actually is usa

But listed in hong kong



AIA Group Limited, often known as AIA (Chinese: 友邦保險; pinyin: Yǒubāng Bǎoxiǎn), is an American [3]- Hong Kong-based multinational insurance and finance corporation.


It is the largest publicly listed life insurance group in Asia-Pacific. Il



It offers insurance and financial services, writing life insurance for individuals and businesses,


as well as accident and health insurance, and offers retirement planning, and wealth management services, variable contracts, investments and securities.



1299 hk

This post has been edited by plouffle0789: Jul 17 2023, 11:50 PM

Got bed meh?

Genting rewards

Genting casino rewards card

Pure Medical Protector Card

Actually what happen with those plan let say coverage till 70 yrs old and auto extend till 100. what does that mean? if i read the policy it will continue after age 70 if there is "saving" or cash value left in the account. am i right?

Insurance is like a prepaid account nowadays.

You pay your premium monthly, but your actual cost is the annual insurance charges and some commissions + service charges by insurance company.

When you’re young (sub 50), the annual insurance charges is actually just few hundreds, hence you effectively saved up a large sum of your premiums as savings/cash value into your acc.

As you grow old, the insurance charge will grow exponentially, up till like you’re 70-80, it’s costing over 10-20k per year and burning out whatever cash value you saved till then in no time.

got more info on the actual policy? not sure what the auto extend means...

It means that you can extend it till 100 if it expires by 70. But you have to top up any difference for the extension

Prudential BSN keep increasing the payment nowadays. Is there better alternatives?

What is your age?

Increase how much percentage?


Prudential BSN Takaful Berhad

This post has been edited by plouffle0789: Nov 20 2023, 01:12 PM

Which insurance company?

Everyone must be paid the high premium when they reach after 65 years old.

This post has been edited by plouffle0789: Nov 20 2023, 01:20 PM

Looking for medical card. Any agents here, Pru, AIA, Manulife, please pm me.