None personally
Only depending on company's medical card (Allianz)

MediSavers also quite good. It offers

GL coverage. Not pay and claim
Unlimited yearly limit (but RM 1mil per disability)
Unlimited lifetime limit
Overseas GL up to USD 1mil
Health screening incl cancer marker screening every year
No Policy Withdrawal Clause
Gurantee Renewal up to year 2115

wow. That's family package of RM 148 per month , i would say the best of all insurance policy now.

Who ever think their package have this deal please stand up . I like to see the best of the best.
RM 100K per individual per year ,  that's something nice too but not if the patient is a cancer or diabetic type. That treatment could cost more in private hospital.

That is simply not true.. Axa eMedic is 100% fully covered and paid for by the insurance company directly. As long as you visit their panel hospitals, which is basically all major hospitals through-out Malaysia, you don't have to pay anything if you are admitted.. Which is exactly the same as other insurance..
Read my reply.. he is providing mis-information..

This review gives everything to make your informed decision. https://www.ibanding.com/axa-emedic-medical-card/
Not true.. you are providing mis-information..

here are the facts:
For as low as RM50/month, you get,

RM100,000/yr medical fee coverage,
RM250 board room rates,
Cashless admission,
Panel hospital cover at all major & some minor hospitals through-out Malaysia,
Limited overseas coverage, &
Coverage for all the usual illnesses & diseases.

It is by far the best package right now because it cuts out the middle man, the insurance agent & investment type policies.. this policy is precisely for those who want a hassle-free, minimal cost, & full medical coverage plan.

Infact, I decided to buy it because I wanted to move my family of 4 directly under one package for convenience. I approached the major insurance companies and none could even propose a package that covers 4 individuals.. AIA was the only one that has a family package, but you need 5 individuals and it costs more than 1000RM/month.. This greed is being taken way too far and i'm surprised that AXA are the only company to recognise this and have introduced a hassle-free, & reasonably priced product, that perfectly meets my needs & requirements for people like myself.

Infact, their package for individuals are even better! RM500,000 limits, RM500 board room rates, etc. Truly first class medical insurance package for less of the cost than even the most basic package AIA, Prudential, GE, etc can offer to you.. AXA eMedic is a true winner.

Whether or not you need an agent, it is up to the individual.. If you are tech savvy and can post on an online forum, I do not see you having any issues whatsoever..

MediSavers also quite good. It offers

GL coverage. Not pay and claim
Unlimited yearly limit (but RM 1mil per disability)
Unlimited lifetime limit
Overseas GL up to USD 1mil
Health screening incl cancer marker screening every year
No Policy Withdrawal Clause
Gurantee Renewal up to year 2115

mind to share your consultant.?   thank you

Unlimited means if a patient has cancer, he will enjoy unlimited treatment until he is cured or passes away? I hope you can help ask the agent if you also not sure about it. Thanks

AXA eMedic..

Costs me RM148/month for family of 4..

Package includes Rm100,000/year hospitalisation limit for each individual.

RM250/day room-rates. Means I can afford a single suite at all the private hospitals.

Same list of health coverage as AIA/Prudential.

overseas Brunei, & SG temporary travel coverage.

etc.

For similar family package at other companies, it will cost me 1000rm a month.. and neither of the main insurance companies have a family package..

no brainer for me really..

He will get unlimited cancer treatment untill year 2115. But yearly limit for cancer treatment around RM 1mil per year (but still can claim for others illness, subject to RM 1mil per year too)

The membership come with standalone medical card, hence price depends on your age and package (got 4).

So does it mean the patient can just enter the hospital for treatment whenever the cancer patient is not feeling comfortable or require treatments/medicines as long as the yearly limit of RM1 million has not reached?

AXA eMedic..

Costs me RM148/month for family of 4..

Package includes Rm100,000/year hospitalisation limit for each individual.

RM250/day room-rates. Means I can afford a single suite at all the private hospitals.

Same list of health coverage as AIA/Prudential.

overseas Brunei, & SG temporary travel coverage.

etc.

For similar family package at other companies, it will cost me 1000rm a month.. and neither of the main insurance companies have a family package..

no brainer for me really..

Sorry to revive this thread,

Why no one recommend GE? Is it inferior than AIA & Prudential? Thanks sifu

This AXA online basically wants u to declare u hv no health issues generally, without proof of med checkup.
Not sure when comes to claim time, they will reject u kaw2 o not