every week 1k not enuf, need 100k in when rise 100k out when drop only can feel the shiok

still no sign of dropping, today NAV might be surge up again

i thought is a fix income fund?
again i am not sure what is the different between Fix Income / Bond
The only bond i have is P Bond - the old ppl UT -  50% of all my total investment is in this PBOND

Fixed income funds generally pay a return on a fixed schedule, though the amount of the payments can vary. Investors may consider this type of fund for their potential for income generation and capital preservation.

IPF 1.0955 to 1.0976 (+21 points)

BTW I saw from history income distribution coming by September
hope they distribute more more more then we can buy lower price

question - if income distribution on 31-July it take how many days to get it reinvested?
recently on some of my UT i get income distribution but the time to have it reinvested vary from UT to UT

thanks for the advice, then i shall just focus on IPF
so dont care about SIPF anymore

today morning morning i nothing to do just give opus a call
talk to one of their client portfolio manager and below is something to share:

1. wholesale fund starting investment is RM50k
2. top up is every 10k
3. Can use opus touch to top up
4. need to  sign some forms
5. initial investment can be done via bank transfer or issue cheque because FPX limit 30k saja
6. Opus Fixed Income Fund - only avail for their corporate clients and some private banking customer (fund size > 1 billion)
7. they recommend to buy Opus Dynamic Income Fund - fund size over 600M
8. redemption also same T+1

DIF - they have GAMING (tak halal tak apa tapi ini judi which i cannot tolerate)
JUDI <- i cannot agree to this
ARAK <- i cannot agree to this
ROKOK <- i cannot agree to this

Agree everyone has their own prinsip

i have a stupid question related to the NAV
today is 1.0002 tomorrow can be 1.0003
so what determines the up or down of the NAV?

like stock market it is about buyer and seller
but for UT there is no real buyer / seller especially for those Bond fund
the bond fund they buy into GG Bond or AAA bonds etc etc
so what determines the value of NAV?

here the asset is GG Bonds which will also go up and down or they already lockdown?
or they recevie more investment they will go to bond retail market to buy more bonds with their funds?

Special Considerations
To an individual bond investor, the coupon payment is the source of profit.

To the bond trader, there is the potential gain or loss generated by variations in the bond's market price. The yield to maturity calculation incorporates the potential gains or losses generated by those market price changes.

If an investor purchases a bond at par or face value, the yield to maturity is equal to its coupon rate. If the investor purchases the bond at a discount, its yield to maturity will be higher than its coupon rate. A bond purchased at a premium will have a yield to maturity that is lower than its coupon rate.

YTM represents the average return of the bond over its remaining lifetime. Calculations apply a single discount rate to future payments, creating a present value that will be about equivalent to the bond's price.

In this way, the time until maturity, the bond's coupon rate, current price, and the difference between price and face value all are considered.

https://www.investopedia.com/ask/answers/02...coupon-rate.asp

Thanks. Any advantage using opus touch in terms of faster "execution" e.g. Buying or selling?

Hari ini turun or naik?

seems like u still dunno how Opus work
it's ok, u can choose stay or buy more, i already redeem all but left 1k units inside

nvm let it drop today
tomorrow go up we buy lo
i just scare ding dong ding dong then headache

If tomorrow go up then I will lose out compare to those holding

Wasted

Din know you withdraw as well
I thought you are the type that leave it there and let the fund manager do their job
So today pump money back in or wait tomorrow?

thanks for the advice
i will masuk  balik RM20k that i just withdraw yesterday
i just use 20k to invest in opus dare not go big on it yet