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so better get term insurance for med card instead of investment linked?

Just a random thought, why is there no personal insurance that covers GP visits? oddly enough..

"jaga diri sendiri and eat healthy" insurans card

monthly paid nothing

very good card

let see,
i use AIA for the calculation
you need to pay rm2805 per year for rm15000 sum covered (this is 20 years plan), with 5% profit per year, you will get rm750 per annum (dont forget remark Sila ambil perhatian bahawa pulangan pelaburan adalah TIDAK dijamin), so there is high chances you will not get 5% interest out of it.
does this sound good for you?

when the plan matured you get 150% out of sum covered, not all the money you invested into it.

This post has been edited by zerorating: Dec 31 2019, 12:16 PM

When insurance ppl say investment linked plan..what investment are they talking about?

60k

certain amount of premium paid being used to invested in mutual fund, and once you reach certain age then you can use the amount in mutual funds to continue pay insurance premium (you dont need to pay using your own money).

Oh i see. Thanks for the explanation. Now I understand better le

I pay

1) Medical card Takafool PruBSN AnugerahPlus = RM163/month

2) Life Takafool PruBSN WarisanPlus = Rm448/month

3) Life Takafool Zurich (takafoolink) = RM 400/month

oh waiii burning those monney

So the plan matured after 20 years, what happens after that?
Don't really understand this one.

"when the plan matured you get 150% out of sum covered, not all the money you invested into it."

better get the one without annual limit.. only lifetime limit

Why so many plans?

This post has been edited by Milupa: Dec 31 2019, 12:47 PM

only take takafool zurich plan just showing support to my sister who have just became their agent recently....LOL

Commitment is high? U must be poorfag man

U wont feel its high when u kena some serious disease and need to admit hospital.

Put it this way la, nobody said the investment is gonna give u good returns.

If there is returns, consider it a bonus. If there is low returns, u are still covered.

I think u dont understand the concept here. If u think u can be a millionaire by getting an ILP, please dream on ya.

RM100 standalone medical card or RM100 ILP,

For sure i take ILP. Standalone medical card if nothing happens, u get 0

wow, 2 life insurance plan ... i only have 1 life insurance, in case touch wood anything happen got some $ leave for family ..

If ilp investment fail, have to topup and pay extra right?

Prudential Assurance Malaysia Berhad

the medical card alone cost me rm350

lol.. i know where TS copy and pasta all those..

at least give link la sohai