Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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 Sep 9 2024, 07:05 PM
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#881
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1,072 posts Joined: Aug 2020 
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QUOTE(nexona88 @ Sep 9 2024, 06:50 PM) Expecting ASM 3 @ 1Malaysia to give same rates too??? ASM3 4.75% and all from fund performance and with a bit to spare I hope.Just waiting if the distribution is purely from nett income or need "help" from accumulated reserved $$$  nexona88 liked this post
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Sep 12 2024, 07:15 AM
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#882
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1,072 posts Joined: Aug 2020
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QUOTE(coolguy_0925 @ Sep 11 2024, 09:08 PM) First indication I think the total ASB1 dividend will be around 5.75% to even 6.0% this December. ASM1 can then give 5.25% with ASM2, ASM3 giving at least 5.0% in 2025.ASB Dividend 2024 @ December Take ASB% - 0.5% ASM dividend will be around there If I was a betting man (which I am not) I would bet on 5.5% plus a 0.5% bonus for ASB1, so total dividend 6.0%. This post has been edited by MattSally: Sep 12 2024, 08:29 AM nexona88 liked this post
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Sep 12 2024, 12:26 PM
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#883
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Senior Member
1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 12 2024, 09:01 AM) 5.25% for ASMx fund is quite high nowadays... If dividends stabilise at not below 6% for ASBx and not below 5% for ASMx then I think most people would be happy enough with that.Many would be jumping of joy 😅 But still cannot fight the old days of 6% to 8% 🔥💰💵 |
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Sep 12 2024, 08:11 PM
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#884
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 12 2024, 07:56 PM) But the limit is 300k per account What you say is true but what many people do not seem to be aware of is that if, for example, accumulated ASB1 dividends take the balance to 500k and you then withdraw 100k, you may, at any time in the future, invest more $ up to the previous 'high water mark' of the fund.Only way to go above is by accumulated the dividend over the years 👌 This post has been edited by MattSally: Sep 12 2024, 08:11 PM nexona88 liked this post
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Sep 12 2024, 08:39 PM
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#885
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 12 2024, 08:33 PM) Previously got yearly statement I did do a test withdrawal on line from ASB1 of RM100 a year or so ago when my balance was well over 300k so available units initially showed as zero. Once I had withdrawn the RM100, the available units changed to 100.Bottom of the page got write how much "quota limit" left / available for that particular individual.. Now still have that statement??? |
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Sep 13 2024, 07:34 PM
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#886
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1,072 posts Joined: Aug 2020
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QUOTE(lim47 @ Sep 13 2024, 06:52 PM) Aduh.. thought Wana get some since FD matured.. now can't already ASMx looks like becoming/remaining the ‘safe and steady’ investment fund of choice.Put back FD 2.6 only We did withdraw some funds during the pandemic but I am glad that we kept the majority of our investments in ASBx/ASMx. I wouldn’t say the good times are back but I do feel that the steady recovery will continue. |
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Sep 13 2024, 08:41 PM
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#887
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 13 2024, 08:07 PM) Otw to 5% for ASMx for financial year 2025 🔥💪 Agreed. I think not below 5% for ASMx in 2025 and nudging 6% for ASBx. Thereafter, any further increase is most welcome.Dividend would only goes up up up for now... All indicator seems positive nexona88 liked this post
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Sep 21 2024, 01:32 PM
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#888
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 21 2024, 01:18 PM) I'm more interested in the total units & fund size... So long as all the FP Fund dividends keep increasing, year on year, for a few years yet, I shall be happy.Because many have switched to ASM1 previously... Dividend should be same... 5% next year highly possible nexona88 liked this post
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Sep 22 2024, 02:46 PM
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#889
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1,072 posts Joined: Aug 2020
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Do we expect ASM3 dividend to be announced this Friday or will they make us wait until the 30th on the following Monday?
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Sep 23 2024, 03:22 PM
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#890
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 23 2024, 01:25 PM) And good time to buy some units too... Indeed, Tempting to buy more units next Monday or Tuesday. nexona88 liked this post
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Sep 28 2024, 10:16 AM
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#891
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 28 2024, 07:56 AM) No one actually knows.. I am hoping for / expecting 4.75% purely from fund performance, maybe with a bit to spare to ‘restock’ the reserves.But I just wanted to see if the fund size increases tremendously or not... And like you said too... Payout is from income alone or there's "help" from reserve $$$ over the years... nexona88 liked this post
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Sep 28 2024, 12:24 PM
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#892
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 28 2024, 11:50 AM) I think is concluded that the performance would be okay with same rates as the rest of ASMx fund for 2024 🙏 All the economic indicators are for the recovery to continue so I will stick with my predictions as follows:Next to watch is March ending for ASM1.. Would it be upward towards 5% or downward towards 4.5% or lower... ASB1 31/12/24 5.75% ASB2 31/3/25. 5.5% ASM1 31/3/25. 5.25% ASB3 30/6/25. 5.5% ASM2 31/8/25. 5.0% ASM3 30/9/25. 5.0% This post has been edited by MattSally: Sep 28 2024, 12:26 PM |
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Sep 28 2024, 04:30 PM
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#893
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 28 2024, 01:00 PM) Why the difference between ASM1 vs 2 & 3?? Only that ASM1 is the flagship ASM fund and has historically (pre pandemic) done marginally better than ASM2 and ASM3. Now that the returns are, hopefully, returning towards pre pandemic levels, I would not be surprised to also see ASB1 doing just a little better than ASB2, ASB3. We shall see.Anything that I don't know about 🤔🧐 This post has been edited by MattSally: Sep 28 2024, 04:31 PM nexona88 liked this post
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Sep 29 2024, 12:09 AM
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#894
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1,072 posts Joined: Aug 2020
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QUOTE(coolguy_0925 @ Sep 28 2024, 11:31 PM) Afterall, we will see the possibility come end of December Agreed. I think the important thing is that all ASMx Funds return at least 5% in 2025.If ASB can jump 0.5% then ASM ada chance If not, better hope for 5.0% and be happy with it  This post has been edited by MattSally: Sep 29 2024, 12:11 AM |
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Sep 30 2024, 09:10 AM
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#895
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 30 2024, 08:38 AM) There's few of the reasons I can think of... All valid reasons but I still think that the recovery will continue back towards 6%.1. Fund Size bigger 2. Investment cost (entry price higher) 3. COVID-19 & all the financial crisis / conflicts in the years 4. Unstable / change of Government (4x new PM - New policies after Najib) nexona88 liked this post
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Sep 30 2024, 12:51 PM
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#896
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Sep 30 2024, 12:38 PM) https://www.nst.com.my...me-distribution So, dividend paid almost entirely from fund performance.RM837.89 mil - Distribution RM820.32 mil - Nett Income 17.64 Bil units  |
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Sep 30 2024, 02:36 PM
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#897
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QUOTE(nexona88 @ Sep 30 2024, 01:25 PM) ???? I did say ‘almost.’ In fact, 98% of the dividend was paid by nett income. Of course it would be better to have had a surplus to put into reserves but I don’t see this as being too disturbing.More like RM17.57 mil from reserve income over the years... Need help... Not looking good Vs others 2 ASM which purely from nett income To put it into context, that means actual fund performance was 4.655%. This post has been edited by MattSally: Sep 30 2024, 02:37 PM nexona88 liked this post
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Oct 17 2024, 09:57 PM
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#898
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QUOTE(nexona88 @ Oct 17 2024, 05:38 PM) I'm expecting around 4.90% to 5% max 🙏 Yes, ASB1 dividend will be an important indication of what we can expect from all ASMx funds next year.5.1% even better & above expectations... Well Done ASNB & PNB... Anyway Now all focus on ASB1 dividend rate end of the year... Somehow would give some hints on what to expect next year... I am of the opinion that ASB1 dividend will be in the 5.5% to 6.0% range and that should pave the way for all ASMx funds to declare dividends of at least 5.0% subject to any significant geo political developments. nexona88 liked this post
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Oct 18 2024, 11:23 AM
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#899
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1,072 posts Joined: Aug 2020
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Duplicate post.
This post has been edited by MattSally: Oct 18 2024, 11:24 AM |
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Oct 18 2024, 03:54 PM
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#900
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1,072 posts Joined: Aug 2020
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QUOTE(nexona88 @ Oct 18 2024, 11:32 AM) Good for you 👍 Use the ‘rule of 72’ to calculate how long it will take for compounding interest to double your investment.Coming from the years of ASMx fund all giving out above 6%, current rates of lower than 5% is real disappointment..... But slowly seems like moving upwards... Towards 5% 💪 The power of compounding is very good, if you keep for years... Last I count... Around 12 years to double your initial investment $$$ in ASMx funds... Eg: 6%pa will take 12 years. 6x12=72 8%pa will take 9 years. 8x9=72 nexona88 liked this post
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