Tested wise contactless for parking at Surian Tower. Works!

guys im traveling abroad and looking for best card to spend oversea, like hotel, dinning, shopping etc.
currently the choices are Wise, Big Pay, T&G Visa. Which one is your choice and why?

This post has been edited by JungWoo: Jan 19 2023, 03:51 PM

either wise or bigpay
tng visa charge annual fee and foreign exchange rate not that attractive.
Wise supports more countries and currencies than BigPay but take note wise paywave function like got problem a bit

I am going to Iceland on the upcoming February.
Can I use wise in Iceland?

Cannot find the isk currency in the wise apps. 😔

if convert on the spot from myr the answer is maybe no eh like not supported punyahttps://wise.com/my/compare/best-isk-exchange-rates
but if u wan isk acc to store isk beforehand sure no https://wise.com/my/multi-currency-account/
edit: all info from google if got wrong sifu please correct me

This post has been edited by akhito: Jan 19 2023, 04:24 PM

SCB Jumpstart debit card is the best, FX rate much better than even bigpay. https://www.sc.com/my/saadiq/deposits/jumpstart/

Don't use wise, stupid card, cannot use wave all the time.

This post has been edited by Mr Gray: Jan 19 2023, 04:21 PM

Wise and BigPay gives you better value while TNG Visa be prepared to pay 2% spread 🤦‍♀️

SCB is not as cheap as what you think as you’re paying SCB FX rate not market live rates hence 2% incurred 🤦‍♀️

It is only good for overseas ATM Cash withdrawal via MasterCard/Cirrus with no bank charges

Err. It is 0%. I'm using it. U can calculate the exchange rate





This post has been edited by Mr Gray: Jan 19 2023, 07:10 PM

He mean the rate used itself, not the fee. Like just example if u spend it today, you pay around 1% more.

Don’t look at MasterCard rate as it is already priced in at least 1% from it

Compared with live exchange rate instead 🤦‍♀️

Anyway MasterCard or Visa will never use live rates but the rates the day before as a reference otherwise they would have make any money at all

Tested at Singapore Terminal 1 Burger King. Contactless works! I was expecting it to fail...lol

So far only you're special.
Why?

Eh, what so special? Malaysia 9 out of 10 failed.

Try outside in the city and see whether it works

Airports failure rate as they have set accept contactless from all valid cards 🤦‍♀️

Failed because our banks doesn’t accept foreign issued cards 🤦‍♀️

I suspect mydebit has to do with it as local banks transact via mydebit instead using visa/Mc contactless

Yeah, tomorrow will go out and try at more places.

Tested at Singapore National Museum. Contactless Works!

Contactless overseas not many issues 👏

The only thing in Malaysia has issues because I suspect it is Mydebit network that Wise is not in it hence failure contactless 🤦‍♀️

well ur wise card actually airmail from SG one if u din opt for dhl compatibility with sg ok check
MY got problem la other country dunno yet

so mean wise using live rates?

Really? From Singapork? 🤦 Next will try it in Japan coming March.