay for Grab services using Maybank-Grab card - 5x Grab Points

Existing Grab feature
Use GrabPay e-wallet to pay (excluding in-app bill payment) - 3x Grab Points for Platinum

But with Maybank-Grab card:
Enjoy all the benefits of Grab Platinum tier for 6 months with your Maybank Grab Mastercard Platinum Credit Card. Simply fulfil the Platinum requirements to continue your membership status at this tier.
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Platinum tier benefits, what are these benefits?
miyakochan89
post Aug 19 2020, 07:44 PM

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QUOTE(GrumpyNooby @ Aug 19 2020, 07:42 PM)
Yeap just checked.
From what i can see, unless you use a lot of Grab rides, it doesn't seem like anything enticing.
Unless the monthly grabrewards deals are actually very good?
miyakochan89
post Aug 19 2020, 08:04 PM

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QUOTE(GrumpyNooby @ Aug 19 2020, 07:47 PM)
The primary benefit should be 3x Grab points for Platinum:
user posted image
* Bill payment (2 Dec 2019 onwards) & transactions via cash (16 Mar 2020 onwards) & cards (31 July 2020 onwards) will no longer be awarded GrabRewards points.

Other benefits are not major and bonus to have.
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Then what do you use these grabpoints for?
Earning 3X is one thing, but if there are no useful things to redeem?
miyakochan89
post Aug 19 2020, 08:18 PM

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QUOTE(GrumpyNooby @ Aug 19 2020, 08:04 PM)
Pay with Points. Very handy!
800 points for RM 5.
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alright thanks! icon_idea.gif
miyakochan89
post Aug 21 2020, 09:17 AM

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QUOTE(cucikaki @ Aug 20 2020, 10:42 PM)
Hi. I saw that ewallet transaction is not counted as the retail spending of RM300 to get the RM200/300 welcome voucher.

But what about the 5,000 shopee coins?
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Just normal spending, then will get the 5,000 shopee coins.

QUOTE(avinlim @ Aug 21 2020, 08:20 AM)
I am also frequent customer for shopee. For me shopee cc is good when check out amount is higher >1000.
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My only complaint now is that almost all free shipping vouches require shopee pay. And if you reload into the Shopee Pay, doesn't give you coins at all.
miyakochan89
post Aug 21 2020, 09:46 AM

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QUOTE(ClarenceT @ Aug 21 2020, 09:41 AM)
Shopee give extra free shipping vouchers after ShopeePay was launched. The extra vouchers are not for other payment modes. Most likely the extra free shipping vouchers are funded by ShopeePay (another legal entity). ShopeePay didn't reduce the free shipping vouchers allocated for other payment modes.

All the while we could not use credit cards to top up ShopeePay till early this year, only online banking. There are a lot of credit cards you will get reward/rebate to top up ShopeePay (it is an online transaction), why you must use a Maybank CC*?

* Indirect reward/rebate from Maybank is possible at this moment, eg (1) lucky draw from 21/8/20 to 31/10/20 , (2) Ganjaran Gemilang reward via bill payment to Maybank CC.
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They didn't reduce. They totally removed. As far as i can see, i don't have any more vouchers that give me free shipping unless use with ShopeePay. The reason why people apply for Maybank Shopee is to use it within their ecosystem. Now they have removed the incentives, so what's the point when i can use so many other cards to reload into the ShopeePay? lol.

This post has been edited by miyakochan89: Aug 21 2020, 09:49 AM
miyakochan89
post Aug 21 2020, 11:20 AM

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QUOTE(ClarenceT @ Aug 21 2020, 10:12 AM)
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[attachmentid=10559008]
All Shopee pay.
Maybe you accumulate those in the past. But I have used all mine and the news one no longer let me to even claim new vouchers that don’t require Shopee Pay.
If you love MBB and Shopee so much it’s not my damn problem.
Please stop trying to make one’s complaint invalid.

This post has been edited by miyakochan89: Aug 21 2020, 11:22 AM
miyakochan89
post Aug 21 2020, 11:46 AM

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QUOTE(fruitie @ Aug 21 2020, 11:35 AM)
Actually I still can see free vouchers without using ShopeePay...
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Good job! Because I don’t see any in my account.
miyakochan89
post Aug 21 2020, 01:59 PM

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QUOTE(fruitie @ Aug 21 2020, 11:58 AM)
You will need to redeem them from main page of the app, "RM 15 Free Shipping", in case you haven't.
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Yes of course that’s the first thing I do. I don’t see them anymore.

QUOTE(MilesAndMore @ Aug 21 2020, 01:21 PM)
That is not how co-branded credit card JV works. In most cases, the credit card issuing bank has to pay the partner for their rewards. Read up how American Express lost a major partner because VISA offered better incentives to make a major airline to switch to VISA.
He didn’t try to make your complaint invalid, but rather just pointing out free shipping vouchers for other payment method other than ShopeePay are still there.
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Oh yeah, try scrolling a few pages before and the first thing he pointed out is “You are wrong”. Sure, I’m Queen Elizabeth too.

This post has been edited by miyakochan89: Aug 21 2020, 02:00 PM
miyakochan89
post Aug 21 2020, 03:17 PM

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QUOTE(charlesj @ Aug 21 2020, 02:56 PM)
Actually this is a valid and constructive feedback for MBB and Shopee.
I believe their cooperation aims to attract more users into MBB AND Shopee.
However, based on current scenario, it looks like Shopee is getting bigger share than MBB.
As I mentioned previously, I foresee Shopee Card user to enjoy same free shipping voucher as Shopeepay, in order to keep the balance between MBB and Shopee.

Regarding free shipping voucher, yes, Shopee has taken away the most important free shipping voucher for this month.
Currently there are 3 types of shipping voucher:
1) All Sellers (usually need to spend RM40)
2) RM15 Free Shipping Seller (limited shops with RM15 Free Shipping)
3) RM9 Free Shipping Seller (new, probably only for this month)

#1 All Sellers Free Shipping voucher is the most important and accepted for all.
Usually I will only use this "All Sellers" shipping voucher.
For July, we get one with Shopeepay and one without (can use CC).
For August, we get TWO with Shopeepay + another one under PENJANA but this is limited to "Shopee Mall"
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Exactly my point. They removed the shipping vouchers.

Like MBB should speak to Shopee about it. That despite their partnerships, they are removing everything they can for MBB users to earn points.
Let's be real, who wants to pay for shipping when there's an obvious "FREE SHIPPING" choice there using ShopeePay.


miyakochan89
post Aug 21 2020, 04:21 PM

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QUOTE(ClarenceT @ Aug 21 2020, 03:52 PM)
"Haha you are wrong, you need at least 10 seconds to get OTP and complete payment." - This statement?

Others also agreed with me we could use ShopeePay to complete the order in less than 10 seconds.

So you said ShopeePay is redundant service (use credit card to top up ewallet, then ewallet to pay, why not directly use CC to pay) is not right.
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I didn't say ShopeePay is redundant. Its one more of step of nothingness! And what's the point of having MBB CC when they force you to use ShopeePay for everything, especially when all of us want the free shipping. And the MBB CC can't even earn extra coins from that?

Update: anyways, dont want to argue already. I will just cut off this card seeing there's no further incentives and continue to use my other CC. boo.

This post has been edited by miyakochan89: Aug 21 2020, 04:30 PM
miyakochan89
post Aug 26 2020, 08:41 AM

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QUOTE(cucikaki @ Aug 26 2020, 08:32 AM)
My application with maybank is not my first card. My 9th card. Online always failed. Submit to human = approved. Probably dont want me to get any ‘NTB’ promo.
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What happened to all the 9 cards?
miyakochan89
post Aug 26 2020, 10:28 AM

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QUOTE(cucikaki @ Aug 26 2020, 09:48 AM)
I mean my other 8 cards r from ocbc,uob pbb etc
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if you have a history of apply, cancel, apply, cancel then this would affect the judgment.
miyakochan89
post Nov 10 2020, 03:00 PM

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Right now I have shopee card. Am thinking to cancel it since I have been topping up a lot to ShopeePay and i don't think I earn much coins from it. Is Grab card more worth? Considering cancelling the shopee card. I do have a FCB card but the 1% cashback feels very negligible.

This post has been edited by miyakochan89: Nov 10 2020, 03:00 PM
miyakochan89
post Nov 10 2020, 05:39 PM

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QUOTE(ericlaiys @ Nov 10 2020, 05:31 PM)
My personal feedback on grab cc. - Love it . Been my most rewarding CC compare to my 2in 1 maybank CC. Especially i have cancelled the MasterCard.

Now my point is well spent and more faster than accumulating for few years. + AMEX now limited merchant and with CMCO even less usage (when stay at home)

Change a lot of voucher for syabas, digi, maxis reload, steam, razor, grab food, and the best is Lazada voucher. By the way Grab giving 50% point on Lazada voucher. RM20 (last time - 3200 point), now can use 1600 point.

And hurry while stock last up to 300 redemption. (Lol...minus 2 from me)
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Yeah I might consider it. Thanks ya.
miyakochan89
post Nov 28 2020, 02:17 PM

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I wanna apply for Maybank Grab Credit Card. Does it give me points when i reload the grab wallet?
miyakochan89
post Nov 28 2020, 10:01 PM

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QUOTE(ericlaiys @ Nov 28 2020, 02:35 PM)
Yes 5x
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Thanks. I applied already, approved within 2 hours. rclxm9.gif

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