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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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TheEquatorian
post Oct 1 2020, 10:12 PM

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Only managed to get 1k asm3. I guess better than nothing.
mroys@lyn
post Oct 2 2020, 08:14 AM

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QUOTE(yklooi @ Oct 1 2020, 08:38 AM)
at this 4% rate, I would add into sspn first for the tax relief n the ease of "able to get units".... But then hopefully can still get 4% next year for sspn.... Same as hopefully 4% too for tis happy n satisfied to have fund.

Since I am above 55, I target kwsp first n my spouse near 50 also priorities kwsp over other govt guaranteed stuffs for our 1st rm60k.
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agree, at 4% sspn seem a better option (4%+1% loyalty, tax relieve) and less hassle (no need to fish).
Haloperidol
post Oct 2 2020, 09:04 AM

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QUOTE(mroys@lyn @ Oct 2 2020, 08:14 AM)
agree, at 4% sspn seem a better option (4%+1% loyalty, tax relieve) and less hassle (no need to fish).
*
Please consider me that is a lonely single doggo ...
Lonely single doggo can't enjoy the tax rebate...

This post has been edited by Haloperidol: Oct 2 2020, 09:04 AM
MUM
post Oct 2 2020, 09:15 AM

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QUOTE(Haloperidol @ Oct 2 2020, 09:04 AM)
Please consider me that is a lonely single doggo ...
Lonely single doggo can't enjoy the tax rebate...
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hmm.gif then this 4%+1% loyalty, tax relieve and less hassle (no need to fish), can still be applicable to you??
MGM
post Oct 2 2020, 09:43 AM

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QUOTE(mroys@lyn @ Oct 2 2020, 08:14 AM)
agree, at 4% sspn seem a better option (4%+1% loyalty, tax relieve) and less hassle (no need to fish).
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But 4% is not guaranteed right? And the 1% loyalty is not based on full year. Based on track records ASMx > SSPN.
CSW1990
post Oct 2 2020, 10:14 AM

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QUOTE(MGM @ Oct 2 2020, 09:43 AM)
But 4% is not guaranteed right? And the 1% loyalty is not based on full year. Based on track records ASMx > SSPN.
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agreed. SSPN won’t give 4% this year.
Most of the time SSPN won’t go higher than ASM

When ASM go higher than 6% people happy, but do they know FD at that time was >4% also? Equity return at those good time could easily go 15%+?

Don’t just look at the number, should compare the return with the risk level among others investment tools in the same period
Haloperidol
post Oct 2 2020, 10:21 AM

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The problem is not everyone has the ability to generate 15% from equity.

Risk comparison,
ASNB FP is literally like FD, just that hard to get into the party only.
So if risk is = FD, but Reward > FD, for me it is justified.

Btw, I'm from Kedah, willing to travel to Perlis / Penang to do transaction.
Please hit me up / Pm me if anyone interested to let go of unit. Tq
CSW1990
post Oct 2 2020, 10:35 AM

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QUOTE(Haloperidol @ Oct 2 2020, 10:21 AM)
The problem is not everyone has the ability to generate 15% from equity.

Risk comparison,
ASNB FP is literally like FD, just that hard to get into the party only.
So if risk is = FD, but Reward > FD, for me it is justified.

Btw, I'm from Kedah, willing to travel to Perlis / Penang to do transaction.
Please hit me up / Pm me if anyone interested to let go of unit. Tq
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What I mean is we cannot compare apple to apple in different season
Eg 2017 year FD rate is higher than 2020 ASM rate.. can we say FD better than ASM? Same to SSPN vs ASM
P/S: I forgot is 2017 or 2018 but I did get 4.2% FD few years ago
Is ASM 4% return considered high?
Yes and No
Yes because higher than 2% FD rate this year (both zero risk level)
No because compared to past record 4% is underperforming
MUM
post Oct 2 2020, 10:45 AM

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QUOTE(MGM @ Oct 2 2020, 09:43 AM)
But 4% is not guaranteed right? And the 1% loyalty is not based on full year. Based on track records ASMx > SSPN.
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read previously, the 1% is based on the amount you placed in during the promotion period.
i think it was like this
if you put in RM8k, you will get RM80 extra bonus on top of the dividend to be given on that RM8k
samuraix79
post Oct 2 2020, 10:56 AM

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I myself am vested in ASNB, SSPN (including the limited time +1%) and equity. Really depends what are the promotions available that time, not every time is a good time, just have to be aware which one can perform better than FD. Or else why the unker and aunties got time to go bank transfer money here and there and just put on short term FD in whichever banks giving the promo. But why oh why for 1 month d no luck on fishes for me mega_shok.gif
ear_hear
post Oct 2 2020, 12:04 PM

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I'm using the MYASNB app to purchase. Upon a successful purchase, I will have to key in my TAC. How do I avoid this? Is it by registering the ASNB account into my favorite payee?
guy3288
post Oct 2 2020, 12:49 PM

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QUOTE(samuraix79 @ Oct 2 2020, 10:56 AM)
I myself am vested in ASNB, SSPN (including the limited time +1%) and equity. Really depends what are the promotions available that time, not every time is a good time, just have to be aware which one can perform better than FD. Or else why the unker and aunties got time to go bank transfer money here and there and just put on short term FD in whichever banks giving the promo. But why oh why for 1 month d no luck on fishes for me  mega_shok.gif
*
did you really try?

Now so easy can do on phone,
1 login can click 10x x3 ASX for 1 account then forced to take a break ..
i got RM4600 this morning with 3 accounts . yesterday only RM3500 whole day
clicking in between work.. brows.gif
WeiFeng16
post Oct 2 2020, 12:54 PM

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u r so lucky, I got nothing this morning sad.gif
WeiFeng16
post Oct 2 2020, 12:55 PM

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what amount u tried each attempt?
Huawei88
post Oct 2 2020, 01:26 PM

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QUOTE(guy3288 @ Oct 2 2020, 12:49 PM)
did you really try?

Now so easy can do  on  phone,
1 login can click 10x x3 ASX for 1 account  then forced to take a break ..
i got RM4600 this morning with 3 accounts . yesterday only RM3500 whole day
clicking  in between work.. brows.gif
*
wah, that's impressive! thumbup.gif
samuraix79
post Oct 2 2020, 02:51 PM

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QUOTE(guy3288 @ Oct 2 2020, 12:49 PM)
did you really try?

Now so easy can do  on  phone,
1 login can click 10x x3 ASX for 1 account  then forced to take a break ..
i got RM4600 this morning with 3 accounts . yesterday only RM3500 whole day
clicking  in between work.. brows.gif
*
Meaning to try harder sweat.gif

P.S. And I just managed to get 900 units ASM2 thumbsup.gif if complaining can get me units, I don't mind doing it again everyday from now hah hah

This post has been edited by samuraix79: Oct 2 2020, 03:54 PM
nexona88
post Oct 2 2020, 08:47 PM

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QUOTE(guy3288 @ Oct 2 2020, 12:49 PM)
Now so easy can do  on  phone,
1 login can click 10x x3 ASX for 1 account  then forced to take a break ..
i got RM4600 this morning with 3 accounts . yesterday only RM3500 whole day
clicking  in between work.. brows.gif
*
Wah u still hunting ASMx units...
Confirm already million ringgit level 💪💰🤑

Anyway seems like no motivation to hunt nowadays...
Dividend getting lower... Units also kinda hard to get...

Invest in Bursa also can get better return (example glove counters, enter April/May now $$$ drool.gif)
!@#$%^
post Oct 2 2020, 08:54 PM

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QUOTE(nexona88 @ Oct 2 2020, 08:47 PM)
Wah u still hunting ASMx units...
Confirm already million ringgit level 💪💰🤑

Anyway seems like no motivation to hunt nowadays...
Dividend getting lower... Units also kinda hard to get...

Invest in Bursa also can get better return (example glove counters, enter April/May now $$$ drool.gif)
*
different risk level
nexona88
post Oct 2 2020, 08:57 PM

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QUOTE(!@#$%^ @ Oct 2 2020, 08:54 PM)
different risk level
*
Well if u $omehow know him & little of background...

U won't be talking about risk 🙂 🤑💰

Anyway since this is ASNB topic..
Any information on the bundle thingy offered by banks..
Kinda heard of the new VP global fund + ASM... Any information on that? 🤔


Malaysian2468 P
post Oct 3 2020, 05:35 AM

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QUOTE(guy3288 @ Oct 2 2020, 12:49 PM)
did you really try?

Now so easy can do  on  phone,
1 login can click 10x x3 ASX for 1 account  then forced to take a break ..
i got RM4600 this morning with 3 accounts . yesterday only RM3500 whole day
clicking  in between work.. brows.gif
*
What time did you try buying? I couldn't get any as well. You are lucky!





QUOTE(nexona88 @ Oct 2 2020, 08:57 PM)
Well if u $omehow know him & little of background...

U won't be talking about risk 🙂 🤑💰

Anyway since this is ASNB topic..
Any information on the bundle thingy offered by banks..
Kinda heard of the new VP global fund + ASM... Any information on that? 🤔
*
Not much is known. Have to ask the bank, I guess. Or sifus who are familiar with global market.


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