Consider CIMB-Lazada Prepaid MasterCard, GoPayz Prepaid Visa/MasterCard/Unionpay.

Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.

If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July.

Good for Lazada Wallet (MasterCard Tuesday) only.

I am looking for 10%-80% cashback from ShopeePay, not so concern on the rewards/CB from credit cards.

Shopee give extra free shipping vouchers after ShopeePay was launched. The extra vouchers are not for other payment modes. Most likely the extra free shipping vouchers are funded by ShopeePay (another legal entity). ShopeePay didn't reduce the free shipping vouchers allocated for other payment modes.

All the while we could not use credit cards to top up ShopeePay till early this year, only online banking. There are a lot of credit cards you will get reward/rebate to top up ShopeePay (it is an online transaction), why you must use a Maybank CC*?

* Indirect reward/rebate from Maybank is possible at this moment, eg (1) lucky draw from 21/8/20 to 31/10/20 , (2) Ganjaran Gemilang reward via bill payment to Maybank CC.

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You shall suggest to Maybank+Shopee to give some exclusive free shipping vouchers to Maybank-Shopee CC users, not complaining why Shopee+ShopeePay offer extra free shipping vouchers exclusively to ShopeePay users!

That is why I was curious why so many people wanted to take up this CC! Maybe for 5000 coins!

Not only free shipping vouchers, shupee coins @ 25% of order value, 3000 coins/daily and 3 month validity will be another problem to be raised by Maybank-Shopee CC users who are new to Shopee platform.

Frankly speaking, the best deal is not always on the actual day of 9/9, 10/10, 11/11, 12/12 and 28th of every month! So why limit yourself to spend on this particular days only!

You can get the best deals without Maybank-Shopee CC!

This post has been edited by ClarenceT: Aug 21 2020, 03:45 PM

"Haha you are wrong, you need at least 10 seconds to get OTP and complete payment." - This statement?

Others also agreed with me we could use ShopeePay to complete the order in less than 10 seconds.

So you said ShopeePay is redundant service (use credit card to top up ewallet, then ewallet to pay, why not directly use CC to pay) is not right.

I am no longer facing shortage of free shipping vouchers, as my family is now having 6 active Shopee accounts, each with its own ShopeePay account. Can always top up 1 principal ShopeePay account then transfer to 5 other ShopeePay accounts. 1 Maybank-Shopee CC won't work on 6 Shopee accounts!

Hopefully Maybank-Shopee CC will offer something similar to weekly "SCBMON" voucher, then it will be more attractive. Much better than MBB88, MBB99...

DuitNow QR will be dominant.
You can use Grabpay, TNG e-wallet, ShopeePay or Bigpay QR at DuitNow QR locations.

If the merchant accept DuitNow QR or Maybank QRPAY, you can use Grabpay to pay, not related to your bank account.

https://www.duitnow.my/DuitNow-QR/index.html#consumers


This post has been edited by ClarenceT: Aug 24 2020, 09:40 PM

https://forum.lowyat.net/topic/4623336
Check the CC to top up Bigpay, more or less the same to ShopeePay (Online).

Shopee Malaysia accepts Amex now?

But not allowed for RM10 free shipping vouchers and 50% (capped at 1000 coins) cashback at 12pm!

Maybank is very conservative, use RM50k as a starting figure.
You try other banks, eg StanChart may show RM300k!

I got 3x (50% cashback) yesterday, surprisingly not so competitive.
Even today a lot of good vouchers eg RM50 to get 25% cashback still available!

Today 30% cashback still available at 5pm though minimum spend only RM40.

Don't know what to buy now.
Already bought phones and accessories, printer and cartridges, USB drive and thumbdrives and MicroSD , Mibox, Eneloop battery, alarm clock, LED bulb, electrical items, power bank, adapter, water tap, Petronas Giftcard and Setel credit, shoes, underwear, socks, pants, shirts, pyjamas, hair dryer, shaver, hair clipper, masks, thermo guns, milk powder, coffee, KitKat, shampoo, toothbrush and toothpaste, face wash, vitamins DLL.

This post has been edited by ClarenceT: Sep 30 2020, 06:07 PM

Savings, mostly >10% cashback, normally with 25% payment by coins.
Can survive for 2 more round of MCO. Haha.
I still have >RM100 worth of Shopee coins.


This post has been edited by ClarenceT: Sep 30 2020, 06:12 PM

General rule apply. Maybank don't give any reward/rebate to ewallet top-up including ShopeePay.
(except Grab CC to top up Grabpay)