Prudential Assurance Malaysia Berhad

the medical card alone cost me rm350

let see,
i use AIA for the calculation
you need to pay rm2805 per year for rm15000 sum covered (this is 20 years plan), with 5% profit per year, you will get rm750 per annum (dont forget remark Sila ambil perhatian bahawa pulangan pelaburan adalah TIDAK dijamin), so there is high chances you will not get 5% interest out of it.
does this sound good for you?

when the plan matured you get 150% out of sum covered, not all the money you invested into it.

If ilp investment fail, have to topup and pay extra right?

If ilp investment fail, have to topup and pay extra right?

let see,
i use AIA for the calculation
you need to pay rm2805 per year for rm15000 sum covered (this is 20 years plan), with 5% profit per year, you will get rm750 per annum (dont forget remark Sila ambil perhatian bahawa pulangan pelaburan adalah TIDAK dijamin), so there is high chances you will not get 5% interest out of it.
does this sound good for you?

when the plan matured you get 150% out of sum covered, not all the money you invested into it.

walaowei...you must be old...35 onwaards 

ilp investment fail, you will only have lower return or negative return, it is using premium to invest in mutual funds...

you dont need to topup anything....

i use prubsn anugerahplus which is medical card rider plan, the life insurance portion i only pay rm15 per month(which is the bare minimum rm10000 sum covered) and those medical card give significant more coverage compared to stand alone medical card.

the insurance version want probably cheaper, so if you only seeking for medical card only, then just ask them to configure the plan with the lowest sum covered.

I thought the returns is use to offset the premium, but if negative return, means the premium will increase..something like that.. is it?

ilp investment fail, you will only have lower return or negative return, it is using premium to invest in mutual funds...

you dont need to topup anything....

no leh less than 32 ....is the insurance agent kelong me ?

Coz when i buy he ask me what is your budget i say rm350 ...then sell me rm1mil medical card rm350 per month

Just a random thought, why is there no personal insurance that covers GP visits? oddly enough..

I pay

1) Medical card  Takafool PruBSN AnugerahPlus = RM163/month

2) Life Takafool PruBSN WarisanPlus = Rm448/month

3) Life Takafool Zurich (takafoolink) = RM 400/month

oh waiii burning those monney   

RW Genting medical card.

Cover funeral fee if jump from First World Hotel 24th floor if kalah teruk in kasino.

A Gibraltar BSN agent approach me for their ILP package. Suggested me to take the RM150 with the annual pay of RM1800 until age 70+ . And simulated investment returns of around RM600 per annum.

I was like, this is gooood! But, seems very fishy.  Is it a scam?

I use AIA

2805 per year for 15000 sum insured? That seems very low coverage. U must be very old.

15000 is life or medical card?

Pls get ur facts right

how much???

what plan?

Just a random thought, why is there no personal insurance that covers GP visits? oddly enough..