which one faster
FSM or Opus?
cause when uncle need money for medical expenses i really need fast fast like 3 to 5 days lo

for those who still young pls make sure keep 1 or 2 credit card that has high limit like 50k or 100k
even you are cash rich you still need credit card  cause u wont carry 50k to 100k cash go out
but u will carry 1 single piece of platics to go out ma
reason being when u go hospital credit card do wonders everything can speed up if you have one
if dont have things go super slow
sometimes 5 mins saves life

btw can i use my son Boost account to top up?

MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
MER for MPF is 0.28%, SC is 0%, II is RM 1000

Say my total investment is rm1000, fees that i get charged per annum is:-
1000x0.65% = rm6.50
1000x0.28% = rm2.80

is this calculation correct ? nothing else right

meaning i'll get charged from the "background" right ?
say i buy the fund at nav 1.08 today, and decided to sell tomorrow at nav 1.05, the charges are already factored in the nav 1.05 ?

can u put the increament or decrement percentage as well?

actually why need to update nav here?

actually i also dunno why 

actually, it's not annoying. just that it will be considered as abuse to get more post counts.

may i know where can we see the bond maturity date? or rather do we need to know the bond maturity date before investing in IPF, is it necessary ?
what happened if i bought the IPF today and the bond maturity date is 1 month from now, does that mean will most likely loose money as the bond is expiring soon ?

and why are some sifu here still timing the market, selling off the IPF before the nav drops ?

IPF: 1.0849 (+0.0009)
SIPF: 1.0394 (+0.0008)
MPF: 1.0055 (+0.0001)

Today help GrumpyNooby to update. Hopefully he is back to help to update. Thanks Grumpy. dont be grumpy because of people's bad comment. Some of us really appreciate your update here.

i also dunno how to calculate out, just whack only
better understanding than buying stock, no buy or sell price, just one NAV and no broker fee etc

Tak boleh masuk

i notice that the fund size for Opus is quite small

Betul betul
For ipf perlu dca?
Like weekly rm200?

so kantoi la for Opus IPF
perlu jual semua ka?

Sorry what is DCA means?

Just wandering how is Opus performance compare to SAMY ?

i want to ask the button "cooling off" buat apa?
after click my screen turn blue saja and do nothing

I not try to redeem I just want to experience how fast money can come out. So just in case emergency then I can still depend on some of the money inside

Can you share a little bit on which fund is kena default drop till gila gila? Or totally become zero value?