anhydrous,
life - 500k
TPD - 500k
PA - 1mil

200 monthly
Room 200
Annual Limit 1.5m
No lifetime.

GreenSamurai,

300/mth, Answer is YES and NO.
YES - for 2mil medical card
NO - for 1mil medical card

This post has been edited by KLlang: Jan 18 2021, 06:59 PM

I see. Are you an insurance agent boss?

Can within your monthly budget
RM3 million medical (GE Offer Jan 2021 only)

A standalone medical card will be approximately RM 170, for a RM 250 R&B

Whereas a ILP with RM 300 R&B will be monthly RM 200 p/m. Standard life.

Can someone educate me?

Why is there a confusion on insurance coverage in terms of covid19?

I know it is an exclusion, but now some companies are claiming they cover. But its never the full bill, just "cash incentives or daily cash payouts". Therefore, it means they never cover the full bill.


However, LIAM and PIAM said insurers will cover. Is there a difference in definition here or is everyone issuing statements without consulting each other?

Thanks

A snippet from the statement from LIAM.

Pretty clear cut, if the insurer does pay you for some benefits pertaining to the pandemic, consider yourself blessed.

hi GreenSamurai, if just the medical card, definitely less than 300/month you can get one.

hi Phonzy, confusion is because of type of claims. whatever that is covered now is giving only the daily allowances if admitted to hospital due to covid or death due to covid. it is different in terms of covering the medical bill when you go for covid treatment. as of now, it is still uncertain whether medical/treatment expenses is covered by medical card if admitted to private hospital.

Anyone has the Medisavers medical card?
How is it like?

Hi, everyone can help me to roughly quote for my family of 3.

1. Me, 31, non-smoker, office worker, no critical illness
2. My wife, 31, non-smoker, housewife, no critical illness
3. My son, 3, non-smoker, no work, no critical illness.

currently, my company support all famili members under medical card, PA & Life insurance for me.

Thank you.

as the quotation may varies....thus it will be best to minimize the variance if you can provides some added info like,...coverage amount, and types of benefits requires...

What sort of quote you're looking for?

What are the areas of concern?

What is your existing coverage amount?

What's your budget?

1. medical card or any product that benefit us
2. just to have insurance for my famili
3. not very sure
4. below 1k for 3 of us izit possible?

RM1,000 monthly or yearly ?

1k/monthly.... im sure there is no such plan for 1k/yearly. if got, must be peanut plan. haha.

GE medical card insurance till what age is not Auto renewable ?

65 ?

this forum seem to be very sensitive about this program .... that why no one resposne to you . haha.

Hi guys, was browsing thru the thread and found a point which perked my interest.

Could anyone further explain on what exactly does the 2 years of contestability applicable to?
Is it based on the type of insurance or the circumstances?

Something like:
(1) Standalone medical plan to ILP and vice versa? (changing the type of insurance plan)
(2) Switching ILP from company A to company B? (switching to another agency)
(3) Changing same type of insurance plan under the same company, e.g. ILP1 to ILP2, Medical card 1 to medical card 2
(from my understanding in previous post, some companies do offer waiver of waiting period in (3) subjected to T&C?)

hi prophetjul, mind to ask in more detail? you can check Medisavers medical card benefits here.

hi plurbuddyskuppy, by "no critical illness" stated, you mean you do not want critical illness insurance/benefits or your family members have no critical illness history?

hi digilife, what is the GE medical card name that you are referring to? because older one does not cover beyond certain age. newer ones can be renewable up to age 99 once coverage term reached.

hi eeesiang, contestability period means that period where insurance company can investigate the claims before approving, if there is any dispute/non-disclosure, then company can reject the claim or void policy.