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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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123azerty P
post Jan 19 2021, 05:34 PM

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Maybe different CS have a different understanding of the TnC as well.

However, based on the revised TnC, it stated there "interest" and Islamic account are not entitled to "interest" but "hibah"..

QUOTE(GrumpyNooby @ Jan 19 2021, 04:52 PM)
Credit card spend bonus result will be known by 1/3/2020 and no need to speculate as of now.
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I guess we can only be sure on the 1st March..
TheEquatorian
post Jan 19 2021, 08:26 PM

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Any good tips for the debit card transactions? I suppose online payments are ok.

Is there a minimum transaction amount for the debit card portion in this campaign?
GrumpyNooby
post Jan 19 2021, 08:32 PM

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QUOTE(TheEquatorian @ Jan 19 2021, 08:26 PM)
Any good tips for the debit card transactions? I suppose online payments are ok.

Is there a minimum transaction amount for the debit card portion in this campaign?
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Any good tips for the debit card transactions? I suppose online payments are ok. -> Yes for the mean time till next revision

Is there a minimum transaction amount for the debit card portion in this campaign? -> No for the mean time till next revision
wyen
post Jan 21 2021, 10:18 PM

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Oh I left out debit card at my house in KL as Im now WFH currently in Ipoh. I have credit card SCB and online banking, is performing online banking considered fulfill criteria 5x transaction via debit card?
GrumpyNooby
post Jan 21 2021, 10:22 PM

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QUOTE(wyen @ Jan 21 2021, 10:18 PM)
Oh I left out debit card at my house in KL as Im now WFH currently in Ipoh. I have credit card SCB and online banking, is performing online banking considered fulfill criteria 5x transaction via debit card?
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If the transaction is charged to your debit card and not part of the exclusion, then yes.
GrumpyNooby
post Jan 26 2021, 06:33 PM

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Usher in twice the prosperity in the year of the Ox with double duit

Double cashback for 12 winners every day
Thinking of sending money to your loved ones? Just DuitNow from 26 January until 26 February 2021 and stand a chance to win double the transaction amount (capped at RM100).

user posted image

T&C:
1. The DuitNow Campaign (“Campaign”) is valid from 26 January 2021– 26 February 2021 (“Campaign Period”), both dates inclusive.
2. To participate, customers must;
a) Have their Conventional CASA or Islamic CASA [only for Tawarruq based Islamic Savings and Current Account] application successfully approved within the campaign period and maintain all their accounts with the bank in good standing during the campaign period [“Eligible Customers”]
b) Eligible Customer who performs a successful outward transfer using DuitNow on their Conventional CASA or Islamic CASA during the campaign period [Daily Angpow Cashback Criteria] [“Successful Eligible Customer”]
3. DuitNow campaign offers Daily Double Angpow Cashback Rewards to Eligible Customer during the Campaign Period.
4. Daily Angpow worth double the DuitNow amount transacted for the day for outward transfer using DuitNow will be offered to 12 lucky customers on daily basis.
5. 12 Daily Angpow will be available for 32 days of the campaign period (day 1 to day 32 from the campaign launch date).
6. Daily Angpow capped for 12 customers daily with a maximum capped cashback amount of RM100.
7. Each client can only win 1 Angpow daily during the campaign.
8. Total winners capped at 384 customers for the campaign period.
9. Cashback will be credited to customers CASA account within 60 days after the campaign ended
10. For Islamic CASA, it is only applicable for Standard Chartered Saadiq Berhad Tawarruq-based CASA products.
11. The above is merely an excerpt for the Terms and Conditions governing the Campaign. Please click here for full campaign Terms and Conditions.

Full T&C: https://av.sc.com/my/content/docs/DuitNow-C...-copy-Jan21.pdf

Campaign link: https://www.sc.com/my/promotions/duitnow-double-duit/

This post has been edited by GrumpyNooby: Jan 26 2021, 06:34 PM
alandhw
post Jan 26 2021, 09:07 PM

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Found this in tnc

"Daily Angpow capped for first 12 customers daily at a maximum cashback amount capped at
RM100. "

first come first get?
GrumpyNooby
post Jan 26 2021, 09:10 PM

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QUOTE(alandhw @ Jan 26 2021, 09:07 PM)
Found this in tnc

"Daily Angpow capped for first 12 customers daily at a maximum cashback amount capped at
RM100. "

first come first get?
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First 12 of the day. Definitely FCFS.
LostAndFound
post Jan 27 2021, 01:02 PM

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QUOTE(GrumpyNooby @ Jan 26 2021, 06:33 PM)
2. To participate, customers must;
a) Have their Conventional CASA or Islamic CASA [only for Tawarruq based Islamic Savings and Current Account] application successfully approved within the campaign period and maintain all their accounts with the bank in good standing during the campaign period [“Eligible Customers”]
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Doesn't point a mean all of us not valid to enter since our accoutns were approved before the campaign period? Is this an acquisition campaign?
RickRick88
post Jan 28 2021, 11:01 AM

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QUOTE(LostAndFound @ Jan 27 2021, 01:02 PM)
Doesn't point a mean all of us not valid to enter since our accoutns were approved before the campaign period? Is this an acquisition campaign?
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Based on my understanding, need to apply for new CASA but it's opened for existing customers. So those who already have existing account have to open additional account.

This post has been edited by RickRick88: Jan 28 2021, 11:02 AM
GrumpyNooby
post Jan 30 2021, 06:06 PM

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This comes in email:

Consolidate your daily transactions and earn returns of up to 4.75% p.a.

user posted image
user posted image
user posted image

Terms and Conditions
¹ Includes a base interest/profit rate of 0.05% p.a. together with bonus interest/hibah of 0.90% p.a. for a maximum Monthly Average Balance (MAB) of RM100,000 only.
² The eligible bonus returns of up to 1.80% p.a. for the spend category is for a maximum Monthly Average Balance (MAB) of RM100,000 only. Eligible customers must be Standard Chartered Bank Malaysia Berhad credit and Standard Chartered Bank Malaysia/Standard Chartered Saadiq Berhad debit cardholders.
³ Credit card is only applicable for Standard Chartered Bank Malaysia Berhad.
⁴ For takaful, 'insure' is read as 'cover'.
⁵ The eligible bonus interest/hibah of 2.00% p.a. for the invest or insure/cover category is with a maximum Monthly Average Balance (MAB) of RM100,000 only.
⁶ Subject to minimum deposit of RM1,500 in fresh funds during the month.

This post has been edited by GrumpyNooby: Jan 30 2021, 06:07 PM
GrumpyNooby
post Feb 1 2021, 03:23 AM

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Base interest (0.1%) and Save Bonus Interest (1.5%) with 3k fresh fund for month of January are in.
KHOdin
post Feb 1 2021, 03:10 PM

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anyone know if the new debit card transaction i can just reload rm10 x5 in my bigpay ?
GrumpyNooby
post Feb 1 2021, 03:11 PM

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QUOTE(KHOdin @ Feb 1 2021, 03:10 PM)
anyone know if the new debit card transaction i can just reload rm10 x5 in my bigpay ?
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You'll get the confirmed and validated answer on 31/3/2021.

GrumpyNooby
post Feb 1 2021, 05:28 PM

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Credit Card Bonus Interest (1.0%) with 1k spending for the month of January 2021 is in.
Tronoh
post Feb 1 2021, 05:29 PM

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QUOTE(KHOdin @ Feb 1 2021, 03:10 PM)
anyone know if the new debit card transaction i can just reload rm10 x5 in my bigpay ?
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I'll experiment with RM1 x 5 on different days
??!!
post Feb 1 2021, 06:23 PM

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QUOTE(Tronoh @ Feb 1 2021, 05:29 PM)
I'll experiment with RM1 x 5 on different days
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Is there any limitations in TnC regarding amount per transaction and/or number of transactions per merchant?
Don't remember reading any.

Can do RM1 x5 ? then can simpan the debit card dalam laci hmm.gif
GrumpyNooby
post Feb 1 2021, 06:24 PM

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QUOTE(??!! @ Feb 1 2021, 06:23 PM)
Is there any limitations in TnC regarding amount per transaction and/or number of transactions per merchant?
Don't remember reading any.

Can do RM1 x5 ? then can simpan the debit card dalam laci hmm.gif
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Not mentioned anywhere.

user posted image
!@#$%^
post Feb 1 2021, 06:45 PM

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will be the last month i'm using privilege savers account. next month jumping over to rhb smart savers and rhb shell combo.
David_Yang
post Feb 1 2021, 10:28 PM

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I think I never used this SC debit card one time. Not even have it in the wallet, will change tomorrow. Five times with no minimum spend is easy to fulfill at least.

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