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 Which medical card insurance you buy?

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lulusantos
post Dec 31 2019, 09:38 AM

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So which company provide best medical card with no investment linked?
lulusantos
post Dec 31 2019, 12:50 PM

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QUOTE(kevin23 @ Dec 31 2019, 12:48 PM)
Commitment is high? U must be poorfag man

U wont feel its high when u kena some serious disease and need to admit hospital.

Put it this way la, nobody said the investment is gonna give u good returns.

If there is returns, consider it a bonus. If there is low returns, u are still covered.

I think u dont understand the concept here. If u think u can be a millionaire by getting an ILP, please dream on ya.

RM100 standalone medical card or RM100 ILP,

For sure i take ILP. Standalone medical card if nothing happens, u get 0
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If ilp investment fail, have to topup and pay extra right?
lulusantos
post Dec 31 2019, 01:15 PM

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QUOTE(WeiLoonChuak @ Dec 31 2019, 01:00 PM)
ilp investment fail, you will only have lower return or negative return, it is using premium to invest in mutual funds...

you dont need to topup anything....
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I thought the returns is use to offset the premium, but if negative return, means the premium will increase..something like that.. is it?

 

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