QUOTE(kart @ Mar 9 2020, 07:38 AM)
Thank you for your reply, GrumpyNooby.
Sigh, that is just too bad.
Since I am not interested at all in card spend interest of 1.5%, my sole focus is just Save Interest of 2%.
I believe that the annual fee of SC debit card is RM 8.00. And, I only intend to keep less than RM 1000 in Privilege$aver savings account. If I have anymore disposable income, I will just keep in ASNB, or invest it.
If my intended balance in Privilege$aver savings account is less than RM 1000, Save Interest of 2% and the base interest of 0.5% are inadequate to offset the annual fee of SC debit card of RM 8.00.
Note that I already have access to SC online banking website, since I have JustOne Personal Savings and Current Account, without SC Debit Card.
Sigh, maybe Privilege$aver savings account is not suitable for me.
At first I was excited like you for not having the debit card.Since I am not interested at all in card spend interest of 1.5%, my sole focus is just Save Interest of 2%.
I believe that the annual fee of SC debit card is RM 8.00. And, I only intend to keep less than RM 1000 in Privilege$aver savings account. If I have anymore disposable income, I will just keep in ASNB, or invest it.
If my intended balance in Privilege$aver savings account is less than RM 1000, Save Interest of 2% and the base interest of 0.5% are inadequate to offset the annual fee of SC debit card of RM 8.00.
Note that I already have access to SC online banking website, since I have JustOne Personal Savings and Current Account, without SC Debit Card.
Sigh, maybe Privilege$aver savings account is not suitable for me.
Then I asked my banker to double check with her team superior.
Her superior had called the HQ in KL and they said having a debit card is necessary.
Some in here said that AF for the debit card is FOC for first year.
This post has been edited by GrumpyNooby: Mar 9 2020, 07:41 AM
Mar 9 2020, 07:40 AM

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